Howard: Met Your Annual Insurance Deductible?

NEWSLETTER

HAVE YOU MET YOUR ANNUAL INSURANCE DEDUCTIBLE?

There’s no way around it: health insurance is confusing. Period. If you’ve ever found yourself staring at an Explanation of Benefits, wondering just what you’re looking at, or shaking your head in disbelief over monthly premiums when it comes time to switch up your health insurance plan, know that you’re not alone! Navigating health insurance, and understanding your benefits, deductibles, and coverage is not an easy task.

Roger Howard, CPO, Director

An insurance deductible is the amount of money that you must pay before your insurance company pays for your medical services. If your deductible is met, your treatment may not cost you anything. Patients with family plans or those who have hadmajor surgeries or have a chronic illness are especially likely to have a $0 balance remaining on their out-of-pocket expenses. Thismeans that the cost of treatment at Howard Orthotics & Prosthetics could be minimal or completely covered by your insurance plan. If you are close to or have met your insurance deductible for the year, then now is the time to come in for treatment. Are you in need of a custom orthotic or assistance with your prosthetic? Let our prosthetists and orthotists help you get a head start for 2022. Call us today to schedule an appointment with one of our skilled CPOs. We’ll guide you to affordable treatments that will place you one step closer to living a more comfortable life. (continued inside)

www.howardrehabcenter.com

(continued from outside) As explained before, your deductible is the amount of money you have to pay out of pocket before your insurance policy kicks in and begins paying towards your coveredmedical expenses. It determines howmuch money you will pay your physician, CPO, therapist, or hospital, and is usually paid at the time of treatment. Depending on what health insurance plan you have, your deductible may be paid once per calendar year, or once per new condition. In the case of the latter, these kinds of deductibles are paid every time you visit the doctor, unless it’s a follow-up visit. At Howard Orthotics & Prosthetics, we strongly encourage our patients to reach out to us, especially if they have met their deductible for the year! This is a great way to receive as much care as possible before 2022 without having to dish out money every visit. Why choose Howard Orthotics & Prosthetics for treatment? Established in January 2003, Howard Orthotics & Prosthetics, LLC is the premier provider of orthotic and prosthetic services in Northern New York. What sets us apart fromothers is the vast experience and quality that we can achieve. Unlike many of the large, national chains of prosthetic and orthotic providers, our privately owned and operated facility is focused on quality products and excellent service. We work one-on- one with our patients, and in consultation with their physicians, and other members of the rehab team. After gathering all pertinent information their custom-designed prosthesis or orthosis is fabricated to meet our patient’s needs whether long-term or short term. We offer a full range of prosthetic and orthotic services with a fully equipped state-of-the-art on-site laboratory. Our custom-made prosthetic and orthotic devices are fabricated in-house for better quality assurance and quick turn-around times! Call our clinic today for an appointment. Our goal is to help our patients reach themaximum potential for their individual physical needs and abilities and keep them from living in constant pain and discomfort. If you’re looking for prosthetic or orthotic treatment and you’ve met your insurance deductible, give us a call today so that we can help you get ready to have the best new year ever, feeling your greatest! MORE ABOUT DEDUCTIBLES...

www.howardrehabcenter.com

Try this simple exercise to help you feel better... Always consult your physical therapist or physician before starting exercises you are unsure of doing. FOOT FLEX Sit with your foot slightly elevated on a box. First flex your toes toward you then flex your toes away from you. Repeat 10 times on each foot. EXERCISE ESSENTIALS

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Save these in a place where you can easily use them as needed. Watch for more exercises in our next issue. SAVE Please share these exercises with friends and family members to help them stay healthy and free from pain.

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PATIENT SUCCESS STORIES

Success Story - Gary H. “My knee feels better since I got used to it. Sara did a great job of talking me through things. I have more mobility with the brace. I can go upstairs and sleep better. The brace takes away some of the pain. Just follow directions!” Success Story - Carol L. “I am very happy that you made a brace that is very comfortable and I am able to wear something that doesn’t hurt. I couldn’t wear the other brace I had, this brace I can put on in the morning and wear all day. I am very satisfied with the results!”

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Are you in pain? Have you sustained an injury? Give us a call today to schedule an appointment! WATERTOWN: (315) 786.8973 CANTON: (315) 714-2325

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Does your brace or prosthesis Need a Tune-Up? • Consult with our experts • Review your problem • Receive Recommendations on relieving your pain and improving motion

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ARE YOU READY? IT’S LEAF RAKING SEASON!

It’s that time of year and all your fellow leaf rakers are out in full force cleaning up their yards and getting ready for winter). The CPOs at Howard Orthotics & Prosthetics put our heads together and came up with the top 6 things you should think of as you tackle that yard full of leaves this fall. 1. Warm up — Get your body moving with a brisk walk or some trunk rotations before you start raking 2. Avoid twisting — move your feet and use your legs to shift your weight back and forth rather than twisting through your back. Keep your shoulders and hips facing the same direction, bend at the hips and not your back, and you can’t go wrong! 3. Get the right rake — Use a rake that is a good length for you. A rake too long or too short will make you put more stress on your back. 4. Switch it up — Don’t always rake from the same side. Changing your arm and leg position will help decrease the repeated stress on your joints.

5. Use your legs — Bend at the knees when picking up piles of leaves and yard bags (that aren’t too full!) to decrease the load on your low back 6. Finish up — It’s always a good idea to finish with some stretching, or even ice areas that you know tend to get sore, after a workout. Then go and enjoy a cold (or warm!) beverage of your choice after a job well done! Remember, if you are extremely sore after an activity or minor aches in pains aren’t settling after a few days, don’t wait! Call your CPO and let them help you get back to pain-free living. That’s how it should be. What a re-leaf!

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Offer is good for the First 20 people who schedule.