Patriot Wealth - September 2021

SEPTEMBER 2021

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MY BUCKET LIST The 5 Destinations I Hope to Travel to Someday

One of the most enjoyable parts of our work at Patriot Wealth is seeing clients turn their dream into a reality. We often hear about the big adventure they want to take in retirement or the dream home they want along the coast, and when they succeed and do just that, we couldn’t be happier! We’ve seen this a lot more lately. COVID-19 delayed many of our retirees’ plans, but this year, they are jumping back into the thick of it. In fact, we just heard from a client who booked their dream cruise for July 2022! Proactive goal-based planning allows you to experience the things you enjoy with the people you love. In honor of World Tourism Day this September, I thought I would share the five destinations I have on my bucket list. I hope these inspire you to consider your own dream vacations. As Mark Twain once wrote, “Twenty years from now, you will be more disappointed by the things you didn’t do than by the ones you did do.”

numerous major championships, and I would love the opportunity to enjoy it myself!

a few destinations on my Italian must-visit list. The oceanside town of Sorrento is perched upon the high cliffs overlooking the Gulf of Naples - a view you will surely enjoy! The small island of Capri is another, which is located between the Gulf of Naples and the Tyrrhenian Sea. A perfect place to enjoy their world famous limoncello! NO. 5: THE SWISS ALPS As someone who loves winter sports, the Swiss Alps are a must-visit on my list. I would love to wake up surrounded by snow-capped mountains and enjoy some of the best skiing in the world. Like a trip to Scotland, this vacation would be all about completing a dream with one of my favorite activities. With a young family at home, I recognize this list won’t be fulfilled for many years. Still, there’s value to having dreams. My own financial plans are actively working toward accomplishing the goals my wife and I have set for our family, and some of those include these destinations. It’s exciting to have a bucket list and know our plan can get us there.

NO. 2: MALDIVES, IN SOUTHERN ASIA

This is a recent addition to my list, courtesy of my brother and sister-in- law. Other than the time it takes to get there, they gave rave reviews of this destination! It’s a secluded resort destination with crystal blue waters and quiet, white sandy beaches. Talk about relaxing! NO. 3: ICELAND In recent years, people have learned that Iceland is a great destination. Contrary to its name, Iceland is a mountainous country with green views and gorgeous sights of the Aurora Borealis (the Northern Lights). Of course, I would love to take a dip in the famous Blue Lagoon, which is a mineral hot spring. Plus, I hear traveling to Iceland is relatively inexpensive — even if the

food isn’t! (Everything has to be imported.)

So, get out there and do it!

NO. 4: ITALY — SPECIFICALLY, THE AMALFI COAST How can you go wrong with the delectable food, great wine, and beautiful scenery? I have

NO. 1: ST. ANDREWS, SCOTLAND My fellow golfers on this list know exactly why St. Andrews is a must-visit destination. This little town is home to the oldest golf course in the world. The Old Course at St. Andrews has hosted

Now — where do you want to go?

–Wes White

These articles are designed to provide general information on the subjects covered. They are not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Patriot Wealth and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Investment Advisory Services is offered through Retirement Wealth Advisors (RWA), a Registered Investment Advisor. Patriot Wealth and RWA are not affiliated. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

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DON’T FALL THIS FALL!

3 TIPS FOR FALL PREVENTION

IMPROVE YOUR HOME Your home just might be your biggest threat when it comes to falls, so improve it with a few changes! Install grab bars and railings on steps and in the bathtub for extra support. Grips on the bottom of the

September marks the start of fall , but it also serves as an important reminder about falling .

Falling is one of the greatest dangers seniors face. As adults age, take more medication, and lose some mobility, it becomes increasingly difficult to stay upright or regain balance — even when tripping over the smallest object. The Centers for Disease Control and Prevention (CDC) estimates that 1 out of 5 falls cause serious injuries, including traumatic brain injuries. Falling can also increase a senior’s chance of falling again. But for as common as it may be, falling doesn’t have to be your norm. You can lower your risk of falling and injury with a few simple steps. MOVE MORE Your body was designed to move! When you don’t move your body enough, which can happen when you age, your muscles and joints can become weak and stiff. The best way to strengthen your reactions and improve your balance is to move your body. A physical therapist can help you develop a routine that targets your balance while strengthening your muscles and joints.

bathtub and on slippery surfaces can give you a secure footing, while lighting along the hallway and in stairwells can better illuminate walkways. Even something as simple as moving a table or decor item out of the hallway can be beneficial! REVIEW YOUR MEDICINES Sometimes medication can influence balance and movement. Talk with your doctor about the side effects of your medication and adjust accordingly. You may need to consider alternatives, but if that’s not possible, physical therapy can provide assistance. It’s designed to help you improve your balance and get stronger — which can lower your risk of falling.

You can learn more about fall prevention and risks online at CDC.gov.

TECH DEVICES ANYONE CAN USE Not Tech Savvy?

Technology has grown leaps and bounds over the last few decades. Devices that are considered commonplace now such as tablets, smartphones, and video calls used to be nothing more than science-fiction that you would only see on “Star Trek.” With new advancements and technology growing so rapidly, it can become easy to fall behind. You may have even bought a device in the past that became overcomplicated right away. Luckily, several devices on the market provide the same luxuries as top-of-the-line tablets but without any unnecessary hassle. THE GRANDPAD The GrandPad is much more than a tablet; it’s also a service. It provides a dedicated customer service representative who can answer any

questions about the device 24/7. The GrandPad itself includes unlimited photo and video storage, ad-free music streaming, and the ability to have Zoom video calls. On top of the added benefits, the GrandPad has the same standard additions that other tablets have, such as a camera, the ability to browse the internet, and games perfect for all ages. The tablet itself is not too pricey, but the service is a monthly subscription with prices varying depending on features. APPLE IPADS If you don’t need the service or added benefits of the GrandPad, you really can’t go wrong with an iPad. Apple designs their devices to be user- friendly, which makes them perfect for just about everyone. If you’re looking for something portable and customizable without being too

complicated, iPads are the best option. The iPad Pro 9.7 is probably the best bang for your buck, as it is one of Apple’s most affordable tablets and has the ability to connect to the Apple Pencil and official keyboard cover. It’s great for business and pleasure! KINDLE FIRE HD Before tablets were the rage, plenty of people had Kindles. Amazon has continued to perfect the device so it can compete with larger, more powerful devices. It is easily the most affordable tablet on the market, often selling for under $100 when on sale. The Kindle Fire HD includes Alexa, Amazon’s built- in assistant that can help troubleshoot issues with the device. There’s a device made for everyone, so you should never let age or ability stop you from using modern technology.

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Raleigh has become the hotspot for concerts in North Carolina. With great venues like PNC Arena, Red Hat Amphitheater, and Coastal Credit Union Music Park at Walnut Creek, it’s no surprise that major talent makes Raleigh a must- stop for their concerts. FALL MUSIC IS BACK! Check Out These Exciting Concerts Coming to Raleigh

Fall is no exception, and these fantastic bands and artists are coming to Raleigh soon.

GABBY BARRETT, THOMAS RHETT, AND COLE SWINDELL When: 7:30 p.m. Saturday, Oct. 9 Where: Coastal Credit Union Music Park at Walnut Creek Don’t miss out on the opportunity to see three up-and- coming country stars. Gabby Barrett won the Academy of Country Music Award for New Female Artist of the Year in 2020. Not only that, but she was also named Billboard’s Top New Country Artist of 2020, and her song “I Hope” was the most-streamed country song of 2020. Similarly, Thomas Rhett was named 2020’s ACM Entertainer of the Year, and Cole Swindell has won his fair share of awards as well. If you like country music, this is one concert you don’t want to miss.

TAKE A BREAK

EASY PEACH COBBLER Inspired by MyRecipes.com

HARRY STYLES When: 8 p.m. Tuesday, Oct. 12 Where: PNC Arena

Celebrate the end of summer — and peach season — with this simple and tasty peach cobbler!

For all you pop and One Direction fans, Harry Styles will be visiting Raleigh as part of his tour, Love on Tour. Fresh off his win for the American Music Awards’ Favorite Pop/Rock Album with his album “Fine Line,” Styles is sure to play some of his greatest hits. If your kids or grandkids are obsessed with “Watermelon Sugar,” tickets for this concert could be a great gift. ZAC BROWN BAND When: 7 p.m. Friday, Oct. 15 Where: Coastal Credit Union Music Park at Walnut Creek The Zac Brown Band’s The Comeback Tour will be visiting Raleigh, and is there a better way to kick off the weekend? Zac Brown Band always puts on a great show for their fans, and their concerts sell out quickly. If you’re wanting to hear classic favorites like “Chicken Fried” or “Knee Deep,” get your tickets as soon as possible. Plenty of other great artists are coming to Raleigh this fall including Alabama, Florida Georgia Line, and Michael Bublé. If you’re trying to get out of the house this fall, look no further than the fantastic concert options coming to Raleigh.

INGREDIENTS

• 1/2 cup unsalted butter • 1 cup flour • 2 cups sugar, divided • 1 tbsp baking powder • Dash of salt

• 1 cup milk • 4 cups peaches (fresh is best!) • 1 tbsp lemon juice • Ground cinnamon or nutmeg to taste

DIRECTIONS

1. Preheat oven to 375 F. In a 9-by-13-inch baking dish, add butter and place in oven. Remove when melted.. 2. In a large bowl, combine flour, 1 cup of sugar, baking powder, and salt. Then pour in milk and stir until the mixture is smooth. 3. Pour the batter over the melted butter, but don’t stir! 4. In a pot, bring peaches, lemon juice, and remaining sugar to a boil. Stir constantly. 5. Pour peaches over batter, but once again, don’t stir! 6. Sprinkle with cinnamon and nutmeg, then bake at 375 F for 45 minutes.

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INSIDE THIS ISSUE

The Value of a Bucket List PAGE 1

Celebrate Fall Prevention Month With These 3 Tips PAGE 2

Tech Devices Anyone Can Use PAGE 2

Easy Peach Cobbler PAGE 3

Fall Music Is Back! PAGE 3

Willie the Parrot: The Ultimate Danger Alarm PAGE 4

Willie the Parrot: The Ultimate Danger Alarm

Willie the Quaker parrot was a pretty remarkable bird. Like many parrots, he had a knack for mimicking certain sounds and words, including barking dog noises, human kissing noises, and a fair share of swear words. However, what made Willie a hero one day was not just what he said, but also when he said it. Meagan Howard, Willie’s owner, brought him over to her friend Samantha Kuusk’s house while she babysat Kuusk’s little daughter, Hannah. Hannah and Willie were both in the kitchen while Meagan prepared a Pop-Tart for Hannah’s breakfast. After placing the Pop-Tart on the table, Meagan stepped away to use the bathroom. While she was away, however, Hannah got her hands on the Pop-Tart and began to scarf it down, lodging a piece in her windpipe. She started choking and was unable to signal to Meagan that something was wrong. Luckily, Willie came to the rescue. Willie began squawking and shrieking, saying the words “Mama! Baby!” over and over again. In a matter of moments, Meagan knew something was wrong. She rushed to the kitchen to find a very frantic Willie and a

very blue Hannah. Meagan jumped into action. She grabbed Hannah and performed the Heimlich maneuver until the Pop- Tart piece dislodged itself and shot out of her mouth.

Meagan may have been the one to stop Hannah from choking, but she insists that Willie was the real hero of the story. If he

hadn’t used his unique mimicking skills to get Meagan’s attention, she doesn’t know what would have happened. It’s worth noting that before that incident, Willie had never used the phrase “Mama! Baby!” before. He knew something was wrong, and he knew how to get help.

Shortly after the incident, Willie received the local Red

Cross chapter’s Animal Lifesaver Award for his heroic actions.

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