Harmonson Law Firm - March 2020

Harmonson Law Firm - March 2020

MARCH 2020

HARMONSON HEADLINES

YOUR GUIDE TO PERSONAL INJURY IN THE BORDERLAND

WE WOULDN’T BE WHERE WE ARE WITHOUT Rosie!

T his month, I want to do something a little

casework or to make formal requests. On top of that, she puts the checks together when cases settle. When you get down to it, Rosie plays a role in just about every part of the process. Of course, working at Harmonson Law Firm is just a small part of Rosie’s life. When she’s not at the office, there’s a good chance Rosie is with her family, and she comes from a big one — her parents had 16 kids! Today, Rosie is a mother of four grown kids. Two of them are off on their own with growing families of their own, and the other two are still a little closer to home. Her youngest son, who’s 19, recently graduated from high school and will soon attend South Plains College in Lubbock. Her youngest daughter, who’s 21, attends New Mexico State University and has even helped around the firm working as a file clerk. Rosie loves to go camping and have cookouts, and she enjoys dancing. But most of her time is just spent with her kids and grandkids. For Rosie, it doesn’t get better than family. Here are the two things I love most about Rosie. Rosie treats our clients like royalty and makes life in the trenches of the law firm a wonderful place. Rosie also is unwavering in her faith which shines through in everything she does, whether it is for the firm, for our clients, or her family.

different. I want to share a little about one of the members of our team: Rosie!

Many of our clients are familiar with Rosie Caldwell, our chief paralegal with our firm. Rosie has been with us for five years — her first two years were part time before she joined us full time for the last three years. Ever since day one, she has been an incredible part of the team, and we would not be the law firm we are today without her! Rosie’s career in law goes back to 1976. Since then, she’s worked with a number of

attorneys and law firms in and around El Paso, giving her a very distinguished career. I can’t say enough about how good she is with clients, and I’m glad she found her way to our firm. Rosie does so much for our clients and the firm at large. It’s really hard to define her role in just a few words because she does so much every day. She spends a lot of time on the phone with clients, adjusters, and medical providers and works hard to make sure we have all the information we need to work on a case. That way, we can get the results our clients have come to expect. Another big part of Rosie’s role is requesting and compiling medical records, which can be important for car accident and medical malpractice cases. She also helps drafts many of the legal documents we use in

Thank you for all you do Rosie!

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TOP 3 REAS INSURANCE COMPANIES DEN

One of the greatest things about March Madness is that you don’t have to be a huge college basketball fan to get in on the fun. Kids of all ages can fill out brackets — or have a parent fill one out for them — and watch their picks duke it out on the court. While healthy competition among family members can be fun all on its own, check out the following tips if you’re looking to go the extra mile and reap as much fun from March Madness as you can. Turn each game into an event. Not every kid may like watching basketball, but if they fill out a bracket, then they might gain at least a passing interest in who will win each game. To elevate their interest, turn each March Madness matchup into a little party. It doesn’t have to be fancy; make fun snacks to eat while you watch or bet pieces of candy on who will have the most points to create great family bonding opportunities. MARCH MADNESS FUN FOR THE WHOLE FAMILY

A car accident can inflict substantial suffering, but so can navigating the claims process after a wreck. There are a number of pitfalls a claimant can encounter when dealing with auto insurance companies. In some cases, an insurance company can outright deny your claim, leaving you with high medical bills, lost income, and financial hardships. Here are the top three reasons an insurance company might impede your rights to fair compensation:

1. LAPSES IN COVERAGE

If the motorist who hit you hasn’t paid their premiums or is uninsured, the at-fault party’s former insurance company is not responsible for your claims. While this is an unfortunate situation, car accident victims have options in Texas. Since Texas requires that drivers carry uninsured motorist protection on their policies, an attorney can help with filing claims with your own insurance company when the at-fault driver doesn’t have insurance.

2. DELAYS IN PROVIDING INFORMATION TO AN INSURANCE COMPANY

In the aftermath of a car accident, many motorists are overwhelmed. They might also be seriously injured. These scenarios make it difficult to provide all necessary information to insurance companies to settle claims. Additionally, some insurance companies make the process of supplying information exceedingly difficult in an attempt to get the party filing the claim will give up. After a period of time, an unresolved claim might be closed by an adjuster too, which further delays receiving settlements. SUDO KU

Reward the winners with prizes. Offer prizes to each round winner as well as the overall bracket winner to get the whole family involved. Small prize ideas for each round can

include a homemade dinner of the winner’s choice, a week’s supply of their favorite snack, or a coupon for getting out of a chore. Whoever wins the whole

tournament (or makes it the furthest with their bracket) deserves a bigger reward. Offer them the chance to see a movie of their choice in theaters or to eat a meal at their favorite restaurant. Create a learning opportunity. Learning math or geography might not sound like your child’s idea of fun, but it can be when they learn it through the lens of March Madness. See if your kids would be interested in understanding the inner workings of the ranking system or studying where some of the qualifying colleges are located on a map of the United States. They may find it so interesting that they don’t even realize they’re learning valuable skills.

SOLUTION ON PG. 4

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NS CLAIMS

Would you let the insurance company track your driving? In 2019, the New York Times reported on the “safest driver in Los Angeles”: Deborra Sarei, an LA resident who participated in an experiment sponsored by USAA and the City of Los Angeles to promote safer driving. But how do you determine one person is the safest? The answer was an app on her smartphone. Sarei let the app track her daily driving, including her speed, braking, acceleration, and cornering. It could even track distractions tied to the phone, such as texting or making/ taking phone calls. Essentially, if Sarei was driving, she was being tracked. She says she did everything by the book and became an extra careful driver, monitoring her driving behavior far more than she did before being tracked. Sarei was part of a group of 11,500 other drivers who all had opted to share their location >Page 1 Page 2 Page 3 Page 4

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