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Monteforte Law July 2019
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www.MonteforteLaw.com (978) 653-4092 Practical wisdom, trusted advice.
July 2019
From Attorney to Author Adventures in Book Writing and Expanding My Comfort Zones
When I was first told that I should write a book, I distinctly remember my dumbfounded reaction. A marketing and networking group I’m part of was discussing ways attorneys could provide additional expertise to clients, and book writing was one of the options my peers found beneficial. The idea was so daunting to me. I said, “How the heck am I going to do that?” Between running my own practice, helping my clients, and raising my two busy and active kids with my wife, there’s already very little time for extracurricular activities. Besides, I remember thinking, do I even have anything worth saying? As I work on the second edition of my first book, I guess the answer to that question would be “yes.” In January 2019, my book “Planning Ahead: Everything You Need to Know About Estate Planning and Elder Law”was published. I can still remember the frenzy my mom and grandmother had over my published work, asking me to sign their copies for them. It was very sweet. My family was amazed by the accomplishment, and, to be completely honest, I am too. When I was finally persuaded over my initial fears, I decided I couldn’t just sit at a computer and stare at the blinking cursor as it mocked me. In fact, I don’t think I would have finished the project if I had. Instead, I picked up my phone and spent an hour every day rambling. I pulled from my own experiences with elder law, both personally and professionally, and I would continually ask myself what I wish I would have known when my grandparents were facing
complications from entering long-term care. I knew that if I wanted this book to be relatable, I had to speak like I was talking directly to a client; I had to cut the legalese and get to the center of people’s concerns. A few sessions of chattering away later, I believed I had enough content to create some semblance of a book, and I sent it off to a company to be translated. I did some editing and shifting upon receiving the written words and sent the finished version off to my publisher for editing. After working their magic on my ramblings and choosing the cover art, the thoughts, advice, and guidance I provide for clients every day was bound into a real paperback book. It’s still amazing to see something that was once just me talking into my phone for hours as a real, tangible book. I’ve been amazed at the reaction from my family, and I’m grateful for the clients who have read this first edition and passed it on to their families. I’m currently working on another chapter for the book, and the second edition is set to be released this year. Never could I have imagined that I would write a book, much less have two editions of it! My work has even grown past authoring a book to include public speaking as well. This spring, I have been asked to speak at a couple of events, and, after getting past another initial “Well, who would want to hear me speak?” phase, I’m encouraged and excited to share my expertise with the local community. There are many points in my career where I have stopped and been in awe of how far I have come. Looking back to where I started —
from sharing an office with another attorney, staring at the phone, and praying it would ring — to where I am now, I am blown away. Now, Monteforte Law, P.C. has its own new, bright office space that is easily accessible to my clients, and I’m answering questions from new clients each day. My goal was always to be a resource for clients, so they didn’t have to fear the same outcomes my family did. I’m proud to say I’ve been able to give back, and I can’t wait to see how my clients continue to help me grow.
–Michael Monteforte Jr.
www.MonteforteLaw.com | 1
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3 FAMOUS UFO SIGHTINGS (BESIDES ROSWELL) Did You See That?
Going stargazing this summer? Be sure to keep your eyes out for unidentified flying objects (UFOs)! July 2 is World UFO Day, commemorating the supposed UFO crash that took place in 1974 in Roswell, New Mexico. Everyone knows about the strange things that happened in Roswell, but let’s look at a few lesser-known, but no less strange, UFO sightings.
object giving off lights and still moving. The object was gone when police arrived, but they found unusual markings at the site. A few days later, more servicemen went into the forest where they spotted three mysterious bright lights in the sky that shone for hours.
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In 2015, a U.S. Navy Boeing F/A-18F Super Hornet strike fighter captured video of a bizarre, fast-moving object that had no visible wings and emitted no heat or no exhaust trail. The video, which can be viewed at COI.ToTheStarsAcademy. com/2015-go-fast-footage, shows the object in the fighter’s targeting system. The pilot and the weapon systems officer can be heard shouting and asking, “What is that, man?”The video leaked in 2017 along with news of the Advanced Aviation Threat Identification Program (AATIP), a secret U.S. government organization investigating UFOs. Most UFO sightings have rational explanations. Even the famous Roswell Incident was proven to be debris from a surveillance program the U.S. military used to spy on the Soviet Union. But there’s something to be said about how a UFO sighting makes us look up at the night sky and wonder if we’re not alone.
On June 24, 1947, civilian pilot Kenneth Arnold was flying his plane near Mount Rainier in Washington when he reported seeing nine blue, glowing objects flying in a V formation at around 1,700 mph. Arnold would later describe the crafts’motions like “a saucer if you skip it across water.”The government confirmed there were no aircraft tests in the area that day. In the following weeks, other sightings of Arnold’s flying saucers would crop up across the region.
THE RENDLESHAM FOREST INCIDENT
Things got weird at a Royal Air Force military base in England on Dec. 26, 1980. At around 3 a.m., two Air Force members saw odd lights falling into the nearby Rendlesham Forest. They reported finding a metallic
Gone to the Dogs HOW CAN A THIEF SUE THE FAMILY HE ROBBED?
Have you heard the story of Terrence Dickson? Even if you don’t know the name, you might have heard his strange tale. Dickson was a burglar in Bucks County, Pennsylvania. One day, after breaking into a house and helping himself to some valuables, Dickson decided to leave through the garage. After discovering the automatic garage door was stuck closed, Dickson turned around and was horrified to realize he’d locked himself inside. To make matters worse, the family he was stealing from had just left for an extended vacation, so Dickson lived off of soda and dried dog food for eight days. When the family returned and found the unlucky burglar, a lawsuit was filed — by Dickson! He sued for mental anguish, and the jury awarded him $500,000. There’s nothing that shakes our faith in the justice system quite like injustice being served. When Dickson’s story first gained notoriety in 2001, thanks to an email circulated by the now-defunct Stella Awards newsletter, which highlighted “outrageous lawsuits,” people were rightfully enraged. There was just one problem: Terrence Dickson never existed. In 2002, a reporter from Pennsylvania contacted the Bucks County prothonotary’s office, where all records for civil cases in the county are kept. He discovered there was no record of any cases involving such a burglar. It’s worth noting the original email where this story
first appeared ended with a call for tort reform from a made-up law firm in Ohio. Likely, this hoax was an attempt to manipulate the public perception of the justice system. Despite being debunked 17 years ago, this tall tale still makes the rounds and often appears on lists of “outrageous lawsuits,”many of which are featured on the websites of legitimate law firms! There are plenty of wacky legal cases, but when a story is too ridiculous, there’s a good chance a few important details are being left out or the readers are being lied to. Don’t believe everything you read online!
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TAKE A BREAK
BEWARE THESE RETIREMENT
SPENDING MISTAKES
Common Financial Pitfalls
The bulk of retirement planning is spent discussing how you will save money in the years leading up to the end of your career, but that’s only half of the picture. Once you enter retirement, your focus shifts to the smartest way to divest your money for both your own enjoyment and your continued financial security. There are countless ways to wisely spend your nest egg, such as taking trips, providing for the education of your grandchildren, and more. However, this article isn’t about good ideas. Instead, let’s talk about some of the worst ways to spend your retirement funds. The appeal of a timeshare seems obvious. It’s a space of your own for a few weeks of the year, and you get to enjoy a nice change of pace from your regular environment. The problem is that these properties are full of hidden costs and have been outpaced by other vacationing options. In a world where you can book an Airbnb with just a few clicks, timeshares are poised to become a relic of a past age. Hackers and cyberscammers love to prey on the elderly. As gross as it may sound, they know that older generations tend to be less tech savvy than their younger counterparts. You should be wary of online offers that look too good to be true. If you have even the slightest doubt, have a loved one take a look at the offer to ensure you’re not being scammed. Never provide your private financial >Page 1 Page 2 Page 3 Page 4
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