Springs Bankruptcy Law - August 2017

N ew B eginnings the newsletter

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August 2017

Summer, Soccer, S ummers are much hotter now than they were when I first moved here—at least, that’s what

and S omething to L ook F orward T o

Park.We spent a few days there before heading up toWisconsin to stay at my sister-in-law’s lake house. It was a fun little getaway filled with family, friends, and a whole lot of fun.

I keep telling myself while I’m outside (in the hot sun) working on our landscaping.The saga continues! The wife and I woke up one morning in early July to discover 15 cubic yards of mulch piled up in our front yard (don’t worry, I ordered it, it didn’t randomly appear—although with the landscaping troubles we’ve been having, I wouldn’t be surprised)—we spent the remainder of the month spreading it around and filling it with plants. Which is exactly what we were doing on the Fourth of July—but don’t worry, we didn’t miss out on any of the Independence day fun! Our house is conveniently situated directly between the Broadmoor and the Country Club of Colorado, and both of those places are known for their excellent fireworks display. We watched the Broadmoor show from the deck in our backyard, and by the time that was finished, the Country Club show was just started—so we moved to the front porch and settled in for another round of fireworks. It was just the three of us—Marilyn and I and our dog, Juno—we’re fortunate that Juno isn’t fazed by fireworks in any way, shape, or form. In fact, I think she enjoyed the show just as much as we did! After that we were off to Chicago for our niece’s wedding—which was really just a good excuse for us to visit. Fortunately, my sister has a condo in downtown Chicago and she kindly offered to let us stay. It has an amazing view of Lake Michigan and it’s within walking distance of all kinds of cool downtown attractions—like the museum campus and Millenium

So much fun, in fact, that we decided to get planning our next big family trip right away. Marilyn and I realized that the older our boys get, the less opportunities we’ll have to spend time with them as a family—pretty soon they’ll have wives and kids and we’ll regret not taking the time to enjoy them on their own. So we decided to spend our Christmas down in Mexico; diving, biking, laying on the beach, and (to their dismay) no girlfriends allowed! I, for one, am really looking forward to the trip—I think it’s important to always have something to look forward to! In the meantime, I’ve been looking forward to watching theWorld Cup games with my sons and their friends. If the fanfare of theWorld Cup this year is any indication, soccer is definitely growing in popularity in the U.S. I somehow ended up at a World Cup party with a bunch of kids who were at least 30 years my junior, but while I was the oldest person in the room, we all had a really great time getting into the game.Those kids understood it and enjoyed it even more than I did (which I didn’t think was even possible!) However, I was able to watch the championship with my brother while we were staying inWisconsin (a little tradition we’ve developed over the past several years) and we were both happy to see some non-European teams playing for a change.

Now that summer (and with it, soccer season) is coming to a close—the yard is coming together, the boys are getting ready to go back to school, and Marilyn and I are starting to wonder how exactly we’ll fill our time! I’m sure we’ll find something—in the meantime, I hope your summer has been keeping you busy, I’d love to hear all about it the next time we meet! form. In fact, I think she enjoyed the show just as much as we did! It was just the three of us — Marilyn and I and our dog, Juno — we’re fortunate that Juno isn’t fazed by fireworks in any way, shape, or

-Bob

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I Spy

T he N ew W ay

It’s the same thing every weekend; their homework has been completed, their chores are (begrudgingly) done, and the kiddos have banded together for a rousing chorus of “We’re bored!”You consider taking them to some sort of kid haven with a ball pit, but the thought of being surrounded by dozens of strange, sticky children isn’t falling under the “appealing ideas” category.They won’t be satisfied with a simple “Go play outside.” So what can you do?

Why not host a “spy day?” No, not spa (sorry mom), spy. Pop in a 007 or Mission Impossible soundtrack and prepare for a fun-filled day of mystery and suspense. First things first—what’s a spy without a disguise? Throw on some sunglasses and draw a mustache on your index fingers—it’s time to go undercover! You’re going to need a super secret code name to accompany your super secret disguises. If you can’t come up with one on your own, try this foolproof system: write down ten adjectives and ten nouns. Throw them into a bowl and randomly select one of each. Agent Fluffy Pickle reporting for duty! S mart and S ubtle Diet Tricks

Now that you’ve got your spy persona set in stone, it’s time to get down to business. Create a laser obstacle course in the hallway by taping red yarn to the walls, ceiling, and floor. Challenge the kiddos to make it through the hallway without touching any of the deadly “laser beams”— the more yarn, the more challenging this obstacle will be. If they make it through okay, add some additional “lasers” and dare them to make it back in one piece. What’s a mystery without any clues? Leave footprints for the kids to follow (just print them out) or drop hidden messages for the little detectives to decode. If you’re having a hard time coming up with clues, swipe some ideas from Pinterest—it’s loaded with fun

mystery plots for kids to solve. Or, take the easy way out and set your offspring on a super-spy scavenger hunt. In any case, just make sure there’s a prize at the end! (Detectives tend to be partial to edible rewards.) They have fun, you have fun (admit it, you went through the laser obstacle course first—you know, for safety) and you won’t hear the words “I’m bored” for at least a few hours.

L ooking for a way to manage your diet but not wanting to go off the deep end with a zero-carb, zero-dairy, juice-only-please challenge?Take a bite out of one of these tips!

1. Stick to wrapped candy: Obviously no candy is better than some candy, but if you must nom, nom on a bon bon with a wrapper. Studies have shown that snackers eat 30% less candy when they have to unwrap each individual piece. 2. Use smaller bowls:With smaller plates come smaller servings, and more time to digest and be full before taking a second helping. In a Cornell study, nutrition experts unknowingly served themselves 31% more ice cream when they used the 34-ounce bowl, than when they had the 17-ounce bowl. 3. Pick Healthy First at the Buffet:Whether you’re chowing down at the Golden Corral or tucking in at the hotel breakfast bar, always start with the fruit and veggies. One study found that when seen first, 86% of diners will pile fruit on their plates, but only 54% get

fruit when it’s toward the end of their line of sight at the buffet.

4. Hold the popcorn: If you’re going to the movies, don’t mindlessly munch popcorn all the way through. Not only is it heavy in sodium, but it’s like sleeping and eating at the same time: twice the carbs with zero of the enjoyment. 5. Eat a bigger breakfast: Contrary to American tradition, breakfast should actually be the biggest meal of the day. Studies found that women who ate 700 calories for breakfast, 500 at lunch, and 200 at dinner, lost 18 pounds after 13 months, as opposed to the women who ate 200 calories in the morning and 700 at night (they lost seven pounds).

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B ook R eview

A pple / P ear C hips

The Seven Levels of Communication: G o F rom R elationships to R eferrals

Ingredients

• Apples • Pears •Walnuts • Cinnamon, Nutmeg, Allspice

"The Referral Genius," Michael J. Maher, has done us all the favor of detailing his journey to the top in his bookThe Seven Levels of Communication (7L). The idea that people are people and not numbers seems like one that is, or should be, obvious. But, in this book, Maher shows us how easy it is to get caught up in the numbers without even realizing it. However, it’s not a typical boring how-to: Maher tells the inspiring story of a real estate agent, Rick Masters, whose luck in a down market changes when he meets a mortgage professional who has created a successful

Directions

1. Roast nuts separately to desired toastiness. Set aside.

2. Slice apple/pear to thickness of a quarter.

3. Sprinkle cinnamon, nutmeg, allspice on apples (both sides)

4. Bake at 250 degrees on parchment paper for 45 minutes.

5. Flip all slices and bake another 45 minutes (pears may need a bit longer to get crispy).

business without personal promotion or advertising. In the story, Rick learns, and simultaneously teaches all of us, how to get more referrals—step-by-step. He starts to find success the more he realizes that it’s all about people —that if you get into the business of making people happy, you’ll have clients for life! You can use this book as a reference and a guide as you are trying to perfect your Sales Techniques if you are at all interested in running a successful, referral-based business. Take A Break!

6.Take out of oven, cool on a plate. Chips will get crispy in minutes!

7. Enjoy with toasted walnuts.

Solution

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PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

Robert J. Doig,Attorney at Law 2985 Broadmoor Valley Road, Suite 4 Colorado Springs, CO 80906

Inside This Issue 1 Summer, Soccer, and Something to Look Forward To

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I Spy - The NewWay Smart and Subtle Diet Tricks

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Seven Levels of Communication Apple Pear Chips

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Tips for a Cooler House

Without the Bill K eeping C ool S ummer days are wonderful for weekends at the pool, catching some rays on the back porch, and hosting backyard barbeques. But if there’s one thing that can really put a damper on all that warm-weather joy, it’s the bill you get for running the AC.Whether you’re looking to save a little, or simply going AC-free, here are some helpful solutions to keeping the hot air out and the cool air in. 1. Keep the curtains or shutters closed when you’re not in the room.We get it-- just about everyone likes the look of a bright, open room, but keeping the curtains thrown wide in the middle of the day invites the heat in, too. 2. Hang a damp sheet in front of an open window on the breezy side. Put your sheet in the washer, and turn it to the last rinse cycle on cold. Once it’s been rung out enough not to drip, hang it in front of the window and let the breeze be cooled as it enters your house.To make the wind blow a little better, open another window to create a vacuum, and set a damp sheet across that one as well. 3. Turn off the appliances.You may not realize it, but all those electronics (the TV, the computer, the dryer, the dishwasher, etc.), all give off heat.Wash the dishes by hand and let them air-dry, and invest in a clothing rack or line to hang your items outside.

4. Box up the rugs. It’s a psychological trick, but it really does work. Bare surfaces look cooler, which in turn, makes them feel cooler. Bring out the plants instead, and while you’re at it, turn your white noise machine to cool-sounds like waves or rain. 5. Reverse that hot water bottle on warm nights. Looking for a better night's sleep? Try placing a thin ice pack under the small of your back or at the base of your neck to keep you cool. Sprinkling a little talcum powder on the sheets will also keep you from sweating during the night.

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