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Adviser Summer 2018
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www.scruttonbland.co.uk
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CONTENTS
BOOSTING INNOVATION IN THE EASTERN REGION...................................................... 4 RELIEF FOR FIRST TIME BUYERS.............................. 6 THE BUSINESS OF LUXURY TENDERS AND TOYS.. 8 Marriage and money... a perfect union?.... 12 WHAT CAN AN INTERNAL AUDIT DO FOR YOU?... 14 UP IN THE CLOUD, DOWN ON THE GROUND....... 16 PENSION SOLUTIONS FOR BUSINESS OWNERS................................................ 18 KEEPING IT IN THE FAMILY...................................... 20 PACKING A PUNCH.................................................. 22 PARTNERSHIP AND PURPOSE – THE RELATIONSHIP BETWEEN BUSINESS AND CHARITY.................................................................... 25 YOUR VIRTUAL DOCTOR WILL SEE YOU NOW..... 28 HOWZAT! SCRUTTON BLAND SIGN AN EXCITING DEAL WITH ESSEX CRICKET................................... 30 YOUR FARM IS YOUR FORTRESS........................... 32 THERE MAY NEVER BE A BETTER TIME TO SELL .......................................................... 34 VIRTUAL ASSETS AND ESTATES............................. 36 TAX RULES ON DIVORCE......................................... 38 CHARITY EVENTS..................................................... 40 FANTASY FUNDS – THE RESULTS........................... 42
Scrutton Bland is a leading provider of accountancy, tax, audit, insurance, employee benefits and independent financial planning advice to both business and private clients. Our philosophy is to offer clear, professional advice and to find the most effective solution to meet the individual needs of each client. We are committed to delivering great client service and constantly strive to exceed the expectations of our clients by providing a proactive and supportive service. If you would like professional advice on any of your business or personal finances please contact one of our experienced advisers who will be delighted to hear from you. 820 The Crescent Colchester Business Park Colchester
Essex CO4 9YQ 01206 838 400 Fitzroy House Crown Street Ipswich Suffolk IP1 3LG 01473 267 000 Merrick Hill
Victoria Road, Diss Norfolk IP22 4HZ 01379 643 444 www.merrickhill.co.uk Milton Hall Ely Road, Milton
Cambridge CB24 6WZ 01223 928 065
Scrutton Bland Financial Services Limited is authorised and regulated by the Financial Conduct Authority.
@scruttonbland
Scrutton Bland
www.scruttonbland.co.uk
W H O W E A R E | S C R U T T O N B L A N D | 3
T hink the work of universities has nothing to do with your business? Think again. SMEs in the UK spent £217 million on knowledge exchange projects with universities in 2014-15 and that figure has been growing for years. The government recognises that collaboration between businesses and universities can boost economic growth and innovation and is providing funding to make it happen. The University of Essex is at the forefront of university-business engagement in the eastern region. It’s one of the national leaders in collaborative projects that are helping businesses innovate and grow, and has created a hub for knowledge-based businesses at its campus in Colchester. Knowledge Gateway research and technology park The Knowledge Gateway is a research and technology park set in mature parkland at the University’s Colchester Campus. It’s already home to a thriving community of start-ups and SMEs and further developments will add space for more small companies and also larger businesses. The Knowledge Gateway provides a home for knowledge-based businesses in the science,
The Parkside community includes a diverse range of tech-savvy companies, from app developers to web designers to digital marketeers, and also includes Essex Chambers of Commerce, the Haven Gateway Partnership, the Economic and Social Research Council’s Business and Local Government >Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44
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