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Heartland Investment Partners - July 2021

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& STRIPES

HEARTLAND INVESTMEN T COMPANIES STARS

JULY 2021

AN.COM

DARINGARM 319-350-5378

I can’t believe it’s almost July already. The first six months of the year always go quickly for me. I’ve been busy implementing new strategies, working hard to exceed the expectations of my investment partners, and checking off all those to-do items I created last year when I said, “Well, we’ll take care of that in 2021.” Sprinkle in some new clients and investors, and it has been a crazy few months (in a good way)! Now, though, it’s time for a well-deserved and very American vacation. I’m not the kind of guy who takes a lot of time off or schedules a year’s worth of vacations in advance, but one holiday I always pencil in on my old-fashioned paper planner every January is — drumroll, please! — the Fourth of July. In my family, Independence Day is just as big a deal as Christmas, if not bigger. It’s the one day each year when the whole kit and caboodle get together at our lake house in Okoboji. That includes me and my wife, Gina, of course, plus our kids, their buddies, my sister-in-law and her husband, our nieces, kids, and my mother-in-law and father in-law. Every year, our house fills up with about 15 people for three or four days of celebrating! Back when my kids were little, when this tradition started, we used to do Fourth of July like outlaws. Private fireworks were illegal in Iowa up until a few years ago (read more about that on Pg. 3 — it’s a long story), so the kids and I would pile into the car and drive all the way over to Mineral Point, Wisconsin, to score our loot. I shot the breeze with the proprietors while they loaded up the car with bootlegged fireworks. Then, we headed home and lit up every rocket and fountain you can imagine. I always had a good time doing that, but now that the kids are older and fireworks are legal, things have settled down. These days we’re all more excited about Grandma’s potato salad and the spread of homemade baked beans and meat from the grill than we are about the fireworks. Usually, Gina goes all out on the decorations, too, buying streamers, Uncle Sam hats, and all of the red, white, and blue napkins and flags we can fit on the table. HOW MY FAMILY PREPS FOR FIREWORKS IN THE HEARTLAND, WE DO THE FOURTH RIGHT!

After dinner and a long day of fun on the lake, we all head out to the dock to watch the fireworks. Luckily for us, our community puts on a big show right over the lake just 200 yards from our dock. No matter what, we have front- row seats on the Fourth. As I write this, the anticipation for the holiday is already killing me! I can’t wait to man the grill and hang out with the whole family. Every year, that holiday reminds me how lucky I am to have so many opportunities for fun and relaxation. Not every country comes with those perks, but I’m sure glad mine does. Living in the Heartland is a privilege and never more so than on the Fourth.

Now, if you’ll excuse me, Gina and I have a party to plan!

All the best,

–Darin Garman

319-350-5378 1

Published by Newsletter Pro • www.NewsletterPro.com

APPEN TO

WHAT WILL H CRYPTOCUR

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RENCY IN TH

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IS COULD AF

AND WHY TH

Even if you’re not familiar with cryptocurrency, you’ll notice one thing about its market trends — it has been trending higher and higher in the past decade. Then suddenly, in mid-April this year, Bitcoin and other cryptocurrencies plunged significantly in value. That’s because the U.S. government has started the conversation it’s been putting off for some time: Should cryptocurrencies be regulated and, if so, how? Here are some reasons the discussion needs to move forward. CRIMINAL USAGE OF CRYPTOCURRENCIES Is cryptocurrency still popular with criminals? A blockchain >Page 1 Page 2 Page 3 Page 4 Page 5

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