Shannon Law Group - November 2021

Shannon Law Group - November 2021

135 S. LaSalle St., Ste. 2200 Chicago, IL 60603

3550 Hobson Rd., Ste. 403 Woodridge, IL 60517

312-663-7016 | www.shannonlawgroup.com Text: 312-847-2428 NOVEMBER 2021

The Christmas season has always meant a lot to me. When I was a youngster, I vividly remember my huge family making our annual trek late at night across the street and down the hill in the bitter cold to Christmas Eve Mass at St. Paul’s Cathedral in Yakima. The cathedral was always beautifully decorated and packed with our neighbors in their finest clothes. Before Mass, we all sang Christmas carols together. I can still smell the incense and feel the majesty of the time. After Mass, we would always linger in the church to talk with our neighbors, and I would corral my school friends to visit about our Christmas basketball plans. I can still feel the warmth of my big family scrunched together in the first pew with my siblings holding me or putting their arms around me. My mom and dad (Tom and JoAnne to our neighbors) were never too proud to give thanks to God for blessing them with a big family, keeping a roof over our heads, and blessing them to live in such a wonderful community of friends and neighbors. Looking back, I didn’t really understand how blessed I was to have such loving parents and siblings who put God first, others second, and themselves last. As one of the youngest, I always had someone looking out for me. I am so grateful to my family for instilling this sense of community in me. My folks understood that they needed their neighbors, and our neighbors needed us. When Michelle and I started our annual Christmas party in 2009, we wanted to give thanks to everyone who had helped our family over the years by hosting all of them on a big night. Johnny was born earlier that year, and we were so grateful to be blessed with this little boy. What started out as a somewhat intimate affair has grown, and the blessings you have given us have grown exponentially. We are grateful to all of you. While last year we were unable to gather, we will do so this year on Wednesday, Dec. 29, at 4:30 p.m. at Quigley’s Irish Pub in Naperville. We hope you will be able to join us. To RSVP, please email Katelyn at [email protected] by Dec. 15. Gratefully, – Joe and Michelle Shannon P lease J oin U s as W e G ive T hanks ANNUAL CHRISTMAS PARTY ON DEC. 29

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IS ILLINOIS A ‘NO-FAULT’ STATE FOR CAR INSURANCE? After a car accident in Illinois, it can be confusing knowing what to do next. You may be asking yourself:

Comparative negligence means that the victim is entitled to recover damages up to the percentage of the fault assigned to the other driver. If the other driver was found 70% at fault, you are entitled to seek 70% of the cost of your losses, including economic and noneconomic damages.

• Which insurance company should I contact first — mine or the at-fault driver’s insurance?

• Who’s really at fault according to Illinois law?

How do I prove fault for a car accident in Illinois?

• Who’s responsible for paying my medical bills and car accident repairs?

Proving fault after a car accident follows the same process as any other personal injury lawsuit in Illinois. The injured party’s attorney files a complaint against the other party. The plaintiff must prove that the defendant owed a duty of care to them and that duty was breached, resulting in the plaintiff’s injuries. The Illinois personal injury lawyer must show through evidence that the plaintiff’s injuries only occurred because of the defendant’s negligent actions. Here are some examples of negligence in car accident claims: speeding, moving violations, driving under the influence, and distracted driving.

In every state, there are laws about who pays for what following a car crash. These laws either adhere to a “fault” or “no-fault” system. Most states have a fault system, requiring the at-fault driver and their insurance company to compensate his or her victim for the damages they caused. In a “no-fault” state, the driver who sustained injuries and property damage would first file a claim with his or her own insurance. If they suffered a serious injury, they may be able to file a personal injury lawsuit against the other driver. There are 12 no-fault states in the U.S.

If the defendant’s negligence caused the plaintiff’s injuries, then the defendant may be liable for any damages sustained by the plaintiff. Proving liability is just the first step in any personal injury lawsuit. If you have any questions about what to do after a car accident, feel free to text me at 312-847-2428. I’d be happy to help.

So, does Illinois have no-fault insurance?

Illinois is NOT a “no-fault” state when it comes to car insurance. It has an at-fault (or tort) system with comparative negligence laws. If a driver is found more than 50% at fault for causing an accident, he or she must compensate the other party for damages.

– Joseph Shannon

In 1990, the Department of Health and Human Services developed the Vaccine Adverse Event Reporting System (VAERS) in order to detect and track potentially unsafe vaccines administered in the United States. VAERS is run by the Centers for Disease Control and Prevention (CDC) and the U.S. Food and Drug Administration (FDA). WHY WAS VAERS CREATED? The purpose of VAERS is >Page 1 Page 2 Page 3 Page 4

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