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Risk Services Of Arkansas - December 2020

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A FEW SILVER LININGS FROM 2020

Here’s to a Better

W ith everything that’s happened this year, it’s hard to believe that it started on a high note. The economy was booming. I took my whole family down to Cabo to celebrate the New Year. Things were looking up at the start of the new decade. Now, at the close of 2020, most of us just can’t wait to get the year behind us and move on.

this year, but she had a very mild illness and recovered quickly. Beyond that, all of us have remained in good health. I hope and pray that will remain the case for everyone as the year closes out. Finally, I’m thankful to be living in the United States during this time. Despite all our shortcomings and problems, I still firmly believe that this is the best place in the world to be, and I wouldn’t want to celebrate the holidays anywhere else. While I suspect nobody is getting through the

While it’s certainly been a hard year for almost everyone, as I look back on where we were at the start of the pandemic and where we are now, I can’t

pandemic unscathed, and while different states and cities face different sets of challenges, we will all adapt to our new circumstances — or at the very least , we will soldier on through them. After all, we are Americans and that’s just what we do. As we look forward to a new year, I’m hopeful that we can make next year better than this one. The year’s challenges are hopefully diminishing, and I’m optimistic that this means the economy will recover and people will heal. I don’t want to pretend like things are fine just because I’ve found some silver linings. Things aren’t fine for a lot of people, but I’m confident they’ll get better. I hope that all of you have Christmas plans to look forward to this year, whether that means gathering with loved ones to exchange gifts, connecting with

help but be thankful that things didn’t turn out worse. Even though Thanksgiving has passed, and I didn’t write about thankfulness in my November newsletter (instead , in honor of Veteran’s Day, I let my father share the story of my grandfather’s military service during WWII), I think that as we continue to celebrate the holiday season, the themes of thankfulness are still very much relevant, and the things that I’m thankful for this year are still worth mentioning. When businesses first started shutting down earlier this year, I would be lying if I said we weren’t concerned. However, as we came to understand the full extent of the shutdowns in the months that followed, I was thankful that a vast majority of our clients were deemed “essential”. We don’t have

“As we look forward to a new year, I’m hopeful that we can make it better than this one.”

one another over Zoom, or otherwise spending time with the people you care about. After a year like this, we all deserve a break before tackling the opportunities and the challenges that the upcoming year will surely bring.

many clients that work in the travel, restaurant, or hotel industries, so that meant our clients could stay in business without having to stop working. A significant blessing all around!

I’m also thankful that by and large, my family has made it through this pandemic with our health. One of my daughters caught COVID-19 earlier

Specialized Insurance Programs for Specialized Industries. • www.INSURICA.com • 1

DECISIONS, DECISIONS Tactics for Making the Best Business Choices As a business leader, you’re likely well-versed in making decisions, but in the midst of a global health crisis, a political minefield, and environmental disasters, planning for the upcoming year is different territory for even the most seasoned business professionals. So, how do you make the right decisions for your 2021 plans? Start with these three steps. No. 1: Look at the >Page 1 Page 2 Page 3 Page 4

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