Garry F. Liday Corp. - January 2022

Garry F. Liday Corp. - January 2022

Call Us: (503) 620-3531 www.garryliday.com

JANUARY 2022

Garry F. Liday Corporat ion FINANCIAL COACH

RETIREMENT ASSET MANAGERS, INC. A Registered Investment Advisory Firm (RIA)

Yep, I Said It — I Love to Work NATIONAL HOBBY MONTH

January is National Hobby Month, and some of you may grimace at what I’m about to say. While I don’t do much of what I used to for fun anymore, and I found out quickly that golf isn’t for me, work is like a hobby to me. I love what I do, and it’s fun. My wife and I are financially responsible and comfortable, and while I don’t really need to be working anymore, I don’t think I’ll ever stop — I enjoy it too much. Many years ago, my wife told me she hoped that I wouldn’t retire soon. By this, she meant that she knows me well and that work is one of my happy places. I’m here to tell you that she is right. When I was about 5 years old, I wanted a wagon. I lived out in the country, and all of my friends had a wagon. I had to have one. My dad told me that we

couldn’t afford one and that we were too poor to spend money like that. (I didn’t realize until I was an adult that poor is only a state of mind, not the amount of money in your bank account.) But, my dad told me that even though he couldn’t buy me one, he could tell me how to get it. At this, my ears perked up. My dad said, “I’ll give you the rules to play by. First of all, you can’t steal anything to get your wagon. If you do, you’ll be in more trouble with me than with the police. Second, don’t lie. Third, your word should be better than any contract you ever sign because if you pay enough money to a good lawyer, they can get you out of just about anything.” Then, he told me to work my fanny off, and so I did.

I got my first job at 6 years old as a newspaper delivery boy. I had three delivery routes. I’d get started before school at 4 a.m., and I’d finish up the last one after school. From there, I was quite the salesman. Anything from cloverine salve to magazines — I sold it. Working wasn’t the only thing I started young, either. I was driving at 9 years old. My grandparents lived next door, and every day, my grandmother would drive my grandfather 2 miles to work. I’d go with her, and on the country road portion, she’d let me drive. Once we’d near the state highway, I’d pull over, and we would switch. I was just a little guy and had to sit on a pillow, but it was quite an experience! Work keeps me busy, and I’m proud to say that I have a genuine passion for what I do. My wish is for everyone to enjoy what they do as much as I do, because if you are able to enjoy your career, then you’re doing life right. What’s your hobby? “While I don’t really need to be working anymore, I don’t think I’ll ever stop — I enjoy it too much.”

– Garry Liday

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INTEGRITY, RELIABILITY, & COMMITMENT

The Story of Whoobie, Juan, and the Family They Created

Veterinarian and animal advocate Dr. Kwane Stewart, known in his docuseries as “The Street Vet,” has his own veterinary practice inModesto, California, but still makes a point to help the pets of the homeless population in town for free. He began this selfless act of heroism in 2011 after the Great Recession hit and has since helped well over 400 animals, even tending to a Burmese python at one point! About 25%of Modesto’s homeless population own a pet, and back in 2011, Dr. Stewart noticed that many needed medical attention. This tugged at his heart strings. Knowing that many would come for free pet medical attention if he set up a table near a soup kitchen, Dr. Stewart jumped at the opportunity. What he thought would be a one-time event eventually turned into a regular act of heroism. Now, Dr. Stewart has the ability to step in and save the day for both the pet and owner at no cost. Dr. Stewart has found that the bond between homeless individuals and their pets is unlike any that he sees in his office. “Keep in mind that they are with their pet every minute of every day,” he says. “That’s not the THE STREET VET Saving the Lives of Homeless Individuals’ Pets

case with most of us.” He notes that seeing these special pet patients makes him feel as if he has a superpower. Dr. Stewart recalls that growing up, he wanted to be either a vet or Batman, and now, he gets the best of both worlds! Dr. Stewart often spends his spare time wandering the streets in search of pets that need his help, offering free vaccinations and medical care. He notes that the homeless population is just like us, but they have fallen on hard times, and their pets are their companions and lifelines. In helping the pets, Dr. Stewart builds a special bond with their owners. To be able to make a difference in the lives of sweet, innocent animals and their owners is the most rewarding type of work — the dream job Dr. Stewart could have never even conjured up before he selflessly started living it.

2 DOCTOR-APPROVED ALTERNATIVES TO COTTON SWABS Are You Cleaning Your Ears Wrong?

Okay, let’s get something straight once and for all: Exactly how risky is it to use a cotton swab to clean out earwax? You’ve probably heard rumors about the dangers of stuffing Q-tips into your ear canals for years, but most people dismiss them as fearmongering. Unfortunately, those fearmongers have it right. The Truth About Cotton Swabs There’s a reason boxes of cotton swabs almost always say, “DO NOT INSERT INTO EAR CANAL” right on the label. “A cotton swab acts like a ramrod in an old-style cannon. The tip pushes the earwax in deeper, so the more you use it, the more earwax you push in,” Dr. Nguyen-Huynh — an ear, nose, and throat specialist

— explained to the Cleveland Clinic. “Plus, you may rupture your eardrum if you push too far. Or if you scratch your ear canal, it can get infected because now dirt and bacteria can penetrate under your skin.” Ear specialist Dr. Yu-TyngWong agrees. He told Cedars- Sinai Medical Center that not only can swabbing the ear canal cause hearing loss, but also “[i]n severe cases, the cotton swab can damage many sensitive structures behind the ear canal and cause complete deafness, prolonged vertigo with nausea and vomiting, loss of taste function, and even facial paralysis.” Yikes! A Better Way to Clean According to many doctors, the best way to clean out your ears is simply not to do it. Earwax is actually

beneficial for our ear canals: It keeps out dust, and it protects us from fungi and bacteria! However, it is possible for too much earwax to build up, especially if you regularly use earplugs or headphones. Symptoms of excess earwax include hearing loss, tinnitus, earaches, or a strange feeling of fullness in the ear. If this happens, your best bet is to visit your doctor for a professional cleaning or pick up over-the-counter ear-cleaning drops that include hydrogen peroxide on the ingredient list. You can also use a bulb syringe to flush your ear with room-temperature water, mineral oil, or even olive oil in a pinch (visit Healthline.com for step-by-step instructions). However, only use this method if you have a healthy, intact eardrum and no signs of ear infection.

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For Real, This Time How to Keep New Year’s Resolutions

Take a Break

New Year’s Eve has come and gone, and now that the champagne is finished and the decorations are put away, it’s time to buckle down and work on those New Year’s resolutions. The only problem is ... your resolutions for this year and last year are the same.

Change is tough, so you’re not alone in being unable to stick to your resolutions. This year can be different, if you want it to be. Here are some tips to keep you on track.

Chicken With Lemon Herb Sauce Inspired by FoodNetwork.com

Have a specific goal. Many resolutions are vague — along the lines of “exercise more” or “eat healthier.” That’s too ambiguous to inspire motivation, and vagueness leaves room for excuses. Make your goal more concrete, so you can measure your success. Specific goals could include going to the gym three times a week, being able to bench a certain number of pounds, or only indulging in fast food once a month. Make your goal realistic — if it’s too drastic or difficult, it’s easier to give up. Have a plan. Bad habits are hard to break, so change won’t come about naturally. It’s important to consider how you’ll structure your day around your resolution and what obstacles you might face. When will you go to the gym, and what will you do if that time gets interrupted? How will you plan meals to avoid spontaneous drive-thru visits? Write down what you want to accomplish and all the things that might stand in your way. Then, figure out how you’ll deal with them before they happen. Start small. On Jan. 1, you’re probably enthusiastic about your resolution and ready to hit the ground running. Not so fast — doing too much too soon is a classic mistake. It’s okay to be excited, but working out until you’re sore all over or constantly eating salads you hate will turn your resolution into a chore that you’ll want to avoid. Start with light workouts or replacing some of your carbs with veggies. Once you get the hang of that, you’ll be ready to scale up slowly. Using these guidelines, you’ll make lasting changes that extend beyond February. Get 2022 started off on the right foot, and next year you’ll be ready to make a whole new resolution — and keep it.

Healthy eating doesn’t have to be bland with this citrusy chicken!

INGREDIENTS

•

1/3 cup and 2 tbsp olive oil, divided 4 boneless chicken breasts 1 clove of garlic, minced

• • • • •

1/4 tsp salt

1/2 cup parsley, chopped 1/3 cup mint, chopped

• •

1 1/2 tsp pepper

1 lemon, for juice and zest

DIRECTIONS

1. 2.

Preheat oven to 450 F.

In a large ovenproof skillet, heat 2 tbsp olive oil.

3. Season chicken with salt and pepper if desired and sear it in the skillet for 3 minutes on each side. Bake chicken until its internal temperature is 165 F. 4. In a blender, add 1/3 cup olive oil, garlic, salt, parsley, mint, pepper, and lemon zest and juice and blend ingredients until coarsely mixed. 5. Top chicken with sauce and serve!

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INTEGRITY, RELIABILITY, & COMMITMENT

Garry F. Liday Corp. Retirement Asset Managers, Inc. A Registered Investment Advisory Firm (RIA) 15405 SW 116th Ave., Suite 103A King City, OR 97224

Call Us: (503) 620-3531 www.garryliday.com

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Inside This Issue Working Is My Hobby PAGE 1 The Street Vet PAGE 2 The Safe Way to Clean Your Ears PAGE 2 Stick to Your Resolutions — For Real, This Time PAGE 3 Chicken With Lemon Herb Sauce PAGE 3 Why Do Your Ears Pop on Flights? PAGE 4

When it comes to flying on an airplane, you can avoid cramped legs by upgrading to first class or catch a view by picking the window seat. However, there’s no getting around your ears popping during takeoff and landing. Believe it or not, there is a scientific explanation behind this common annoyance. As you read this, you’re likely not on an airplane, and the air pressure on either side of your eardrums is equal. Air is currently passing right on through your eustachian tube, a narrow passage that leads from your middle ear cavity to your pharynx and allows for pressure to be equalized on each side of your eardrums. When you’re in flight on an airplane, air pressure is not equal. During both ascent and descent, your eardrums stretch to try to adapt to the changes. In order to equalize the pressure, your eustachian tube needs to open and close. When it does, your ears pop! Usually, the ear popping is irritating but nothing more. However, in rare cases, the pressure can lead to ear pain and even loss in hearing, especially if your ears don’t pop. In this case, you may need to make an effort to get your eustachian tube to open by yawning, talking, or swallowing. Sucking on a piece of candy, swallowing some water, or chewing gum may also help! One of the best things you can do is make sure you are not sleeping as the airplane takes off or lands because your eustachian tube isn’t able to open and close normally. If you commonly struggle with congestion or sore ears on flights, taking a nasal decongestant before you board may ensure that your eustachian tube is not blocked.

AIRPLANE EARS The Science Behind Your Ears Popping on Flights

If your hearing and ears do not return to normal shortly after the flight, be sure to schedule an appointment to see your health care professional as soon as possible.

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