Buy a Home with Grey Duck Properties

Buy a Home with Grey Duck Properties

S erving the T win C ities

and surrounding area

MEET JOE SCHWARTZBAUER Team lead. Realtor®. Husband.

People who know him well will tell you: There’s a lot more to Joe Schwartzbauer than meets the eye. A Saint Paul native, Joe comes from three generations of Saint Paul homeowners. He watched the “Saint Small” community of his childhood growing up around him, and, when it was his turn, Joe chose to pursue real estate - taking on his role in the city’s future with duty and pride. Today, Joe knows the Twin Cities, from its streets to its people to its heart, like most people know their next-door neighbors. He is known around the cities, and consis- tently serves local nonprofits as a volunteer. After almost a decade in real estate and a lifetime in the Twin Cities, it’s safe to say Joe has become a driving force in this town.

MEET THE AGENTS

Meet Libby: one of the most friendly and knowledge- able agents at Grey Duck Properties. Libby grew up in South St. Paul and now lives in Champlin. She finds happiness in researching answers for her clients, and will go to any length to ensure that all of their ques- tions are thoroughly answered and their experience is a beyond pleasant one.

Phone: 651-500-7048 Email: [email protected] L ibby M ejia Loyal. Determined. Hardworking.

Jeremiah was born and raised in a small town in central Minnesota where he learned the impor- tance of connection and community. He got his start in the service industry and realized he en- joyed providing people a service. He has a pas- sion for human interaction and customer service, the perfect combination for real estate.

Jeremiah Jenc Motivated. Thoughtful. Cutting-Edge. Phone: 320-260-6729 Email: [email protected]

Ally is a fourth generation Saint Paulite who was born and raised in the Highland Park and West End neigh- borhoods, but has split her time between Saint Paul and her family’s home near Lake Pepin. She is ded- icated to helping you transition into your new home and understands the emotions that comes with life changes, no matter how big or small.

Alexandra Lilja Determined. Reliable. Caring. Phone: 651-200-01 0 Email: [email protected]

A Realtor for over 20 years, Karla has a deep understanding of how to navigate the ups and downs of the ever-changing housing market. She is a patient listener and expert negotiator, who works tirelessly to protect the best interests of her clients.

Karla Doth Dedicated. Professional. Determined.

Phone: 763-443-4976 Email: [email protected]

Chris graduated from Metropolitan State University in 2018 with a degree in professional writing. Because of this, he has a deep understanding of communica- tion and the importance of clarity and brevity. He believes that hard work and commitment are the foundation of any successful and fulfilled life.

Chris Corum Loyal. Reliable. Motivated.. Phone: 763-273-3434 Email: [email protected]

MEET THE PRODUCTION TEAM

G rey D uck S taging & D esign Grey Duck Staging is here to make sure your home looks its best and brightest! They’ll make your house shine and high- light the best parts, making sure poten- tial buyers don’t miss a thing!

M aggie Z uercher

Our team admin and Social Media Marketing Director is here to answer any questions you have throughout the process. She’ll make sure your home is seen on so- cial media and marketed to the people that can buy your home now!

BircherFilms

Grey Duck Transaction Coordinators

Our videographer is here to show potential buyers your home from top to bottom. People will feel like they’re walking through your house as they view the high resolution video and drone footage.

Your transaction coordinator is always there, behind the scenes, putting together the paperwork and verifying everything is correct and running smoothly.

TESTIMONIALS

Ally is a true professional with an amazing eye for detail. Not only did she sell my home she was able to negotiate a substantial increase over asking price. On top of that she has negotiated other prospective properties on my behalf. I would definitely recommend Ally in the future. She is a true Real Estate Professional! -Lisa Libby is a true professional with a relaxed and practical approach to finding the right home. She created a meaningful and open working relation- ship from day one and because of this we learned so much about the home-buying process along the way. Libby is a dynamic problem solver, negotiator and guide with experience and knowledge of the business that really shows. She exceeded all expec- tations and we could not have done it without her. -claire Grey Duck was an absolute pleasure to work with. Our Realtor, Jeremiah, took his time and shot us straight with every home we saw. Considering we looked at over 20 homes, his patience and tenacity to find us our home was exemplary. I would absolute- ly recommend finding your dream home with Grey Duck. -Paul

Working with Joe at Grey Duck Properties was a great experience! My wife and I were buying our first home, and he helped us every step of the way. We told Joe what we were looking for and he showed us houses that were great for us. He was never pushy, but was also always honest about the facts about a home. Joe helped us throughout the entire process from start to finish, and we could al- ways turn to him when we had a question. My wife and I recommend Joe and Grey Duck Properties to anyone looking to buy a home! -lachlan I cannot express enough kind words to describe how wonderful it was to work with Karla Doth. She really listened to our needs and remained very patient throughout the entire process. She never hesitated to include her honest opinions and I felt safe and comfortable with her through the entire process. She is very well organized and very easy to get in contact with. If I had to go back and do it again, I would choose her a million times over. To state she is wonderful is an understatement. I will never be able to repay what she has done for us. We close on our dream house tomorrow and it is all thanks to her!!! -taylor

FOR MORE TESTIMONIALS GO TO:

G rey D uck P roperties . com /T estimonials

H ome B uying P rocess

Partner Reach out to your Grey Duck Properties agent, a trusted provider with insider knowledge, and an advisor to help guide your search. 1 Home Search Somewhere out there, the home of your dreams awaits. We will set you up on a search, and and help guide you during viewings and open hous- es. Making a wants and needs list helps narrow down your search. 3 Once your offer is accepted, the inspection period begins. This is your best chance to have your property’s systems and structure evaluated. We will help you find a company to do the in- spection and make sure any requested repairs are completed. 5 You and your agent will walk through the property to confirm it’s in the same physical condition as when you signed the Purchase Agreement. 7

Reach out to your Grey Duck Properties agent, a trusted provider with insider knowledge, and an advisor to help guide your search. 2 Once you have found a home you like, we will prepare and present your offer to the seller in the best possible light. Your agent will guide you through the process and provide advice throughout the transaction. 4 Financial At this point you will already have deposited your earnest money payment to the listing brokerage. You’ll also have your appraisal scheduled and finalize paperwork so your loan is cleared to close. 6 Closing 8 Congratulations! You are now a homeowner!

Get Pre-Approved

Make an Offer

Home Inspection

Final walk through

T he C losing D ay

The home inspection is done. The homeowners insurance has been obtained. Your whole life has been packed into lots and lots of brown boxes. The day you have been waiting for is finally here: CLOSING DAY! If everything is in order, the closing can run smoothly and ownership of the property will be transferred to you with no problems. Before the congratulations are given and the fireworks go off there is going to be a lot of signing. Be prepared to sign an average of 50 documents. You’ll have to sign settlement statements, mortgage documents (if applicable), legal disclo- sures, affidavits and more. You will be signing a lot of the same documents you signed during the loan process, and tripli- cate versions of others. Our industry loves paper and wants to make sure you really understand what you are signing. What is a real estate closing? The real estate closing is also referred to as settlement. The two terms are interchangeable, though “closing” is the more common usage in our area. This is the final step in a real estate purchase transaction. It’s when property ownership is transferred from the seller to the buyer and the keys and garage door openers get handed over. There will also be a final distribution of funds on closing day. The sellers will receive a check for whatever proceeds they earned from the sale. The real estate agents will receive a check for their commissions, If applicable, the home buyer will have to provide a cashiers check or wired funds to cover what is needed for closing. What happens on the big day? As mentioned earlier, there is a lot of paperwork that goes along with this process. The title company will have most of the documents ready to go – they’ll just need to be signed. The closer will explain the documents that you are signing so please make sure you understand them before signing. Make sure your names are spelled correctly, your marital status is correct and that there are no other discrepancies found. If you are obtaining a loan, it is extremely important to confirm the loan terms are as you expected. Notable items to confirm are interest rate, loan term and loan amount. Once you sign these documents and closing is finalized, this loan is set in place and cannot be changed. Who will be there? You can’t (or shouldn’t) eat all the cookies yourself so the following parties are generally present at the closing:

• Buyer(s) • Buyer(s) real estate agent • Seller(s) • Seller(s) real estate agent

• Title company closer • Loan Officer/Lender Representative • Attorney(s): the buyer/seller may have attorney(s)

Not everyone above makes it to the closing. The seller may pre-sign. The seller may be a large bank or government entity that just sends a deed. Your lender may not be able to make it. No one may have an attorney. But rest assured there will be you and your closer. It cannot be done without them. What do I need? • Cashier’s check payable to your title company (unless funds were wired) • Driver’s license or other government ID • Personal checkbook in the event figures change at closing • Patience Everything is signed. Now what? Once everyone signs, the closer will leave the room to make a set of copies for you and print the checks to distribute. This is a great time for you and the other party to discuss things like security codes, trash companies, neighbors, and keys. If you’re going to be occupying the property as your primary residence, title will provide you with a homesteading pack- et. Make sure to take care of this! Lastly, exchange handshakes, take pictures, check in on Facebook and go move in!

W hy use the G rey D uck P roperties T eam ?

P roficiency We pride ourselves with providing the highest possible level of expertise, knowledge of the local market, and plain old hard work to get you the results you are looking for! C ommunication Whether it be text, phone calls, email, virtual or in-person, we will always use your preferred method of communication to keep you informed every step of the way. T eamwork The Grey Duck Properties Team not just the agents, but the support staff, too. We work together to handle your transaction so you can relax knowing every detail is taken care of.

N etwork As a team with Real Broker LLC, we have access to a vast world of internal platforms to market your property or home-buying needs to other agents, and ensure maximum exposure with speedy results. We have partnered with the most advanced real estate marketing firm out of Silicon Valley to make sure your home is seen by the right people looking to buy a house like yours, now. N egotiation Our agents are experienced in the art of ne- gotiation and determined to get you the best possible price for your property.

A wards & C ertifications

We are proud to say we were announced as the Best of Zillow. It’s solely based on customer experience, not the number of sales or volume sold. It’s only about our clients having an excellent experience. This award is only given to the top 10% of Zillow Premier Agents. Focusing on our clients and making them feel like they’re our only client is one of our core values, and we strive to make every client feel like they’re part of the Grey Duck Properties family.

Mpls.St.Paul Magazine and Twin Cities Business

With a designation like Certified Negotia- tion Expert, you can be confident that your agent is fighting for the best deal for you.

WE ARE LOOKING FORWARD TO GETTING YOU THE HOUSE YOU WANT, AT THE TERMS YOU WANT, AND AT THE PRICE YOU WANT.