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Shannon's Moving To Austin Guide
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06 Loan Application & Appraisal If you are obtaining financing, your lender will let you know the list of financial documents necessary to provide to the lender including a couple months of bank statements, tax records, pay stubs etc. Your lender will have an appraisal done on the property. 07 Loan Application & Appraisal If you are obtaining financing, you will have a mortgage contingency of typically 21 days to obtain a mortgage commitment. Once your lender has all of your documents, they will send it to underwriting to review. Once underwriting has issued a Clear-to-Close, your loan is complete and the file will be send to the title company for closing.
01 Mortgage Pre-Approval
Unless you’re paying cash for your home, you’ll need to talk to a good local lender about obtaining a pre- approval letter for financing. The lender can provide answers to questions about interest rates, closing costs, loan products, down payment requirements, & monthly payment expectations. We can provide referrals for mortgage lenders if needed.
04 Make An Oer Once you have found "The One", we will review the comparable sales >Page 1 Page 2 Page 3 Page 4
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