Ty Wilson Law - October 2020

Ty Wilson Law - October 2020

www.TyWi l sonLaw. com 1-866-937-5454

Your Compass MONTHLY

OCTOBER 2020

FROM THE DESK OF Ty Wilson

2020 Is Quickly Coming to an End!

I know you are probably saying, but Ty it is October we have two more months of 2020. While technically true, as the year wraps up, more people will be away on vacation with the holiday season going into full effect. So, from a business standpoint it is everything we can do to complete all of the necessary tasks to attempt to close what we can prior to the end of the year. We are also closing our first semester with the home-school students. Wow, what a year? We have lost so many lives due to COVID-19. That said, if you look at history, every 80-110 years we have a major pandemic that removes a lot of people from this earth. I hope and pray that you have not lost any loved ones. I know some of my clients have lost loved ones.

THE FEAR WE ALL LOVE Haunted Houses: Past, Present, and Future

Halloween is a time to enjoy the things that send a jolt of fear through our bodies. Nothing brings out the spirit of All Hallows’ Eve like putting on your favorite horror flick, dressing up in a terrifying costume, or heading to your local haunted house. Haunted houses have been one of the most popular October activities for decades. In the U.S., haunted houses were first created to keep young people from “running amok.” Boys were known to take to the streets on Halloween and cause mischief with harmless pranks like scaring pedestrians, ding-dong ditching, or even stealing neighbors’ gates. However, after the Great Depression, their antics grew more serious. Halloween of 1933 is often referred to as “Black Halloween” because hundreds of teenage boys went on a rampage across the country, flipping cars and sawing off telephone poles. In order to redirect these boys’ actions, many communities began setting up activities for them to participate in, such as Halloween parties, costume parades, and haunted trails or houses. However, this wasn’t the world’s first haunted house appearance.

Every day is a blessing! Do not let the world get you down this ride is very short.

Stay Safe & Healthy,

-Ty Wilson

In the 1800s, London’s Madame Tussauds wax museum had a frightening display of decapitated figures from the French Revolution, dubbed the Chamber of

Continued on Page 2 ...

Give Us a Call! 1-866-937-5454 • 1

Published by The Newsletter Pro • www.newsletterpro.com

... continued from Cover

practicing safe distancing by setting up a drive-thru haunted house. Although this may sound dangerous at first, the car itself remains stationary throughout the production. In this attraction, guests sit in a car and watch as horror opens up around them — zombies crawl across the hood of the car and press their faces against the windshield, and visitors can hear the shrieks of terror through the radio as an unlucky soul is trapped outside. This new and innovative way to enjoy these annual frights could be just what everyone needs this Halloween.

Horrors. In 1915, a British company built one of the earliest haunted houses, which featured demonic screams, shaking floors, and dim lighting. Since then, the allure of haunted houses has taken the world by storm, appearing in countless countries, cities, and communities. Haunted amusement rides and houses from all over the globe draw thousands of guests each year, but Japan is known for some of the most frightening haunted houses in the world. One of the country’s most renowned haunts is the Labyrinth of Fear, located at the amusement park Fuji-Q Highland. Not only is it one of the scariest haunted houses in the world, but it’s also one of the largest. The Labyrinth of Fear is set up in a former hospital, and it takes about 40 minutes to walk through the two- story building from start to finish. Japanese people and visitors can usually enjoy these frights year- round. During a typical summer, many cities across Japan open haunted houses for the sheer enjoyment of visitors who travel from all over to get their scares in early. However, because of the COVID-19 pandemic, many businesses had to shut down across the country this summer, and things were looking bleak. However, there was one production company, Kowagarasetai, that did not give up. Kenta Iwana, a Kowagarasetai producer, decided the company could still offer a haunted house while

No matter what’s in store for the spooky holiday this year, be safe, have fun, and enjoy Halloween!

5 Steps to a Safer Hotel Room Keep Strangers and Viruses Out With These Quick Tips

3. Quarantine your remote control. As USA Today puts it, “It’s common knowledge that one of the germiest items in a hotel room is the remote control.” To avoid the ick, pick up the remote while wearing gloves and drop it into a Ziploc. Then, remove your gloves and seal the bag. Now you can use the remote without touching it directly! 4. Invest in a rubber door wedge. Viruses aren’t the only risk in hotel rooms — break-ins are another concern. To keep your room secure, bring a rubber door wedge. They cost less than $10 on Amazon and make kicking in a door much more difficult. 5. For maximum security, bring a door alarm. Simple travel alarms hang from the handle of a door and have two prongs that slide between the door and its frame. When the door opens and the prongs separate, that triggers the alarm. These simple devices send thieves running, and Lewis N. Clark makes a model for just $14.99.

Staying home is the best way to protect yourself and your family from illness, but sometimes life gets in the way. Maybe you need to travel for work, to help a relative, or just to keep your kids from bouncing off the walls. If you have a hotel stay on the books, worrying about safety is understandable. But by taking these precautions, you can protect your loved ones and increase your odds of coming home healthy. 1. Bring a sanitation kit and use it! Most hotels are going above and beyond to sanitize their rooms these days, but it never hurts to take extra care. Before you check in, pick up cleaning supplies like disinfectant spray, wipes, plastic bags, and gloves. Then, use them to wipe down

your room. Focus on big surfaces as well as features like faucet handles, doorknobs, lightswitches, and microwave buttons.

2. Skip the decorative linens. Many hotels don’t wash decorative bedding like comforters and fancy pillowcases. To be extra safe, strip these off the bed and wash your hands afterward. If you’re chilly, opt for the hotel’s spare blanket (it’s probably hiding in a closet) or bring one from home.

Hopefully, these tips give you some peace of mind on your next trip. Happy trails!

2 • www.TyWilsonLaw.com

How to Budget for and Maximize Your Savings

P ay yourself first . Even if you have a great savings account with a high interest rate, it won’t do much good

While saving money is difficult for some and easy for others, we can all agree that doing what we can to put a little money aside can help us in the long term. Here are two ways you can get the most out of your savings. O pen a high - yield savings account . There are multiple ways to open a savings account, but which is the best? If you want the highest interest rates and low (or no) fees, a high-yield savings account is your best choice. The main difference between this kind of account and a traditional savings account is the annual interest rate. While some brick-and-mortar banks do offer high-yield accounts, many — and those with the highest interest rates — are offered through online-only banks. Why is it worth moving your money into a high-yield account? They offer interest rates that are 20–25 times higher than traditional savings accounts. Whereas a savings account at a traditional bank may offer a 0.01% interest rate, a high-yield savings account offers rates between 1%–2.2%. So, if you put $10,000 in a traditional savings account with a 0.01% interest rate, then you’d earn $1 at the end of one year. But if you put the same amount into a high-yield savings account with a compounding interest rate of 1%, you would earn around $135 in one year.

if it’s empty or not being added to regularly. Many people don’t think about their savings until after the bills have been paid each month. However, it’s actually better to save first! Contributing to your savings before you pay your bills or make other purchases will ensure you prioritize

saving and maximize your great interest rate. As a bonus, when you put money into your savings first, then pay your bills, you’ll minimize the temptation to spend on unnecessary extras. To figure out how much to save each month, start by making a simple budget. Add up your monthly expenses, then see how much is left and how much of that you can put away. Make saving a priority by building this habit into your monthly routine, and you will rest easy knowing that you have a little extra tucked away for a rainy day.

Take a Break!

Warm Spinach and Sunchoke Salad

Inspired by FoodAndWine.com

INGREDIENTS: •

DIRECTIONS: 1.

1/4 cup extra-virgin olive oil, divided 1 lb sunchokes, scrubbed and cut into 1-inch pieces 15 garlic cloves, peeled Pinch of crushed red pepper Kosher salt and black pepper 1 lb leaf or curly spinach, stemmed and large leaves torn

Preheat the oven to 400 F.

In a large cast-iron skillet, heat 2 tbsp olive oil until nearly smoking. Add sunchokes, garlic, and crushed red pepper. Season with salt and pepper. Move skillet into the oven and roast for 25–30 minutes, until sunchokes are just tender. In a large bowl, add the prepared spinach. Remove skillet from the oven and add vinegar and remaining 2 tbsp olive oil, then pour mixture over the spinach. Toss gently until spinach is wilted. Add apple and half of the cheese and season with salt and pepper to taste. Transfer to a serving bowl, toss, top with remaining cheese, and serve.

2.

•

3.

•

•

4.

•

5.

•

6.

1/4 cup apple cider vinegar

•

SCARY

HORROR

APPLES

7.

SCREAM

MASKS

CALENDULA

1 Honeycrisp apple, sliced 4 oz clothbound cheddar, crumbled (1 cup), divided

•

8.

•

TREAT

OPAL

CANDY

9.

TRICK

POPCORN

HALLOWEEN

Give Us a Call! 1-866-937-5454 • 3

Give us a call! 1-866-937-5454 Monday–Friday, 8:30 a.m. to 5 p.m. EST www.TyWilsonLaw.com

FIRST-CLASS MAIL US POSTAGE PAID BOISE, ID PERMIT 411

1 Bull St., Suite 305 Savannah, GA 31401

Inside This Issue From the Desk of Ty PAGE 1 Get Your Fear On PAGE 1 5 Steps to a Safer Hotel Room PAGE 2 How to Save More Money PAGE 3 Warm Spinach and Sunchoke Salad PAGE 3 Take a Break! PAGE 3 Why Physical Therapy Should Be Your First Resort PAGE 4

WHY PHYSICAL THERAPY SHOULD BE YOUR FIRST RESORT

When You Experience a Musculoskeletal Injury

Therapy, My Health First Network, Blue Cross Blue Shield (BCBS), and Greenville Health System (GHS), 70% of patients that opted to use physical therapy as a means for spine, shoulder, and knee pain didn’t need any additional imaging, prescription medication, or visits to their physician. The sooner you start physical therapy, the sooner you recover and the less you have to spend on health care costs. While there are still some cases where surgery and prescription medications are necessary for healing musculoskeletal injuries, more often than not, going to physical therapy first can help you heal faster and save money in the long run. So, if you’re dealing with chronic pain and don’t know how to stop it, connect with a physical therapist today!

For most people, October is all about pumpkin spice, apple cider, candy, and Halloween costumes. However, October is also a noteworthy month for physical therapists because it’s National Physical Therapy Month, a time of year that celebrates and raises awareness about the benefits of physical therapy. In a world where everyone is quick to take a pill or schedule a surgery to mask their symptoms, National Physical Therapy Month is a great time to highlight why PT is one of the best methods of injury recovery. Almost any way you slice it, physical therapy is an incredibly cost-effective way to recover from a musculoskeletal injury. One study, commissioned by the Alliance for Physical Therapy Quality and Innovation (APTQI), found that patients

who utilized physical therapy as their first means of lower back pain recovery saved nearly $1,000 when compared to the group who used injections as their first means of recovery. Those savings jumped to over $12,000 when compared to the average cost of turning to surgery as a first resort. That’s not just the case for patients with lower back pain, however. According to another study done by ATI Physical

4 • www.TyWilsonLaw.com

Published by The Newsletter Pro • www.newsletterpro.com