TMG Buyer Client Packet

TMG Buyer Client Packet

WELCOME PACKET new client

BUYING

SELLING

INVESTING

HERE'S EVERYTHING YOU NEED TO KNOW ABOUT WORKING WITH US.

We are honored that you've entrusted The Matthews Group and Coldwell Banker Realty with your real estate business. Thank You!

WE DELIVER THE EXPERIENCE YOU DESERVE

One responsive point of contact for clear communication.

A streamlined process that makes selling and buying property easier.

Superior market knowledge so you can make the best decisions.

Equal parts empathy and expertise to reduce your stress.

Creative strategies that give you a competitive advantage.

30+ years of experience to ensure

Extraordinary Results!

MEET THE MATTHEWS GROUP

SUSAN Matthews TEAM PRINCIPAL 843.800.0921 [email protected]

ANGELA Mangus REALTOR® 843·408·5566 [email protected]

REALTOR® 740·258·0732 [email protected] JAMIE Boone

KATHERINE Payton

LISA Smith REALTOR® 843·996·0797 [email protected]

REALTOR® 484·467·3567 [email protected]

Closing Coordinator 843·424·5768 [email protected] ASHLEY Beames

SIX STEPS TO HOME

01: strategy session We meet to discuss your needs and to create an action plan. In South Carolina, all real estate agents are legally bound to represent the interests of sellers unless a buyer agency agreement is signed. A summary and sample agreement are included in this packet. 02: pre-approval Consult with a lender(s) and obtain your pre- approval letter. If purchasing with cash, obtain proof of funds from your financial institution. Most sellers require this to accompany offers and some require it for showings.

03: search

Based on your criteria, we curate and share properties from:

Multiple Listing Service (MLS) Coming Soon Brokerage Exclusives Off-Market

For Sale By Owners New Construction

04: showings You deserve more than a door opener who points out the obvious. To avoid wasted time, we vet properties prior to scheduling showings. If you are unfamiliar with the area, we provide community overview tours. We also offer live video tours. 05: structure a competitive offer When you're ready to make an offer, we provide comparable market analysis and consultation. Once you have decided on the price and terms, we present your offer package to the listing agent. If the seller signs, the agreement becomes a binding contract. The seller may reject or present a counter offer. Based on your directive, we will negotiate or resume your search. 06: under contract! We proactively manage the contract-to- close process and coordinate with your lender, inspectors, and closing attorney. We negotiate your repair requests and help you meet contractual obligations and deadlines. After your successful closing, consider us a resource for your home ownership and real estate questions.

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consult a lender

What documents will you need to provide?

What is the best type of loan for you?

What percentage of your purchase will you finance?

What is your maximum pre-approval amount?

When does your pre-approval expire?

When will your interest rate be locked?

What are my estimated closing costs?

Our clients had good experiences with the following lenders.

Chip Parker, Parker Lending P: 843-352-7915 C: 843-906-1982 [email protected] parker-lending.com | charlestonhomeloansolutions.com

Elizabeth Curry, Guaranteed Rate Affinity P. 843-942-6458 C: 843-906-6458

[email protected] grarate.com/elizabethcurry

Adam Kernan, Geneva Financial P: 843-810-1675 [email protected] genevafi.com

Todd Stillwagon, Guaranteed Rate Affinity C: 813-810-7812

[email protected] grarate.com/toddstillwagon

Scott Fischer, NFM Lending C: 843-708-5539 [email protected] nfmlending.com/sfischer

choose a closing attorney In South Carolina, closing attorneys handle title work and represent buyers and sellers at closing. Typically, each party signs separately with their respective closing attorney. Fees vary. We are happy to provide contact information and introductions.

Your closing attorney handles the following:

Holds earnest money in escrow and applies it as a credit to buyers at closing. Advises on the wiring of funds and coordinates with the lender and the other attorney. Provides the closing disclosure statement for your review and approval a few days prior to closing. Schedules and hosts your closing appointment.

s.c. disclosures & agreements The following documents are disclosures and agreements associated with real estate sales. When it is time to sign, we email documents to you for review and signature using DocuSign. If you prefer, we can schedule in-person signings. We forward copies to you, your closing attorney and lender.

let's get started!