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2020-2021 Benefits Guide

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2020-2021 Benefits Guide

benefits employee guide 2020

Table of Contents Table of Contents............................................................................................................................................................................... 2 City of Pearland Holiday Calendar .................................................................................................................................................... 3 Take Care of Your Tomorrow!............................................................................................................................................................ 4 Benefits Resource List ...................................................................................................................................................................... 5 Registering and Enrolling on Benefit Connector .............................................................................................................................. 6 Online Enrollment Instructions ......................................................................................................................................................... 7 Eligiblity .............................................................................................................................................................................................. 8 Medical Benefits ................................................................................................................................................................................ 9 Wellness Instructions ...................................................................................................................................................................... 10 Wellness Instructions – Form ......................................................................................................................................................... 11 Generic Drugs: Questions and Answers ......................................................................................................................................... 12 OneRx ............................................................................................................................................................................................... 13 Health Savings Account (HSA) ........................................................................................................................................................ 14 Health Savings Account (HSA) continued ....................................................................................................................................... 15 Urgent Care vs. Emergency Rooms................................................................................................................................................. 16 Surprise Medical Bills...................................................................................................................................................................... 17 Dental Benefits ................................................................................................................................................................................ 18 Vision Benefits ................................................................................................................................................................................. 19 Basic Life & AD&D Benefits ............................................................................................................................................................ 20 How Much Life Insurance Do You Need? ....................................................................................................................................... 21 Voluntary Life & AD&D Benefits...................................................................................................................................................... 22 Disability Insurance ......................................................................................................................................................................... 23 Employee Assistance Program (EAP) .............................................................................................................................................. 24 Flexible Spending Account .............................................................................................................................................................. 25 Limited Flexible Spending Account................................................................................................................................................. 26 Medical Eligible Expenses for HSA or FSA...................................................................................................................................... 27 Aflac Short Term Disability/Whole Life Insurance ......................................................................................................................... 28 Aflac Accident Plan/Hospital Indemnity Plan................................................................................................................................. 29 Aflac Critical Illness Plan ................................................................................................................................................................. 30 Aflac Enrollment & Claim Filing....................................................................................................................................................... 31 LegalShield ...................................................................................................................................................................................... 32 IDShield............................................................................................................................................................................................ 33 Gym Membership ............................................................................................................................................................................ 34 What Constitutes a Qualifying Life Event? ..................................................................................................................................... 35 Glossary of Health Coverage & Medical Terms.............................................................................................................................. 36 Glossary of Health Coverage & Medical Terms (continued) .......................................................................................................... 37 Glossary of Health Coverage & Medical Terms (continued) .......................................................................................................... 38 Glossary of Health Coverage & Medical Terms (continued) .......................................................................................................... 39

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City of Pearland Holiday Calendar

The holiday schedule that the City of Pearland will observe is as follows: Thanksgiving Holidays Thursday, November 26, 2020 Friday, November 27, 2020 Christmas Eve Thursday, December 24, 2020 Christmas Day Friday, December 25, 2020

New Year’s Day (2021)

Friday, January 1, 2021

Martin Luther King, Jr. Day

Monday, January 18, 2021

Good Friday

Friday, April 2, 2021

Memorial Day

Monday, May 31, 2021

Monday, July 5, 2021 (observed)

Independence Day

Labor Day/ September 11 th Memorial Holiday * Thanksgiving Holidays

Monday, September 6, 2021

Thursday, November 25, 2021 Friday, November 26, 2021

Thursday, December 23, 2021 (observed)

Christmas Eve

Friday, December 24, 2021 (observed)

Christmas Day

Friday, December 31, 2021 (observed)

New Year’s Day (2022)

Designated Holidays

2 used at the employees’ choice with approval

* The City has designated the Labor Day holiday as the September 11 th Memorial holiday for firefighters in accordance with Section 142.0013 (c) of the Local Government Code. or all other employees, Labor Day holiday is unchanged. All City employees have the same number of holidays on the same days; with this one exception.

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Take Care of Your Tomorrow! Personal needs greatly influence the choices we make every day. Young or older, single or married, our needs differ. That’s why the City of Pearland wants to provide you with the freedom to select quality benefit options that work best for you. It is important that you take an opportunity to review all of your plan options in detail. You will need to carefully consider each benefit option, its cost and value to you and whether it is appropriate for your personal needs. By taking the time to examine all of your options, you will ensure that your benefits meet those needs throughout the plan year.

The City of Pearland values our employees and recognizes the importance of offering benefits that enhance people’s lives. With that in mind, we have good news for 2020!

Quick Response (QR) CODES! You will see these weird looking squares within your benefit guide called QR Codes.

Each of these codes store and transmit >Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40

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