UCP 2021 Dual Comp Staff Benefits Summary 5.7.21

UCP 2021 Dual Comp Staff Benefits Summary 5.7.21

BENEFITS BOOK 202 1

COLLEGE OF MEDICINE DUALLY COMPENSATED STAFF

UniversityofCincinnatiAcademic HealthSystem

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Physicians Healing • Teaching • Leading

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Facilities: • UC Health Physician Offices • University of Cincinnati Medical Center • West Chester Hospital • Daniel Drake Center for Post­ Acute Care • Lindner Center of HOPE

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UC College of Medicine Vision:

To be indispensable through excellence in education, research, and patient

Dual Compensation Employment Status You are employed by University of Cincinnati (UC) and UC Physicians, Inc. (UCP) You practice at UC Health (UCH) facilities.

Provided by:

PAYCHECK TAX WITHHOLDING RETIREMENT CONTRIBUTIONS BENEFIT PACKAGE

EMPLOYEE SELF SERVICE (HR/PAYROLL SYSTEM) EMPLOYEE NUMBER EMAIL ACCOUNT NETWORK ACCESS/USER ID EMPLOYEE BADGE

EMPLOYEE TRAINING EPIC (EMR) SYSTEM

UCRETIREMENTSAVINGS BASIC EMPLOYER CONTRIBUTIONS UC OFFERS THE FOLLOWING RETIREMENT CONTRIBUTIONS IN LIEU OF CONTRIBUTING TO SOCIAL SECURITY. AS STATE OF OHIO PUBLIC EMPLOYEES, EMPLOYEES WILL NOT CONTRIBUTE TO SOCIAL SECURITY. APPLIES ONLY TO UC SALARY

OPTION 1: OPERS: OHIO PUBLIC EMPLOYEE RETIREMENT SYSTEM*

 AVAILABLE TO FULL-TIME AND PART-TIME EMPLOYEES  VESTING SCHEDULE APPLIES  UC CONTRIBUTION: • 11.5% - DEFINED CONTRIBUTION PLAN • 14% - DEFINED BENEFIT PLAN • 12% - COMBINED PLAN  EMPLOYEE MANDATORY CONTRIBUTION – 10% OPTION 2: ARP: ALTERNATIVE RETIREMENT PLAN*  AVAILABLE TO FULL-TIM E (100% FTE) EMPLOYEES  DEFINED CONTRIBUTION PLAN  IMMEDIATE VESTINGSCHEDULE  UC CONTRIBUTES 9.53%OF EMPLOYEE'S ELIGIBLE PAY  EMPLOYEE MANDATORY CONTRIBUTION -1 0 %

PLAN INFORMATION

□ TIAA □ VOYA

□ AXA

ARP PLAN ADMINISTRATORS

□ FIDELITY

*MUSTELECTUCRETIREMENTOPTION INFIRST 120DAYS. ELECTION IS IRREVOCABLE.

UC VOLUNTARYRETIREMENT SAVINGS

EMPLOYEE VOLUNTARY CONTRIBUTIONS

ELIGIBILITY

ALL EMPLOYEES

EMPLOYEES MAY DIRECT ADDITIONAL RETIREMENT SAVINGS CONTRIBUTIONS TO:  403( B ) PRE-TAX CONTRIBUTION  457( B ) PRE-TAX CONTRIBUTION

PLAN INFORMATION

 EMPLOYEE DIRECTED UPTO ANNUAL IRS LIMITOF $19,500.  $6,500 CATCH UPCONTRIBUTION AVAILABLE FOR AGE 50ANDOLDER

EMPLOYEE CONTRIBUTION

403( B ) AXA,FIDELITY,TIAA, VOYA 457( B ) OHIO DEFFEREDCOMPENSATION

PLAN ADMINISTRATORS

FOR MORE I NFORMATION: https://www.uc.edu/employees/hr/work-at-uc.html

OPERS: 1 (800) 222-7377 www.opers.org

ARP Vendor AXA Equitable

Phone

Website

www.mainstreetfinancialservices.com www.axa-equitable.com www.netbenefits.com/universityofcincinnati

800-551-2423

Fidelity Investments

859-240-2513

TIAA

513-263-2800

https://www.tiaa.org/public/tcm/uc

VOYA Financial

800-451-4702 ext. 4025462 ohioarp.beready2retire.com

UCP RETIREMENT SAVINGS

BASIC EMPLOYER CONTRIBUTIONS UCP OFFERS THE FOLLOWING RETIREMENT CONTRIBUTIONS IN LIEU OFCONTRIBUTING TOSOCIAL SECURITY. ASSTATEOFOHIOPUBLICEMPLOYEES, EMPLOYEES WILLNOTCONTRIBUTE TOSOCIAL SECURITY.

APPLIES ONLY TO UCP SALARY

ALL EMPLOYEES

 AVAILABLE TO FULL-TIME AND PART-TIME EMPLOYEES  DEFINED CONTRIBUTION PLAN  UCP CONTRIBUTES 8.5% OF FIRST $ 2 90,000 {IRS LIMIT) OF TOTAL UCP COMPENSATION, UP TO A MAXIMUM OF $ 2 4,650  AS PART OF THE TOTAL COMPENSATION PACKAGE, UCP MAY CONTRIBUTE AN ADDITIONAL AMOUNT (NOT TO EXCEED ANNUAL LIMIT OF $5 8 ,000)  IMMEDIATE VESTING  NO EMPLOYEE MANDATORY CONTRIBUTION

PLAN INFORMATION

PLAN ADMINISTRATORS

TIAA FIDELITY

UCPVOLUNTARYRETIREMENT SAVINGS

EMPLOYEE VOLUNTARY CONTRIBTIONS

ELIGIBILITY

ALL EMPLOYEES

 EMPLOYEE DIRECTED UP TO ANNUAL IRS LIMIT OF $19,500  $6,500 CATCH UP CONTRIBUTION AVAILABLE FOR AGE 50 AND OLDER CONTRIBUTION LIMITS, IT IS RECOMMENDEDTHAT EMPLOYEES MAKE SUPPLEMENTAL CONTRIBUTIONS THROUGH EITHER UC PAYROLL OR UCP PAYROLL (NOT BOTH). EMPLOYEES MAY DIRECT ADDITIONAL RETIREMENT SAVINGS CONTRIBUTIONS TO:  403(B) PRE-TAX CONTRIBUTION, OR  403 (B) ROTH POST-TAX CONTRIBUTION  457(B) PRE-TAX CONTRIBUTION TO AVOID THE POSSIBILITY OF EXCEEDING ANNUAL IRS

PLAN INFORMATION

E MPLOYEE CONTRIBUTION

PLAN ADMINISTRATORS

TIAA FIDELITY

FOR MORE INFORMATION: Fidelity Investments – 1-800-343-0860 www.netbenefits.com/ucp (microsite) Contact – Mike Fischer 859-240-0939 or [email protected] Wealth Management Consultant --Scott Noelcke 513-379-4344 [email protected]

TIAA - 1-800-842-2273 www.tiaa.org/ucp (microsite) Contact – Laura Maxwell 513-263-2825 [email protected]

MEDICAL INSURANCE

MEDICAL PLAN INFORMATION

65%+ FTE FACULTY 75%+ FTE STAFF

ELIGIBILITY

PLAN INFORMATION (TWO AVAILABLE)

PPO

HDHP

IN NETWORK

OUT OF NETWORK

IN NETWORK

OUT OF NETWORK

ANNUAL DEDUCTIBLE

$1, 2 00 INDIVIDUAL $2, 4 00 FAMILY

$3, 6 00 PER PERSON $ 7,4 00 FAMILY

$1, 8 00 INDIVIDUAL $3, 6 00 FAMILY

$ 6 00 INDIVIDUAL $1, 2 00 FAMILY

ANNUAL HEALTH SAVINGS ACCOUNT FUNDING (UC)

$32 5 – $825 EE $650 $1,650 FAMILY*

$325 – $825 EE $650 - $1,650 FAMILY *

NOT APPLICABLE

NOT APPLICABLE

65% AFTER DEDUCTIBLE

COVERED 100%

COVERED 100%

PREVENTIVE CARE**

65 % AFTER DEDUCTIBLE

COVERED SERVICES

80 % AFTER DEDUCTIBLE

65 % AFTER DEDUCTIBLE

80% AFTER DEDUCTIBLE

65% AFTER DEDUCTIBLE

TIER 1 (GREATEST VALUE): $20 TIER 2 (BRAND): $40 TIER 3 (HIGHER COST BRAND): $55 TIER 4 (SPECIALTY): 25% CO-INS, $250MAX

80 % AFTER DEDUCTIBLE

RETAIL PHARMACY

MAIL ORDER 90 DAY SUPPLY (MANDATORY FOR

TIER 1: $40 TIER 2: $80 TIER 3 : $110

80 % AFTER DEDUCTIBLE

MAINTENANCE MEDICATIONS)

RATES VARY BASED ON PLAN SELECTION AND ANNUAL BASE PAY*

EMPLOYEE CONTRIBUTION PLAN ADMINISTRATOR

ANTHEM

* BASED ON TOTAL ANNUAL BASE PAY (UC + UCP) ** AS RECOMMENDED BY THE AMERICAN MEDICAL ASSOCIATION

FOR MORE INFORMATION ON MEDICAL PLANS: https://www.uc.edu/employees/hr/work-at-uc.html

HEALTH SAVINGS ACCOUNT VISA CARD FROM HealthEquity MONEY DEPOSITED IN TO ACCOUNT TO SPEND – UC CONTRIBUTES TO THE ACCOUNT ON A MONTHLY BASIS ; PRO-RATED FOR START DATE – EMPLOYEES CAN CONTRIBUTE ADDITIONAL AMOUNT UP TO IRS LIMIT – $2.95/MONTH BANKING FREE APPLIES – ACCESS TO FUNDS ARE TYPICALLY AVAILABLE THE FIRST FULL MONTH FOLLOWING BENEFITS ENROLLMENT DEADLINE SPEND ON ELIGIBLE HEALTH CARE EXPENSES – KEEP RECEIPTS; TAX PENALTIES APPLY IF USED INCORRECTLY – TAX DEPENDENTS/SPOUSE CAN USE HSA ELIGIBILITY RULES – ENROLLMENT IN HDHP AT UC – CANNOT BE ENTITLE TO OR ENROLLED IN MEDICARE PART A AND/OR PART B – CANNOT BE COVRED BY A SPOUSES FSA – CANNOT BE COVERED BY ANOTHER MEDICAL PLAN (UNLESS IT IS AN HSA-QUALIFIED PLAN) FLEXIBLE SPENDING ACCOUNT HEALTH CARE FLEXIBLE SPENDING ACCOUNT – NOT AVAILABLE IF YOU ELECT HDHP MEDICAL PLAN

– MINIMUM CONTRIBUTION - $120.00 PER YEAR – MAXIMUM CONTRIBUTION - $2,400.00 PER YEAR DEPENDENT DAY CARE FLEXIBLE SPENDING ACCOUNT – MINIMUM CONTRIBUTION - $120.00 PER YEAR – MAXIMUM CONTRIBUTION PER YEAR • SINGLE OR MARRIED, FILING JOINTLY - $5,000.00 PER YEAR • MARRIED, FILING SEPARATELY - $2,500.00 PER YEAR

DENTAL INSURANCE

DENTAL PLAN INFORMATION

65%+ FTE FACULTY 75%+ FTE STAFF

ELIGIBILITY

COMPREHENSIVE W/ ORTHO $50 PER PERSON $150 FAMILY DOES NOT APPLY TO DIAGNOSTIC, PREVENTIVE, OR ORTHO SERVICES $2,000 PER PERSON, EXCLUDING ORTHODONTIC SERVICES

PLAN INFORMATION

BASIC

COMPREHENSIVE

$50 PER PERSON $150 FAMILY DOES NOT APPLY TO DIAGNOSTIC OR PREVENTIVE

$50 PER PERSON $150 PER FAMILY

ANNUAL DEDUCTIBLE

$1500 PER PERSON, EXCLUDING ORTHODONTIC SERVICES

$500 PER PERSON

ANNUAL MAXIMUM BENEFIT

80% AFTER DEDUCTIBLE

100% NO DEDUCTIBLE

100% NO DEDUCTIBLE

DIAGNOSTIC & PREVENTIVE CARE

BASIC SERVICES 60% OF PERIODONTIC SERVICES 80% OTHER SERVICES

80% AFTER DEDUCTIBLE

80% AFTER DEDUCTIBLE

80% ON TMD TREATMENT 60% OTHER SERVICES

80% AFTER DEDUCTIBLE

80% AFTER DEDUCTIBLE

MAJOR SERVICES

60%* LIFETIME MAX $2,000 PER ELIGIBLE DEPENDENT UNDER AGE 19

NOT COVERED

ORTHODONTIC SERVICES

NOT COVERED

EMPLOYEE CONTRIBUTION

RATES VARY BASED ON COVERAGE SELECTION

PLAN ADMINISTRATOR

DELTA DENTAL

The percentages are applied to Delta Dental's allowance for each service and it may vary due to the dentist's network participation.

VISION INSURANCE

VISION PLAN INFORMATION

65%+ FTE FACULTY 75%+ FTE STAFF

ELIGIBILITY

VISION CARE SERVICES

PLAN INFORMATION

IN NETWORK MEMBER COST

OUT OF NETWORK REIMBURSEMENT

$25 COPAY; $130-$150 ALLOWANCE; 20% OFF BALANCE OVERALLOWANCE; $70 COSTCO FRAME ALLOWANCE INCLUDED IN RX GLASSES CO-PAY INCLUDED IN RX GLASSES CO-PAY INCLUDED IN RX GLASSES CO-PAY

FRAMES (EVERY OTHER CALENDAR YEAR)

UP TO $70

SINGLE VISION

UP TO $30 UP TO $50 UP TO $65 UP TO $50

BIFOCAL TRIFOCAL

STANDARD PROGRESSIVE LENSES

$55-$175 CO-PAY

CONTACT LENS FIT AND EVALUATION

UP TO $60

NOT APPLICABLE

CONTACT LENSES (IN LIEUOF GLASSES)

$60 COPAY

UP TO $105

$3.82 EMPLOYEE ONLY

$8.18 EMPLOYEE + CHILD(REN)

EMPLOYEE CONTRIBUTION

$7.74 EMPLOYEE + SPOUSE

$13.08 EMPLOYEE + FAMILY

PLAN ADMINISTRATOR

VSP

FOR MORE INFORMATION ON VISION BENEFITS:

https://www.uc.edu/employees/hr/work-at-uc.html

LIFE INSURANCE

BASIC LIFE INSURANC E

65%+ FTE FACULTY 75%+ FTE STAFF

ELIGIBILITY

30%+ FTE EMPLOYEES

ONE (1) TIMES ANNUAL BASE PAY UP TO $50,000 EMPLOYEE MAY ELECT $5,000

$50,000 TERM LIFE INSURANCE, ACCIDENTAL DEATH AND DISMEMBERMENT POLICY

PLAN INFORMATION

EMPLOYEE CONTRIBUTION

NO EMPLOYEE CONTRIBUTION

NO EMPLOYEE CONTRIBUTION

PLAN ADMINISTRATOR

MINNESOTA LIFE

THE HARTFORD

VOLUNTARY LIFE INSURANC E

65%+ FTE FACULTY 75%+ FTE STAFF

ELIGIBILITY

30%+ FTE EMPLOYEES

SUPLEMENTAL LIFE

EMPLOYEE MAY ELECT THE LESSER OF SIX (6) TIMES ANNUAL UC BASE PAY OR $1 MILLION PERSONAL ACCIDENT INSURANCE PROVIDES A BENEFIT IN THE EVENT YOU DIE AS A RESULT OF A COVERED ACCIDENT WILL ALSO PAY A FULL OR PARTIAL BENEFIT FOR CERTAIN ACCIDENTAL INJURIES COVERAGE LEVELS ($50,000, $100,000, OR $150,000)

$10,000 INCREMENTS UP TO THE LESSER OF FIVE (5) TIMES ANNUAL SALARY OR $1,000,000. INCLUDES AD&D COVERAGE ADDITIONAL COVERAGE IS AVAILABLE FOR SPOUSE/DOMESTIC PARTNER AND ELIGIBLE DEPENDENT CHILDREN GUARANTEED ISSUE, IF ELECTEDWITHIN 30 DAYS OF ELIGIBILITY DATE, UP TO LIMITS OF:

PERSONAL ACCIDENT

PLAN INFORMATION

$150,000 EMPLOYEE COVERAGE $25,000 SPOUSAL COVERAGE $10,000 CHILD(REN) COVERAGE

ADDITIONAL COVERAGE IS AVAILABLE FOR SPOUSE/DOMESTIC PARTNER AND ELIGIBLE DEPENDENT CHILDREN RATES VARY BASED ON AGE AND COVERAGE SELECTION

EMPLOYEE CONTRIBUTION

RATES VARY BASED ON AGE AND COVERAGE SELECTION

PLAN ADMINISTRATOR

MINNESOTA LIFE

THE HARTFORD

PAID TIME OFF

VACATION TIME ACCRUAL

ELIGIBILITY

ALL EMPLOYEES

FULLTIME EXEMPT EMPLOYEES ACCRUE VACATION AT THE RATE OF1.67 DAYS/MONTH (20 DAYS/YEAR) PARTTIME EXEMPT EMPLOYEES ACCRUE VACATION ON A PRORATEDBASIS ACCORDING TO EMPLOYEES FTE VACATION ACCRUES FROM YEAR TO YEAR TO A MAXIMUM OF 30 DAYS UPON SEPARATION FROM EMPLOYMENT, EMPLOYEE MAY BE PAIDUNUSED VACATION HOURS UC PAYROLL SYSTEMWILL PAY VACATION BALANCE CALCULATED ON UC BASE SALARY UCP PAYROLL SYSTEM WILL PAY UP TO 120 HOURSOF VACATION CALCULATED ON UCP BASE SALARY, SUBJECT TO RESTRICTIONS SPECIFIED IN EMPLOYMENT AGREEMENT AND DEPARTMENT COMPENSATION PLAN EMPLOYEE MUST FOLLOW DEPARTMENTAL GUIDELINES FOR REQUESTING VACATION TIME OFF FROM WORK

PLAN INFORMATION

OTHER INFORMATION

PLAN ADMINISTRATOR

UNIVERSITY OF CINCINNATI

SICK TIME ACCRUAL

ELIGIBILITY

ALL EMPLOYEES

FULLTIME EXEMPT EMPLOYEES ACCRUE SICK TIME AT THE RATE OF1.25 DAYS/MONTH (15 DAYS/YEAR) PARTTIME EXEMPT EMPLOYEES ACCRUE SICK TIME ON A PRORATED BASIS ACCORDING TO EMPLOYEE FTE SICK TIME ACCRUES FROM YEAR TO YEAR AND IS PAID ACCORDING TO THE FOLLOWING MAXIMUMS UC PAYROLL SYSTEMWILL PAY ALL SICK HOURS, SUBJECT TO MEDICAL NECESSITY UCP PAYROLL SYSTEM WILL PAY UP TO 520 HOURS (13 WEEKS) OFCONSECUTIVE SICK HOURS (LONG TERM DISABILITY ELIMINATION PERIOD) UPON SEPARATION FROM EMPLOYMENT WITH UC, EMPLOYEE WILL NOT BE PAIDFOR ANY UNUSED SICK DAYS IN SOME INSTANCES, EMPLOYEE MAY BE REQUIRED TO COMPLETE LEAVE REQUEST AND CERTIFICATION OF HEALTH CARE PROVIDER DOCUMENTATION

PLAN INFORMATION

OTHER INFORMATION

PLAN ADMINISTRATOR

UNIVERSITY OF CINCINNATI

PAID TIME OFF

PAID PARENTAL LEAVE (PPL)

ALL EMPLOYEES NOT COVERED BY AN INDIVIDUAL EMPLOYMENT AGREEMENT ADDRESSING THIS TOPIC, PROVIDED THEY ARE OTHERWISE BENEFIT ELIGIBLE.  EMPLOYEES ARE IMMEDIATELY ELIGIBLE UPON HIRE.  PPL MAY BE GRANTED FOR A MAXIMUM PERIOD OF SIX (6) WEEKS FROM THE DATE OF BIRTH OF A CHILD, PLACEMENT OF A NEWLY-ADOPTED CHILD WHO IS 17 YEARS OLD OR YOUNGER, OR INITIATION OF TRAVEL TO SECURE CUSTODY OF A NEWLY-ADOPTED CHILD WHO IS 17 YEARS OR YOUNGER.  AN EMPLOYEE ADOPTING A SPOUSE'S OR DOMESTIC PARTNER'S ALREADY -BORN CHILD(REN) MAY NOT USE PPL.  PPL MUST BE TAKEN ON A CONTINUOUS BASIS, IT CANNOT BE TAKEN INTERMITTENLY.  PPL MAY NOT BE EXTENDED FOR ANY REASON, INCLUDING, BUT NOT LIMITED TO, MULTIPLE BIRTHS, HOLIDAYS, OR WINTER SEASON DAYS.  PPL MUST BE TAKEN IN LIEU OF SICK LEAVE, VACATION LEAVE, OR COMP TIME IMMEDIATELY UPON THE DATE OF BIRTH, PLACEMENT, OR INITIATION OF TRAVEL.  IF BOTH PARENTS ARE ELIGIBLE EMPLOYEES OF THE UNIVERSITY, THEY MUST TAKE PPL CONSECUTIVELY, NOT CONCURRENTLY.  ACCRUED SICK LEAVE, VACATION LEAVE, OR COMP TIME MAY BE USED BEFORE THE DATE OF BIRTH, PLACEMENT, OR INITIATION OF TRAVEL AND/OR AFTER PPL HAS BEEN EXHAUSTED, IN ACCORDANCE WITH APPLICABLE LEAVE AND TIME OFF FROM WORK POLICIES.  PPL WILL RUN CONCURRENTLY WITH LEAVE UNDER FMLA WHEN EMPLOYEE IS ELIGIBLE FOR LEAVE.  PPL MAY ONLY BE USED TWICE IN ANY ROLLING TWELVE (12)-MONTH PERIOD.

ELIGIBILITY

PLAN INFORMATION

OTHER INFORMATION

PLAN ADMINISTRATOR

UNIVERSITY OF CINCINNATI

Supplemental Benefit 4

LONG TERM DISABILITY

UCP LONG TERM DISABILITY EMPLOYER PAID PREMIUM

ELIGIBILITY

30%+ FTE EMPLOYEES

PLAN PAYS 60% OF EMPLOYEE AVERAGE MONTHLY PRE-DISABILITY EARNINGS* UP TO A MAXIMUM OF: $15,000/MONTH FOR PHYSICIANS -OR- $10,000/MONTH FOR NON-PHYSICIAN PROVIDERSAND STAFF YOU MUST BE DISABLED FOR 90 DAYS BEFORE THE BENEFIT PAYS AS AN ELIGIBLE EMPLOYEE, YOU ARE AUTOMATICALLY ENROLLED IN THIS BENEFIT DISABILITY DEFINED AS SPECIALITY/SUBSPECIALITY *PRE-DISABILITY EARNINGS ARE DEFINED AS AVERAGE MONTHLY EARNINGS FROM “ALL SOURCES OF INCOME” BASED ON YOUR STATEMENT OF WAGES EARNED AND TAXES WITHHELD FOR 1) THE ONE FULL TAX YEAR(S) IMMEDIATELY PRIOR TO THE LAST DAY YOU WERE ACTIVELY AT WORK BEFORE YOU BECOME DISABLED; OR 2) THE TOTAL NUMBER OF CALENDAR MONTHS YOU WORKED FOR THE EMPLOYER AS AN ACTIVE EMPLOYEE, IF LESS THAN THE ABOVE PERIOD.

PLAN INFORMATION

EMPLOYEE CONTRIBUTION

EMPLOYEE PAYS TAX ON THE PREMIUM, MAKING A TAX FREE BENEFIT

PLAN ADMINISTRATOR

THE HARTFORD

UC LONG TERM DISABILITY EMPLOYEE PAID PREMIUM E -UC SALARY ONLY

65%+ FTE FACULTY 75%+ FTE STAFF

ELIGIBILITY

60 % INCOME REPLACEMENT AFTER 6 MONTHS -OR- 65% INCOME REPLACEMENT AFTER 4 MONTHS MAXIMUM MONTHLY BENEFIT $4,000 (BASE PLAN) COVERS UC SALARY ONLY DISABILITY AS ANY OCCUPATION

PLAN INFORMATION

EMPLOYEE CONTRIBUTION

DEPENDENT ON ANNUAL SALARY AND AGE

PLAN ADMINISTRATOR

UNUM

ACCIDENT & CRITICAL ILLNESS

ACCIDENT INSURANCE

65%+ FTE FACULTY AND STAFF AVAILABLE ONLY DURING ANNUAL OPEN ENROLLMENT

ELIGIBILITY

 PLAN PAYS A LUMP SUM BENEFIT FOR OFF-JOB ACCIDENTS  BENEFIT AMOUNT RANGES FROM $25 TO $7,500 BASED ON TYPE OF INJURY  NO CALENDAR YEAR MAXIMUM, BUT PLAN PAYS ONLY ONE BENEFIT PER ACCIDENT  ALLOWS YOU TO USE THE MONEY ANY WAY YOU CHOOSE  $50 ANNUAL WELLNESS BENEFIT ONCE PER CALENDAR YEAR PER COVERED INDIVIDUAL*  COVERAGE IS PORTABLE - YOU CAN TAKE THE COVERAGE WITH YOU IF YOU TERMINATE YOUR EMPLOYMENT. UNUM WILL BILL YOU DIRECTLY

PLAN INFORMATION

EMPLOYEE CONTRIBUTION

DEPENDENT ON PLAN SELECTION

PLAN ADMINISTRATOR

UNUM

CRITICAL ILLNESS INSURANCE

65%+ FTE FACULTY AND STAFF AVAILABLE ONLY DURING ANNUAL OPEN ENROLLMENT

ELIGIBILITY

 PLAN PAYS A LUMP SUM BENEFIT IF EMPLOYEE OR COVERED DEPENDENT IS DIAGNOSED WITH ANY OF THE COVERED CONDITIONS  BENEFIT AMOUNT IS $10,000 FOR EMPLOYEES, $5,000 FOR SPOUSE AND $2,500 FOR CHILDREN TO BE USED TO COVER OUT OF POCKET MEDICAL EXPENSES OR WHATEVER YOU CHOOSE  COVERAGE FOR SPOUSE IS OPTIONAL WHILE COVERAGE FOR CHILDREN IS AUTOMATIC  GUARANTEE ISSUE AVAILABLE WITH NO MEDICAL EXAM OR HEALTH QUESTIONS.  EACH COVERED CONDITION IS PAYABLE ONCE PER LIFETIME  NO PRE-EXISTING CONDITION LIMITATION (NOTE: DIAGNOSIS MUST OCCUR ON OR AFTER POLICY EFFECTIVE DATE)  $50 ANNUAL WELLNESS BENEFIT PAYS ONCE PER CALENDAR YEAR PER COVERED INDIVIDUAL*

PLAN INFORMATION

EMPLOYEE CONTRIBUTION

DEPENDENT ON AGE AND TOBACCO USER STATUS

PLAN ADMINISTRATOR

UNUM

* A COVERED INDIVIDUAL MAY RECEIVE MULTIPLE WELLNESS BENEFITS FOR A COVERED SCREENING TEST IF PARTICIPATING IN BOTH THE ACCIDENT AND CRITICAL ILLNESS PLAN FOR MORE INFORMATION ON UC ACCIDENT & CRITICAL ILLNESS PLANS: https://mailuc.sharepoint.com/sites/HR-Benefits/SitePages/Accident-and-Critical-Illness-Voluntary-Benefit-Plans.aspx

CARE@WORK

BACKUP DAYCARE

ELIGIBILITY

30%+ FTE EMPLOYEES

CARE@WORK BY CARE.COM IS A FAMILY CARE SERVICE THAT CAN HELP YOU FIND CAREGIVERS FOR YOUR WHOLE FAMILY, INCLUDING YOUR CHILD(REN), PARENT(S). GRANDPARENT(S), AND PET(S). SERVICES INCLUDE: SELF SERVICE SEARCH : UNLIMITED ACCESS TO A >Page 1 Page 2-3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23

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