Campbell Wealth Management - September 2021

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CampbellWealth.com • (703) 535-5300 • 330 John Carlyle St., Suite 400, Alexandria, Virginia 22314

Change Your Mind Before You Change Anything Else

Happy end of summer! Fall is just around the corner and that means cooler weather, crisp, colorful leaves, pumpkin spiced lattes, and holidays with family and friends. At Campbell Wealth Management, we just can’t wait!

One great thing about September is that it’s Self-Improvement Month. So, what does that mean?

For some, working on self-improvement may mean that you splurged a little bit while on vacation and it’s time to get your diet back on track and revisit the gym. For others, self-improvement may mean getting projects done that you had put off because you didn’t want to do them over the summer. This way, instead of just self-improvement, it can be a “home improvement/self-improvement.” The key to self-improvement is to have a plan, just like we always have a plan for our clients for the future. Your plan should highlight how you are going to use self-improvement to your benefit and the best place to begin is by looking at the areas you are unhappy with and what you would like to change about yourself, your life, or your environment. For example, if I decided that I didn’t follow my diet and treated myself over the summer and now I don’t like the way I look in the mirror, I can set some goals for myself to get right back on track. These goals to achieve the results I desire should revolve around the way I eat to develop a proper and sustainable diet. I would also put a systematic process in place for physical exercise and movement. Does that mean I’m going to go to the gym three or four days a week, or does that mean I’ll meet up with a friend and walk the neighborhood each night after it gets cooler outside? Possibly I will hire a personal trainer that I’ll work with several days a week to hold me accountable.

Accountability is also a key aspect of self-improvement. If I say that I am going to jog four times a week for 2 miles each time, I’ll require the wherewithal to force myself to do it. Sometimes, having an accountability partner with similar goals makes this a lot easier. We can work together to make accomplishments and see results. After all, it’s difficult to not show up at the gym or for your jog when your partner is waiting for you. Lastly, turning in your progress is important. If you start out 10 pounds over your goal weight, weighing yourself and taking some “before” photos is a good idea. This way, when you start to accomplish your goals, you can document it along the way. An old adage says, “What gets measured gets done.”

So, what about you?

If you have a plan or an idea for your self-improvement, or if you need help, don’t hesitate to reach out to us. We’d love to help with your success for your September Self-Improvement Month.

Kelly Campbell

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Cook With the Same Ingredients Without Getting Bored The Secret Sauce

One upside to spending more than a year at home was that many people donned their aprons, learned new recipes and techniques, and began cooking meals regularly in their own kitchens. Even as restaurants reopen, over 70% of Americans say they’ll keep their new habit of cooking at home because it’s healthier and cheaper. That said, the average American can only whip up about five meals without a recipe at hand, and many people cook and eat the same types of protein and vegetables over and over. One easy way to avoid boredom is to keep your main staples but diversify your sauce routine! When in doubt, learn one creamy sauce and one herb- or citrus-based sauce. Here are a few examples that work particularly well for chicken, America’s favorite animal protein. These can be used with your other

favorite meats and your favorite vegetable preparations, as well!

the zest and juice of 1 lemon, and 1/3 cup extra-virgin olive oil. Pulse all ingredients together until well mixed and the herbs and garlic are coarsely chopped. Quick Miso Maple Sauce This umami-filled sauce from Kitchn.com brings a lot of flavor with just three simple ingredients: 1/2 cup tamari or soy sauce, 1/2 cup maple syrup, and 1/4 cup miso paste. That’s it! Whisk the ingredients together and pour over oven-roasted, pan-seared, or grilled chicken and serve. These three sauces are a great place to start, but if you find yourself uninspired in the kitchen, just look up “simple sauces” online and the protein or vegetable you’re preparing. The internet will come to the rescue every time!

5-Minute Honey Mustard Sauce To avoid hearing “chicken again?!” add this honey mustard sauce from PinchOfYum.com to your repertoire. Simply whisk together 1/4 cup honey, 1/4 cup mayo, 1/4 cup Dijon mustard, 1 tbsp white vinegar, and 1/4 tsp cayenne pepper for a delicious topper for all meats. Simple Lemon Herb Sauce Want a lighter, healthier option? Go for an oil-and-herb sauce like FoodNetwork.com’s “Chicken With a Lemon Herb Sauce.” In a blender or food processor, add 1 peeled clove of garlic, 1/4 tsp salt, 1 cup freshly chopped herbs of your choice (they recommend a mix of parsley and mint), 1 1/2 tsp ground pepper,

Income Planning 101: Closing the Gap

You’ve spent your entire career planning for your golden years. You’ve

Via income planning, you may stumble upon solutions that

to last. While you cannot predict the future, you can base this off of how early you retire and whether or not you’ll need funds to cover those additional years. By using anticipated income to cover your basic needs, you will be set up to find gaps and prepared to discuss solutions with us. Identifying these gaps early to be able to close them early is key and should be a major component of your retirement planning. Campbell Wealth Management is here to streamline the process and develop a plan to work on your future. Call us today to jump right into your retirement planning needs!

you had not considered to set yourself up financially in retirement. Income planning identifies income gaps and finds solutions.

traveled to and from work for years and years, dreaming of the day you can sleep in, eat a relaxed breakfast, and have the day to yourself. Financial freedom in retirement is essential to feel that sought-after relief from

Taking a look at your expenses is the first step to identify gaps. By evaluating how much you must have set aside for housing, food, medical expenses, transportation, insurance,

and entertainment, you can compare that to your income. It will be important to think about how long you plan your retirement

constantly worrying about paying bills. You want that transition to be financially smooth.

This is intended for informational purposes only and should not be construed as tax advice. Consult your tax advisor regarding your situation.

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Less sunlight can have a negative impact on your mental well-being, and as you head into the darker, chillier months, worsening weather and shorter days can make staying in shape more of a chore than a joy. But that doesn’t mean you’re powerless. With a few tricks, you can thrive through the cold season. Finding ways to stay active while cooped up inside has never been easier. Thanks to the pandemic, online exercise courses, at-home workouts, and remote Zumba classes grew in popularity and are still going strong. If you embraced these for your summer workouts to avoid the heat, you can continue that routine this fall and winter and keep up your exercise, mixing it up if one course gets stale. Get a Jump on Winter Blues And Exercise Through the Fall

classes at the gym. It doesn’t matter what you do; what matters is that you do it. Stay active! While it’s a bummer that you can’t go trail running or biking, any exercise is better than none. And don’t wait to get started: Add that “winter workout” into your weekly routine now. Not only will it help make the transition a little easier when you can’t go for your morning run, but also, if you’re trying a new sport, activity, or exercise, it gives you a buffer in case you decide it’s not for you after all. Don’t let bad weather or fewer daylight hours be an excuse for less exercise. Your brain will thank you, and who knows? You might actually have fun too!

Similarly, winter provides a great time to focus on a new type of fitness goal, like building muscle in an indoor facility or taking martial arts

Wellness & Wisdom Series

Privacy Protection with Tim Cintolo Tuesday, Oct. 12, at 3 p.m. Normal Aging vs. Dementia with Lindsey Vajpeyi Tuesday, Nov. 9, at 3 p.m. To register, email us at [email protected].

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700 S. Washington St. Suite 220 Alexandria, Virginia 22314 (703) 535-5300 CampbellWealth.com

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CampbellWealth.com (703) 535-5300 330 John Carlyle St., Suite 400 Alexandria, Virginia 22314

Inside

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September Self-Improvement

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Let Sauces Bring New Life to Tired Meals

Income Planning 101

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Get a Jump onWinter Blues With Fall Exercise

Save the Date!

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The Best Places to Visit in Croatia

Securities offered only by duly registered individuals through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC. Advisory services offered only by duly registered individuals through Campbell Wealth Management, LLC (CWM), a Registered Investment Advisor. MAS and CWM are not affiliated entities.

The Best Places to Visit in Croatia Your Next Affordable Vacation Spot!

This gorgeous coastal nation will absolutely blow you away with its beautiful architecture, landscapes, and

Heritage Site. Although it’s quite the drive, you won’t regret it — the park has an outstanding and picturesque series of tufa lakes and caves, all connected by waterfalls. With over 16 interconnected cascading lakes, it’s unlike anything else you’ll see. If you get hungry, you’ll love the nearby National Restaurant Licka Kuca, which is famous for its traditional Croatian preparation of lamb under a cast-iron bell. Split The second largest city in Croatia (the first being Zagreb) is Split, founded by a Greek colony in the second or third century B.C. Historically, Split enjoyed being an independent city-state many times, and that free spirit is very tangible, as Split is very different from any other city in Croatia. With well-preserved Roman architecture and a multitude of museums, it’s no wonder Split is also a UNESCO World Heritage Site. Although Croatia was among the first UN countries to open its doors to Americans, always be safe and check the newest regulations before booking your travel. Hopefully you enjoyed learning about this unique, wonderful country!

delicious blend of Mediterranean and Slavic cuisine. Even better, it’s a fairly affordable place to visit! While many travelers land in Zagreb, the beautiful capital city and cultural hub, you wouldn’t want to miss these destinations. Dubrovnik As the “Pearl of the Adriatic,” this coastal city is one of the most popular tourist destinations in the Adriatic Sea. It’s a beautiful city, featuring 13th century walls, marble stone streets, Gothic palaces, breathtaking churches, and an imposing fortress. There’s so much to do in the town square — one of Croatia’s largest and most beautiful — and you’ll be able to explore many historic structures nearby. Nature also has plenty to offer, with secluded coves and beaches nearby for exploration. Plitvice Lakes National Park Near the border with Bosnia-Herzegovina, you’ll find one of Croatia’s oldest and most beautiful national parks and a UNESCO World

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