Pay-It-Forward Flyer Samples

Pay-It-Forward Flyer Samples

MARKETING FLYER EXAMPLES

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RENT VS OWN To RENT or OWN that is the question! The majority of military families feel divided on whether or not it makes sense to rent or buy a property at their next duty station. Which is why we released the RENT VS OWN calculator to help you understand the financial impact of renting or buying a home. Owning a home is not only a financial decision, it is also an emotional one. Even if the numbers makes sense purchasing a home isn't the decision for everyone. Schedule a call with your Pay-it-Forward Mortgage Banker in partnership with USA Mortgage to discuss what is right for you and your family.

STEP 1: Request the Rent vs Own Calculator Link from our Pay-it-Forward Mortgage Banker.

STEP 2: Every city and base is different. A true calculation will require numbers specific to the area that you are looking to purchase a home. You will need the following information to get an accurate calculation.

• Your Monthly BAH • Estimated Monthly Rental Amount • Projected Annual Rental Increase (if any) • Monthly Rental Insurance Cost

• Estimated Purchase Price **Request a medium sales price from your agent • Down Payment Amount (typically $0 when using your VA Home Loan) • Mortgage Interest Rate (Request estimated Rate from you PIFHL Mortgage Banker) • Estimated Home Purchase Costs • Property Tax Rate (Request tax rate from your agent) • Annual Home Maintenance (Typically estimated at 1% of purchase price) • How long before selling? • Annual Home Appreciation (Request average for city/neighborhood over last 5-10 years). • Selling Costs • Interest Earned on Down Payment • Your Income Tax Rate

STEP 3: These items can seem intimidating. Set up a time to complete this exercise with your Mortgage Banker.

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

Time to choose

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FULL SERVICE MORTGAGE LENDER In-house operations such as processing, underwriting, closing and funding means that we have total control of your mortgage transaction. With portfolio of loan products available, we are likely to have the perfect loan for you. #1 MORTGAGE LENDER IN MISSOURI FOR 3 CONSECUTIVE YEARS In 2016, we had a 5% market share, meaning we issued one out of every 20 home loans made in Missouri. USA Mortgage has also been number one in USDA loans for 6 consecutive years and MHDC Lender of the Year since 2010.

LOAN PROGRAMS

USDA FHA Conventional VA

$4 BILLION LENDER USA Mortgage has had over $1 billion in loan volume for the last 2020 we surpassed the $4 billion milestone.

Jumbo MHDC

10 years. In

ONE OF ST. LOUIS’ TOP WORKPLACES Every year since it’s inception in 2001, the St. Louis Business

Beyond Housing Better Family Life Bridge Loan Reverse 203K Construction

Journal™ has named USA Mortgage among the top choices for a residential lender in the St. Louis metropolitan area. We’ve also been awarded with that publication’s “Best Places to Work” three years in a row, and this year we were awarded the St. Louis Post-Dispatch Top Workplaces designation.

COMMUNITY OUTREACH USA Mortgage believes in giving back to the community. We work with Habitat for Humanity, REALTOR® Housing Assistance Fund, Veterans Associa-tion, Better Family Life and many, many more.

PROFESSIONAL MARKETING TEAM USA Mortgage has a growing Marketing department dedicated to helping you succeed through digital and direct marketing.

lender

lender.

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

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INITIAL DOCUMENTS THAT MAY BE NEEDED FOR YOUR LOAN

Wet-Signed Borrowers Authorization Form, document provided by your mortgage banker Wet-Signed Social Security Administration Authorization Form, document provided by your mortgage banker

Social Security / Disability Award Letter, if applicable

Leave and Earnings Statements (LES) most recent month

Bank Statements most recent two month

Photo Identification

DD Form 214

Certificate of Eligibility

Please upload documents directly to your secure user account portal.

PCS Orders if applicable

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

Are you interesting in buying a home? Have you considered a VA loan? Veterans!

The VA Home Loan was created in 1944 by the United States government to help returning

Active duty, veterans, those who have served more than 6 years in the National Guard or Reserves, and surviving spouses of a deceased veterans are eligible to take advantage of the VA mortgage loan. Benefits of getting your VA Loan with Pay it Forward include:

service members purchase homes without needing a down payment. Since 1944, over 24 million veterans and active duty military members have used a VA loan to purchase or refinance a home for their families.

• 100% Financing* • Very low rates • No mortgage insurance • Origination/processing fee is only $295 • Can be used to buy, build, refinance, or renovate! • Relaxed credit standards; no monthly cash reserves required • Seller contributions allowed up to 4% Veteran and military home buyers have access to Pay-It-Forward, which is one of the most unique and powerful VA loan ever created. Ready to get started? Give us a call!

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*Unless the purchase price is more than the reasonable value of property or to meet the 25% VA Guaranty

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

Why Choose Pay-It-Forward for Your VA Loan? Our Home Loan Experts have a very streamlined process that makes the experience an enjoyable one for clients. We do our very best to take as much stress out of your move as possible!

Pay-It-Forward for your VA loan

• 100% Financing* • Very low rates • No mortgage insurance • Origination/processing fee is only $295 • Can be used to buy, build, refinance, or renovate! • Relaxed credit standards; no monthly cash reserves required • Seller contributions allowed up to 4% Veteran and military home buyers have access to Pay-It-Forward, which is one of the most unique and powerful VA loan ever created.

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*Unless the purchase price is more than the reasonable value of property or to meet the 25% VA Guaranty

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

Pay-It-Forward by USA Mortgage, the

best choice for your VA loan.

100% financing*, very low rates, and an origination fee of only $295 makes the Pay-It-Forward Program hard to beat !

• No mortgage insurance • Can be used to buy, build, refinance, or renovate! • Relaxed credit standards; no monthly cash reserves required • Seller contributions allowed up to 4% Active duty, veterans, those who have served more than 6 years in the National Guard or Reserves, and surviving spouses of a deceased veterans are eligible to take advantage of the Pay-It-Forward , VA Loan.

AM I ELIGIBLE? OTHER BENEFITS:

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*Unless the purchase price is more than the reasonable value of property or to meet the 25% VA Guaranty

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

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FEATURES: • Calculate mortgage payment estimate on any listing that will include taxes and insurance • Easily scan in required mortgage/transaction documents from your phone • Contact your real estate agent and mortgage banker at any time We’ve made it even easier for our veterans to apply for their VA loans! Apply from anywhere using the USA Mortgage app! Mortgage App

Download the app on the App Store or Play Store!

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

DOCUMENTS YOU MAY NEED FOR YOUR HOME LOAN PREQUALIFICATION

Don't forget to download the USA Mortgage Mobile App where you can scan and upload documents and stay up to date on the process of your home loan

1. Your last 2 years Federal tax returns, all pages

2. Your last 2 years W2’s and 1099’s if applicable

3. Your most recent 30 days paystubs or LES's

4. Most recent Banking Statement(s) 2 months: NOTE: All pages front and back, even if blank. They must include your name, bank name, and at least part of the account number. Only need accounts for any funds

being used in transaction. We will need to source any non-payroll deposits over $500. ** Updated statement will be required once you have an accepted purchase contract.**

5. Asset/ Investment statements: Checking, Savings, 401k, Stocks, Mutual Funds, etc. All pages front and back, even if blank. These are typically only needed if being used as supporting assets or down payment or reserves.

6. Copy of drivers license for each applicant.

7. We may need additional documentation throughout the process, but this will be the majority of what we need to get you prequalified. 8. Your authentication code for e-signatures and to electronically upload documents is your four digit birth year. 9. Please provide the name and direct number/cell number for your manager/supervisor so we can reach them for employment verification purposes.

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

PROTECTING YOUR PREAPPROVAL It's important to know that any changes in your financial situation may impact your home loan preapproval. Follow these guidelines to ensure your preapproval is protected:

DON’T make any large cash deposits into your bank accounts

DON’T take on any new credit, or charge up your credit cards

DON'T buy appliances or furniture on 0%, no payment credit until after closing

DON’T make any large purchases from your savings/checking/invest accounts

DON’T quit or change your job without contacting me first

DON’T have your credit report pulled without contacting me

DON'T go on vacation or leave the country in the middle of our transaction

DON'T miss any payments during the loan process

DO pay all of your bills on time

Have a financial event or situation that you need clarification on? No problem! Just reach out to me and we can discuss how to proceed while still preserving your preapproval! We are never too busy to help!

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

6. Make an offer Once you’ve submitted the offer you get to wait. You may get neither a simple yes or no but a counteroffer to consider. If you get a solid “no,” it’s back to Step 5. If you get to a “yes,” move on to #7!! STEPS TO HOME OWNERSHIP 9

1. Check your credit report and score What is a good credit score? You can expect a good mortgage rate at

anything above 720. You may have more flexibility with FHA, VA and USDA loans if your credit score is lower.

2. Figure out how much you can afford Just because you can qualify for a larger mortgage doesn’t mean

7. Inspect the home

5. Start

Looking at homes

This is the most time you’ll get to spend in your new home until closing. Go ahead and start measuring things and figuring out what goes where.

you want to have that kind of payment each month. Start researching neighborhoods you’re interested in to get an idea of costs.

8. Get Insurance and Establish utilities

3. Get pre-approved

4. Hire a REALTOR ®

It’s a smart move to get pre-approved for a loan early in your home search. You’ll then have a letter that states the amount they would be willing to lend you.

Your agent is your chief advocate in the process so you want to find a good fit.

9. Close your loan and get the keys!

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DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

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HOMEBUYER CHECKLIST 10 THINGS TO DO WHEN YOU ACCEPT AN OFFER

1. Earnest Money Make sure that you deliver the earnest money in the format and timeline agreed upon in your sales contract. 2. Property Inspection Choose your inspectors and get them scheduled ASAP to determine if any repairs are needed. 3. Lender Documents Let your lender know that you are under contract and make sure to give them their requested documents.

6. Insurance Choose your homeowners insurance provider and give the relevant information to the Title Company and your lender.

7. Utilities Schedule all of your utilities to be transferred or turned on before closing on the house.

8. Schedule Closing Schedule your closing early in the process to make sure the Title Company has a convenient slot open. 9. Final Walkthrough Before closing, do one final walkthrough to make sure everything is in order and ready to purchase your new home.

4. Title Commitment Be sure to review the Title Commitment once you receive it from the Title Company.

5. Appraisal The appraisal should be ordered as soon as you have performed your inspections and resolved any issues.

10. Close the Deal Bring your photo ID and certified funds to closing and be sure to be on time.

DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

WHAT IF YOU BECAME A HOMEOWNER IN 2021? Stop investing in your landlord and start investing in your own home... What if you didn’t have to pay for a storage unit?

What if you didn’t have to pay extra for your dog or cat?

What if you didn’t have to share a wall with your neighbor?

What if you had a 2 car garage?

What if you had a fenced in back yard?

WHAT IF YOU BECAME A HOMEOWNER IN 2021?

HOW MUCH HOUSE CAN YOUR RENT PAYMENT BUY?

$979 in Rent = A House Worth $200,000 (Based on VA 30 Yr Fixed (360 payments of $979), 0% down, 3%(3.282%APR)) $1,210 in Rent = A House Worth $250,000 (Based on VA 30 Yr Fixed (360 payments of $1,210), 0% down, 3%(3.265%APR)) $1,440 in Rent = A House Worth $300,000 (Based on VA 30 Yr Fixed (360 payments of $1,440, 0% down, 3%(3.254%APR))

$1,670 in Rent = A House Worth $350,000 (Based on VA 30 Yr Fixed (360 payments of $1,570), 0% down, 3%(3.246%APR)) $1,900 in Rent = A House Worth $400,000 (Based on VA 30 Yr Fixed (360 payments $1,900), 0% down, 3%(3.240%APR)) The information included on this sheet is for informational purposes only and not a commitment for a loan. Information is provided to assist Real Estate Professionals only and is not an advertisement to extend consumer credits. Product, interest rates and programs are subject apply. All Payments are estimates and based on $1,800 in closings costs (with VA funding fee) and include taxes and insurance (which can be higher or lower) *see your tax professional for more details. Rates as of 12/28/20.

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DAS Acquisition, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, 2150 S. Central Expressway Suite 310, McKinney, TX 75070 and WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.

ARE YOU BUILDING A NEW HOME?

Don’t think you have to use the builder’s lender for financing!

getting the best deal possible!

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DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Not a commitment to lend. Additional terms and conditions apply. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV and WI. AZ License Number: 942577. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee #33479, MA #ML227262, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, TX: 2150 S. Central Expressway, Suite 310, McKinney, TX 75070, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org. DAS Acquisition Company, LLC is not aliated with or endorsed by any government entity or agency, including USDA, HUD or VA.