Patriot Wealth - August 2019

Patriot Wealth - August 2019

AUGUST 2019

PATRIOTWEALTHNC.COM

PHONE | 919.322.4113

PATRIOT WEALTH

THE INDESCRIBABLE FEELING OF MEETING YOUR BABY FOR THE FIRST TIME: WELCOME TO THE WORLD, BABY NOAH!

If you’ve been following along with our recent newsletters, then you know that my wife, Rachel, and I have spent the last nine months excitedly awaiting the arrival of our son Noah, and I’m happy to share that on June 7 at 6:15 p.m., we got to officially meet him for the first time! After waiting for what feels like a millennium for him to make his arrival — I’m sure it felt even longer for Rachel — getting to hold your baby in your arms the moment after they have been born is an indescribable experience. You get to watch as their mom’s stomach gets bigger and see the baby’s little face on the ultrasound screen. But, when you are cradling the baby in your arms, it’s really difficult to put into words how awe- inspiring the feeling is. The only way I can think to describe it is as an extraordinary privilege. Even though Rachel and I couldn’t stop staring at his beautiful face, we eventually got settled in the recovery room and shared him with all our family and friends who waited patiently at the hospital during the delivery. In fact, the support we’ve received from everyone has been unbelievable. The help we’ve received from our families, our close friends, and my clients has been a huge blessing. We are so grateful. As a new dad, I’m still not sure I’ll ever get over the joy of just sitting there and staring at Noah. When I’m not gawking at his adorable face, I’m in constant disbelief at how quickly and naturally Rachel has taken to motherhood. While I never had a

shred of doubt about her capabilities, seeing her in action was enough to prove how wonderful of a mom she will be. Because Noah is so reliant on Rachel for nutrition during these first few months, we’ve been working to find ways I can contribute and give her time to rest. While I try to help out whenever I can, we decided to officially designate bath time for father/son bonding. It’s been really awesome for me because I’ll be at work thinking about how excited I am to get home and see Noah, and then I’ll get in my car, drive home, have dinner with Rachel while Noah finishes his nap, and then I’ll give him a bath followed by a bottle. Fortunately, he loves the bath! The only time he cries is when I have to take him out of the water. But, Rachel has even found a way to make that transition easier by warming his towels in the dryer! Lucky kid! While I only have a couple months of parenting experience, I can already tell it’s going to be one of the greatest adventures of my life. I’m so thankful to Rachel for bringing our handsome baby into this world and for being such an amazing and thoughtful mother to him, to our parents for setting great examples and helping out with their new grandbaby, to all the people who have shown us love and support, and to Noah for picking me to be his dad. I’m having so much fun already.

–Wes White

Investment Advisory Services is offered through Retirement Wealth Advisors (RWA), a Registered Investment Advisor. Patriot Wealth and RWA are not affiliated. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

PATRIOT WEALTH | 919.322.4113 | P1

RING, RING — IT’S A ROBOT WHAT YOU CAN DO TO PROTECT YOURSELF FROM PHONE SCAMS AND ROBOCALLS

Two of the most common scams are phone scams and robocalls. These calls are incredibly annoying and can trick you out of valuable information if you’re not careful. While it might seem like these scams are inescapable, there are some precautions you can take to avoid their traps. GIVE THEM THE SILENT TREATMENT. One thing you can do to avoid these fraudulent, time-wasting calls is to simply hang up. If possible, it is best to not answer at all. It’s always good to have a list of numbers you can reference, so you never have to guess who is calling. Think of it as going one step beyond caller ID. In some cases, answering and then hanging up can actually do more harm than good. Answering the phone gives

the scammers confirmation that the number works and that they should try again. Once your number is confirmed as active, it often gets put on an “active number” list that can then be sold to other scammers who market in these types of phone numbers. If you can’t verify who is calling without picking up, don’t answer. Let it go to voicemail. If it’s important, the person will leave a legitimate message and you can respond afterward. PUT UP SOME DETERRENTS. You can even go a step further and block the calls. Many phone service providers ofer call-blocking options, including AT&T, Sprint, T-Mobile, and Verizon. You can sign up for this service in-store or on your service provider’s website. Each service costs about $4 per month. There are also a number of call-

blocking apps available on Android and Apple devices, but if you subscribe to a blocking service through your phone provider, these apps are unnecessary. Finally, you can sign up for the Federal Trade Commission’s “Do Not Call” program (DoNotCall.gov). While the Do Not Call program can help cut back on calls, this list is largely ignored by scammers. If you’re getting a ridiculous number of robocalls every day, signing up can ofer you some brief respite. making it harder for scammers to call you. But until they are able to pass tough, efective legislation, it is up to us as consumers to remain vigilant and do what we can to keep our personal and financial >Page 1 Page 2 Page 3 Page 4

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