Young Marr - August/September 2020

Young Marr - August/September 2020

AUG/SEPT 2020

Our Attorneys Fight for Your Future THE ADVISOR

LOCATIONS IN PENNSYLVANIA AND NEW JERSEY

PA: 215-883-8532 NJ: 609-796-9852

• Social Security Disability • Long-Term Disability • Bankruptcy • Criminal Defense

By the time I was born, three of my grandparents had already passed, which is something I’ve always considered a bit unusual. Many of my peers knew at least two of their grandparents, but I only knew my one grandparent, who was my father’s mother. She really was a wonderful person, and she imparted several life lessons that I still hold today. National Grandparents Day is celebrated on Sept. 13, so this month, I’d like to dedicate this article to her. My grandmother was an unusual type of grandparent, especially for her generation. She was far more of a friend to me than a maternal figure, and she had a very outgoing personality. She was always the life of the party, mingling with people or dealing with the public. I don’t think she was ever professionally involved in public affairs, but she worked as a waitress and was always meeting new people in her life. One of my fondest memories is of the time spent with family when my grandmother rented a place down in the shore area for all of us. It wasn’t something we normally did, and the place itself wasn’t that big, but when we got the chance to visit, we always had an amazing time. I remember a lot of those visits between the two of us, though at the time, I was very young. Being there with her felt so special. I’ve always thought of my grandmother as a free spirit. Her interactions with people were always easy, which I think had something to do with raising my dad on her own. At that time, and in her generation, raising a child as a single parent was pretty uncommon. Despite that, she raised my father by herself; it never stopped her from doing what she could. I think that was one of the first influences she had on me. My grandmother was a very independent person, and she showed me how important it was to be as independent as possible. It wasn’t just how she lived her life either; she was a MY FREE-SPIRITED GRANDMOTHER TAUGHT ME THE VALUE OF INDEPENDENCE AND RESPONSIBILITY

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very independent and progressive thinker. One thing that was a little odd about her, though, is that she never drove herself anywhere, or so I’ve been told. As independent as she was, I don’t know if she ever owned a car. Nevertheless, she got around perfectly fine. Perhaps she preferred relying on her own two feet rather than on a car. Her independence fed into her strong sense of responsibility, which is something I remember quite well even today. My grandmother always stressed the importance of following through with whatever responsibilities you took on. Today, I believe that’s a useful lesson in all aspects of life. No matter what you do, you’re going to come face to face with something you’ll have to take responsibility for. It’s up to you to take it head on and get it done before you move on to the next thing. Taking the time to remember these moments and life lessons from our grandparents is important any day of the year. But since National Grandparents Day is this month, now is the perfect opportunity to think back on fond memories. –Paul H. Young

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ENJOY YOUR FAVORITE FILMS EARLIER STREAMING SERVICES CHANGE THE FACE OF ENTERTAINMENT

The way we watch our favorite shows and movies has changed drastically in recent years and even more so this year. With the pandemic impacting the world, people found themselves stuck inside their homes looking for new sources of entertainment, and many found exactly what they were looking for through the numerous streaming services available to us. The pandemic made time for people to watch their favorite shows again and again, and it also changed the way businesses, such as Disney and Universal Studios, release their movies. Throughout the spring, many movies were released early and some skipped theater showings all together. “Trolls: World Tour” was released through video-on-demand and earned nearly $100 million in rental fees on its April 10 debut, grossing far more than the first “Trolls” movie debut in 2016. Other movies, such as “Onward” and “Frozen II,” were released early on different digital platforms for purchase or rent. One of the most anticipated early releases under this new system is “Hamilton.” This hit Broadway show has drawn thousands of people to the theater since its debut in 2015. A stage performance of “Hamilton” was filmed in 2016 in just over three days. The resulting movie creates an opportunity for everyone to see the show, whether or not they were able to catch it live on stage. Disney bought the rights to the film last year and

announced this February that it would be released on Oct. 15, 2021, in theaters.

However, due to the pandemic, Disney decided that what people needed most was something they could enjoy, even if they couldn’t leave their homes. On May 12, the studio announced the film would be available to stream on Disney+ starting on the July Fourth holiday. “Hamilton” fans and those who’ve never seen the play are thrilled to watch the film 16 months in advance of the originally scheduled release. Streaming services have changed how people consume their entertainment, and the pandemic has changed how streaming services offer it. Both changes are helping people get through these difficult times.

4 CHAMPIONSHIP APPEARANCES: ONLY 1 WIN

In 1980, not one but four Philadelphia sport teams made it into the championships: the Sixers, the Flyers, the Eagles, and the Phillies. Despite such a renowned accomplishment, that year was also known for many as the year of disappointment, as only one of those four teams actually won their championship game. The Sixers After racing through the Eastern Conference playoffs, the Philadelphia 76ers basketball team seemed to have a clear shot of winning the 1980 championship game. Throughout the five playoff games, the Sixers superstar, Julius “Dr. J” Erving, proved to be a great asset, averaging 26 points per game. However, during the finals, Dr. J was met by Magic Johnson, a rookie and rising star for the Los Angeles Lakers. In Game 6, Johnson brought the win home for the Lakers, and the Sixers went home defeated. The Flyers From October 1979 to January 1980, the Philadelphia Flyers won 35 games in a row, setting the NHL record for the longest unbeaten streak in North American pro sports history. This streak had Flyers fans screaming for a win during the finals as they faced off against the New York Islanders. Unfortunately, this was not to be. The fateful 1980 game, also known as “The Leon Stickle Game,” concluded when NHL linesman Leon Stickle made a no-call for a pass that many considered offsides, including the Flyers. This gave the Islanders an easy point, and the Flyers lost the game.

The Eagles The football team’s coach, Dick Vermeil, led his team through one of their better seasons, with a nearly unbreakable defense as well as a superb offense. Of the 16 games that season, the Eagles won 12, winning their division for the first time in 20 years. Their excellent season also gave them a pass to their first appearance at the Super Bowl. However, the Eagles soon met their match against the Oakland Raiders in their final game that year, losing 27–10 to the Oakland team. The Phillies As the Philadelphia Phillies entered 1980, they were looking at 96 seasons without a championship. But things weren’t going to stay that way. Third baseman and super hitter Mike Schmidt, who went on to be named MVP that season, led his team through the 1980 baseball season and into the championship game. The final game against the Kansas City Royals had Phillies fans on the edge of their seats. They erupted with glee when pitcher Tug McGraw struck out Willie Wilson, and the Phillies won their first championship title in over nine decades.

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DISABILITY AND SURVIVOR BENEFITS

Throughout Pennsylvania, many people depend on Social Security Disability Insurance (SSDI) benefits, but what happens when someone’s spouse who was collecting SSDI passes away? In some cases, the surviving spouse is eligible for survivor benefits. This begs another question: Can someone receive both disability and survivor benefits at the same time? To understand this, it’s important to first understand how each works. Disability Benefits SSDI is reserved for people who cannot work full time due to a disability or other condition. The benefits they receive usually last from the time they are injured and determined disabled to the age of full retirement, which is 67 for anyone born during or after 1962. Once an individual reaches that age, the disability benefits convert to Social Security retirement benefits. This transformation is critical in determining whether someone can receive both disability and survivor benefits. Survivor Benefits Survivor benefits are monthly Social Security payments paid to a surviving spouse or eligible family member upon the death of a spouse who was either collecting Social Security or entitled to collect Social Security. To qualify for these benefits, the surviving spouse must meet certain marriage length and age requirements. For example, a surviving spouse who was in a marriage that was at least nine months long is allowed to begin collecting survivor benefits when they turn 60 years old. If the surviving spouse is caring for the decedent’s children who are 16 or younger, or who are disabled, they may begin collecting benefits at any age.

Both Benefits There are only certain situations in which a surviving spouse will be eligible to receive both types of benefits. In some cases, they will not be eligible. For instance, if the surviving spouse does not have a disability and starts collecting survivor benefits at age 60, then when they reach full retirement (typically at age 67) they will become eligible for Social Security benefits. At this point, they will start receiving the higher benefit, not both benefits. However, if the surviving spouse is disabled and receiving SSDI already, they will continue to receive full disability benefits in addition to the difference between the survivor and disability benefits, known as the excess survivor benefit. This process can be confusing, especially for those who are encountering it for the first time. If you have any questions regarding disability or survivor benefits, contact the Young Marr & Associates Pennsylvania or New Jersey office today.

SUDOKU

BACON AND EGG BREAKFAST PIZZA

INGREDIENTS •

1 package premade pizza dough 2 tbsp olive oil, divided

•

4 slices bacon, cooked and crumbled

• • •

•

2 cups cheese of your choice, shredded

6 eggs

2 tbsp water

DIRECTIONS 1. Preheat oven to 400 F. Grease a 15x10x1-inch pan. Spread the dough evenly over the bottom of the pan and 1/2 inch up the sides. Prick it with a fork and brush with 1 tbsp oil. Bake until lightly browned, about 7–8 minutes. 2. In a nonstick skillet, heat the remaining oil on medium. In a bowl, whisk the eggs and water together. Add the mixture to the skillet and stir until thickened and no liquid egg remains. 3. Add the egg to the baked crust in an even layer. Sprinkle on the bacon and cheese, then bake 5–7 more minutes before serving.

Inspired by TasteOfHome.com

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11 CONVENIENT OFFICE LOCATIONS

PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

YOUNG, MARR & ASSOCIATES, LLC 3554 HULMEVILLE ROAD, SUITE 102 BENSALEM, PA 19020

PENNSYLVANIA PHILADELPHIA BENSALEM

NEW JERSEY Cinnaminson HAMILTON TWP. MARLTON PISCATAWAY

QUAKERTOWN BALA CYNWYD EASTON JENKINTOWN ALLENTOWN

YOUNGMARRLAW.COM PA: 215-883-8532 NJ: 609-796-9852

INSIDE THIS ISSUE

1 My Free-Spirited Grandmother 2 Streaming Services Change Entertainment 1980: A Notable Year in Philadelphia Sports 3 What Are Disability and Survivor Benefits? Bacon and Egg Breakfast Pizza 4 3 Fun Family Activities for Fall

GARDENING, GOLD, AND PHOTO SHOOTS

3 FUN FAMILY ACTIVITIES FOR FALL

It’s fall, which means social media will soon be saturated with pictures of your friends enjoying “classic” fall activities. Photos of leaf peeping, apple picking, and the occasional scarecrow run rampant. But rather than following the herd, you can make your family the trendsetter of unique fall activities! Here are a few outdoor endeavors your family will love. Get gardening. Fall is the time for harvest, but if you want to enjoy flowers in the spring, it’s also a time for planting. The cooler autumn air is easier on plants, but the soil is still warm enough for roots to grow before the ground freezes for winter. Tulips, daffodils, and hyacinths are all spring bulbs that need to be planted in the fall. Do a little research with your family to determine the best time to start planting in your area. Pan for gold.

trip out to an old ghost town. Many of them have great tourist attractions that include gold panning. You probably won’t get rich, but it will still be a fun story. If you’re not able to make the trip, you can always create a gold panning operation at home! Visit MessForLess.net/panning-for-gold-activity for a great step-by-step guide on how to go panning for gold in your own backyard. Plan a fall photo shoot. It’s time to freshen up those family pictures hanging around the house. The changing leaves provide a beautiful background for any family portrait. Better yet, the cooler temperatures mean that an outdoor photo shoot won’t be nearly as uncomfortable as it would be in the summer. You can take your pictures by the trees in the front yard or make a daytrip of it. What about pictures at the corn maze or pumpkin patch? It’s never too soon to start planning this year’s holiday card.

Here’s one that’s really off the beaten path: Take your family on an adventure panning for gold! Start by planning a road

Spend this fall outdoors and create great new memories with your family!

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