44North - Michigan Wisconsin

44North - Michigan Wisconsin

Welcome to 44north! We’re insurance geeks... For over 20 years 44North has been solely focused on improving the lives we touch by leading the HealthE Revolution. From humble beginnings with a card and a promise, 44North has grown to the state’s largest privately owned employee benefits firm, providing group healthcare benefits to over 400 Michigan organizations and over 50,000 lives.

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RATE RELIEF

Yes, we said Rate Relief! We help create long term cost-containment strategies that can save you $1,500 to $3,000 per employee annually, without changing your benefits or carrier.

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Total Lifetime Client Savings Over $2000,000,000!

Generic RX Optimization

Telemedicine

Our patient advocates can assist members to find the lowest cost pharmacy in their area. Did you know that for the 2nd and 3rd most frequently prescribed rx, the cost can be up to 10x more for the same rx?

Get the care you need anywhere, anytime for free

with our cutting edge telemedicine program.

There’s no limit on consultations and they can call in prescriptions directly to your pharmacy!

Patient Advocacy

Pricing Transparency While more carriers advertise online tools to compare prices, many providers don’t post their prices on carrier sites and can’t paint you the entire picture like we can.

Our patient advocates answer your employee’s benefit questions, investigate claims and help file appeals. We help put over $1,000,000 back into your employee’s pockets each year!

Self Funding Solutions

Alternative Funding Solutions

By analyzing plan utilization and implementing an alternative funding strategy that takes advantage of IRS Code Section 105, Michigan employers consistently see premium savings while maintaining current benefit levels for their employees.

More and more employers are experiencing substantial group benefit rate increases. Our in house TPA allows us to help employers create a seamless self-funded plan design to reduce spending. 44North also provides our partner clients the tools to carve out excess medical claims. When is the last time you received a refund?

Wellness Your employees are your most valuable resource, and when they are healthy, your bottom line will be healthy. We look at your corporate culture, employee demographics, and benefits strategy and offer wellness plans through your carrier, or standalone options.

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ADMINISTRATIVE SIMPLIFICATION

HR Technologies

For Human Resources:

• Improves communication • Gains instant access to your >Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24

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