Ty Wilson Law - November 2020

Ty Wilson Law - November 2020

www.TyWi l sonLaw. com 1-866-937-5454

Your Compass MONTHLY

NOVEMBER 2020

FROM THE DESK OF Ty Wilson What a crazy time we live in. I cannot come up with the words to describe the bizarre year we have had. I know you, too, are also living in this bizarre time. I think about all that has changed in a very short period of time. COVID-19 has, without question, had an impact on my practice. As we roll into the holiday season, be careful. Enjoy your time with your relatives, even if they can drive you crazy. You do not know when or if you will see them again. Life has changed so rapidly. We only have this life, so use it wisely. Also, at month end is the eating holiday of the year, Thanksgiving. This time of year, we look forward to seeing family. Enjoy the cooler weather.

WHY ISN’T THERE A MAGIC WAY TO ACCELERATE METABOLISM?

There are many reasons why so many companies claim to make products that boost your metabolism, but the main reason is that these products are attractive . Quick metabolism solutions are presented as convenient and simple, and our lives are busy enough that we’re often looking for the quickest fix. However, weight loss products that “improve” your metabolism operate under false assumptions. A slow metabolism is rarely the source of excessive weight gain.

Stay Safe,

So, before you invest hundreds of dollars in metabolism stimulating supplements, learn what this mystical biological process is.

-Ty Wilson

What exactly is metabolism?

Metabolism is a complicated biochemical process in which your latest slice of pizza or salad, after it has been digested, is combined with oxygen and dispersed into your body to release the necessary energy you need to function. While this seems fairly simple, there are a couple things that people aren’t usually aware of. Your metabolism is constantly running, like a car engine. Even at rest, your body needs energy to survive. However, your energy needs are fairly consistent and difficult to change. So, what determines your metabolism rate? There are three major factors: body size and composition , as some people require more calories to function; sex , as men usually burn more calories; and age , as muscles decrease with age.

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Because the structure and functions of your body play such big roles in how you metabolize food and therefore gain or lose weight, it’s imperative that you know what your rate actually is. Excess calories that your body can’t expend will turn into fat cells. When we starve ourselves, however, our metabolism slows down so we burn less food at a time. We need to give our bodies an appropriate amount of food for the energy we expend.

wash or park in a distant parking spot next time you go to the store. Even if it means doing more regular activity, increasing how often you move every day can improve your calorie consumption. Don’t fall for products that claim to make your weight loss journey any easier. Make sure to do your research first and ask yourself whether or not a product will help encourage you to be extra active throughout the day.

How can I increase my metabolism?

The main way you can control your metabolism — which extends to losing or maintaining weight — is increasing the amount of calories you burn through physical activity. The first and most efficient way to burn calories is through consistent aerobic exercise . Thirty minutes of daily walking, running, bicycling, or swimming can make a huge difference in your metabolism. You could even do 10-minute chunks throughout the day. Secondly, strength training is absolutely necessary for combating muscle loss due to aging. Muscle tissue burns more calories than fat, which is why your muscle mass is key to cutting down fat.

Third, add extra movement into your day wherever possible . Wash your own car instead of driving down to the nearest car

With the Perfect Blanket Fort Build Hours of Entertainment

After months spent stuck at home, it’s no surprise your kids are going stir-crazy. Old toys get stale, new toys are expensive, and there’s only so much backyard-adventuring they can do as colder weather moves in. So, how can you keep your kids freshly entertained? Build an excellent blanket fort! Choose the space wisely.

something they can move through freely. Always remember to counterbalance by using lighter sheets on top and heavier blankets on the bottom to weigh everything down. If you add a blanket to one side, add a similar blanket to the opposite side. Also attach blankets to stationary items like doorknobs or furniture legs. If you’re stumped, string up a line of rope to serve as the stable center of your fort. Make it comfortable. If you take the time to construct a fort that has multiple purposes, your kids are less likely to get bored with it. When they’re all played out, encourage some quiet time in the fort with tablets and laptops for cordless entertainment. String up lights on the ceiling of the fort to provide hands-free light for reading. When it comes to comfort, spare no expense. Couch cushions, pillows, blankets, and sleeping bags are all fair game. You may even get an impromptu nap out of your kids if you do it right.

A smart fort-building space isn’t always what’s easy or predictable. Living rooms and bedrooms are go-to spots, but take a look around your different rooms and consider how they might provide better building opportunities. For

example, your dining room table can provide the support you need to build a massive fort. The long hallway leading to the bedrooms means the fort can have tunnels attached to it. You can even build in the attic, where the fort might not have to be temporary. Go for a space that’s fun and unique, even if it means it’s in your way for just a little while. Build it right. A fort ceiling needs to stay above your kids’ heads where it belongs. They don’t need standing room, but they do need

Forts can be magical places for imagination and hours of entertainment. All it takes is a little creativity and some dedication!

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The Polls and Your Portfolio HOW DOES THE ELECTION AFFECT MY PORTFOLIO?

As Americans head to the polls to exercise their right to vote in the presidential election, they bring many issues and beliefs with them. For some voters, these include questions about their portfolio and how the winner of the election could impact their savings, retirement, and ultimately, their future.

Remember, the market responds to reaction, and whom we elect to Congress and how they legislate more directly impacts our lives than the president.

The answer, many financial analysts say, is not much.

The pandemic that has rocked 2020 has given us plenty of lessons on market

Analysts have found that the market has remained stagnant in the year leading up to an election for the past 100 years. Although there hasn’t been any significant change to warrant concern, voter concern over uncertainty tends to be reflected in the market. After the ballots are counted and a president- elect is chosen, the market may see a downward trend if a new president (not incumbent) takes office. Again, this is likely due to uncertainty and concern. Still, the market always ebbs and flows, and most presidents leave office with normal markets. However, what impacts your portfolio more may be congressional elections, which decide who our lawmakers are. Law creation, divided government, and responses to those laws influence portfolio performance more than most presidential elections.

volatility. As COVID-19 swept across the U.S., many residents had to shelter in place while industries shut down for an unprecedented hiatus. Financial planners and analysts encouraged patience to allow this storm to pass while they tried to identify long-term change. As we’re still recovering from this pandemic, so is the market, which could have an influence on the correlation between the election and the stock market. That said, if the past 100 years are any indication, you have little to worry about. Whoever occupies the Oval Office in 2021 will have very little influence on your portfolio. Your best financial strategy is to do the same thing you’ve been doing throughout the pandemic: Remain patient.

Take a Break!

Inspired by FoodAndWine.com

Cinnamon-Spiced Candied Sweet Potatoes These candied sweet potatoes will make your family beg for more!

INGREDIENTS: •

DIRECTIONS: 1.

4 lbs orange-fleshed sweet potatoes, peeled and cut crosswise into 2-inch pieces, then cut lengthwise into 1-inch wedges 1 cup light brown sugar, packed

Preheat oven to 350 F.

Place sweet potato wedges in a 4-quart baking dish. Sprinkle sugar, salt, and cloves over sweet potatoes. Dot with butter and place cinnamon sticks around sweet potatoes. Bake, turning every 15 minutes, until sweet potatoes are tender and the liquid is syrupy, about 1 hour and 15 minutes. Remove from the oven and let stand for 10 minutes. Discard cinnamon sticks and serve.

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3.

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5.

1 tbsp kosher salt

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COBBLER CRANBERRY ELECTION FOOTBALL NOVEL SAGITTARIUS

THANKSGIVING TOPAZ TURKEY VETERANS

1/4 tsp ground cloves 1/4 cup unsalted butter, cubed 4 (2-inch) cinnamon sticks

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VOTING WINDY

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Inside This Issue From the Desk of Ty PAGE 1 Why Isn’t There a Magic Way to Accelerate Metabolism? PAGE 1 Building a Blanket Fort 101 PAGE 2 The Surprising Non-Link Between an Election and Your Portfolio PAGE 3 Cinnamon-Spiced Candied Sweet Potatoes PAGE 3 Take a Break! PAGE 3 What Is Family Burnout, and How Do I Prevent It? PAGE 4

WHAT IS FAMILY BURNOUT

And How Do I Prevent It From Affecting My Family?

According to one study from 2018, over half of all parents surveyed were experiencing some form of burnout (i.e., exhaustion, cynicism, lack of professional satisfaction, etc.) — and that was before the pandemic. Now, as the world enters the eighth month of the coronavirus pandemic, many parents are working from home or dealing with unemployment, and many children are doing school online. Families are spending a lot of time together at home, balancing new routines — and that’s led to family burnout. When you experience “family burnout,” the kind of exhaustion that comes from spending too much time with family, it manifests itself as physical and emotional exhaustion, an inability to handle usual tasks, and increased irritability. The more demanding your work and home responsibilities are, the more susceptible you are to family burnout. Single parents are especially susceptible, but burnout can

drastically affect romantic relationships and even children. Most people are not used to spending so much time together at home. With all that in mind, don’t worry — family burnout is preventable. It starts with creating a balance between work and rest. While it might feel like you don’t have a moment to spare between work and taking care of the kiddos in the house, identifying those spare moments in your day is absolutely necessary for your health. Establish a routine that defines time for work, sleep, studying, and other tasks. You’ll then move from task to task easier, leaving less room for conflict between others in the household. You’ll also see more clearly when you can rest! Those breaks don’t have to be anything special — a 15-minute walk by yourself outside or a 30-minute stretch with a good book in a comfy chair. Find time to let your kids have a break, too, like playing

their favorite games, reading their favorite books, or playing outside. You’ll all feel more refreshed to tackle the remaining tasks of the day. Even though you can prevent or minimize burnout through a more balanced routine, sometimes that’s not enough. Don’t be afraid to ask for help when you need it. Family therapy can be immensely helpful for maintaining your mental health when your own attempts need a boost. These are unique times, so be patient with yourself and your family as you cope with new challenges and routines. Burnout doesn’t have to be inevitable.

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