Campbell Wealth Management - August 2020

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An Update From the Campbell Family! At Summer’s End

It’s been an interesting year for just about every family in the country. In many ways, the pandemic has brought us closer together. As the summer comes to an end, there are a few changes on the horizon for many of us — including the Campbell family! Connor, our oldest, is getting ready to play baseball for the College of Charleston. He’ll be joining their Division I baseball program as one of two lefty pitchers! So he’ll be leaving home at the end of the month.

quality time together. We’ve had a lot of great dinners and family gatherings. That said, I think the kids are looking forward to getting back to school (and Mom and Dad will be pretty happy about it too). Last, but not least, I have been contemplating a number of home projects. I've been wanting to put some stairs in our backyard and

The school has been working over the summer to prepare for in-person learning and to ramp up their athletics. Carter, our middle son, graduated from St. Stephen’s and St. Agnes Upper School this past spring. He’ll be attending Radford University in Virginia. In fact, by the time you read this, he’ll already be packed up and gone. The school is changing the scheduling of their semester. They’re starting the school year earlier than many other schools, which means they’ll finish earlier too. Carter will wrap up his first set of college finals just before Thanksgiving, and then he’s off for an extended fall/winter break.

build a new shed. The other big thing on my to-do list is a project I’m sharing with Carter. We bought a 1978 Chevy Corvette, and over the past several months, we’ve been restoring it. At the moment, we’re getting ready to put on a fresh coat of paint. We’re excited to see it all come together. While our summer activities have been almost entirely confined to the house, fall is going to be very different — especially with two kids out of the house. We embraced the time we had together this spring and summer, which allowed us to connect much more. I imagine many families have gotten closer over the past several months, for better or worse. I’m also thankful for the time I’ve had to complete projects around the house that I might have skipped or put off until much later. As I look around, I’m happy to see what we’ve accomplished! And I hope you too have crossed a bunch of projects off your to-do list and you’re happy with your accomplishments this summer. Of course, there are still several weeks of summer left, which means there is plenty of time to knock out a few more summer projects. I hope you have a great rest of your summer and stay well! Kelly Campbell

Codie, our youngest, is getting ready for her sophomore year of high school. In the meantime, she got her driving learner’s permit, and I’ve been out teaching her for a while now. One of my typical dad jokes is to tell people they better stay off the sidewalks while

she’s practicing. But truth be told, Codie is doing really well. Pedestrians are safe, and she’ll no doubt have her license soon. My wife, Kim, has been doing a lot more horseback riding. She’s been balancing riding with keeping the kids occupied. All the kids have been home since April, which has given us a lot of

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Feel Bad AboutThrowing Away Photos? 4 Rules for Guilt-Free Photo Downsizing

If you’ve reached a point in your life where you’ve started to downsize, then you’ve likely grappled with the difficult task of getting rid of photos. After decades of life, how are you supposed to choose which memories are important enough

truck or about how funny your best friend from college was? Keep those photos. Pictures of people whose names you can’t remember or blurry photos you can’t make out can all go. Rule No. 3: Edit Well If you have a lot of photos from a specific event or part of your life, think about how long each “chapter” of your life story would be. How much time would you spend writing about your cousin’s wedding or high school prom? If a certain event didn’t have that much meaning in your life, why dedicate pages and pages of a photo album to it? Rule No. 4: Throw Photos Away If a photo isn’t important enough to put in an album or frame on the wall, then it doesn’t need to stick around. Don’t put them in a box you’ll have to sort through later. Let the rejects go. After all that hard work, treat yourself to a photo album shopping spree so you can start organizing the meaningful photos you have left. How can you take advantage of these benefits? As simple and straightforward as walking is, it comes down to finding adequate time. It’s something you need to do just about every day. Most experts agree you need upwards of 30 to 60 minutes of physical activity per day, and walking is a great way to fill that time. Those 60 minutes don’t need to be strenuous; they just need to happen. However, the more time you put into walking, the more you will get out of it. For instance, if you slowly increase distance walked, as well as speed, you’ll effectively burn more calories on top of benefiting your health overall. The great thing about walking is that it’s not particularly demanding on the knees, and you can go at your own pace. To get the most out of walking, walk shortly after a meal, such as lunch or dinner. It’s a great way to put those calories to work quicker, which is beneficial to your waistline.

to keep and which aren’t? These four rules can help make this daunting task easier. Rule No. 1: Cut Scenic Views You don’t need dozens of photos of that campsite you went to on vacation one summer. If a location was really meaningful, like the beach at your honeymoon, then keep a few, but pictures of the places you’ve been to are far less special than pictures of the people you love. Rule No. 2: Tell a Story

When you look at a photo, does it make you want to tell a story about the people or places in the image? Could you share plenty of stories about riding around in Dad’s old

If you have been following the newsletter in recent months, you know we’ve been talking a lot about three big topics: health, wealth, and fulfillment. This month, we wanted to hone in on health and talk about physical activity — namely, the world’s best exercise! We all know not all exercises are created equally. Some exercises make more sense for certain circumstances. Some are ideal for building muscle, some are great for maintaining weight, and others are ideal for heart health. There is one exercise that is ideal for overall health: walking. It’s no secret that walking is a great exercise. Harvard Medical School looked at various exercises and concluded that walking was at the top. It’s up there with swimming and tai chi. But what makes walking so effective? It’s the ease coupled with its many benefits. Walking regularly helps maintain good cholesterol levels, it can help keep your bones strong and healthy, and it helps manage blood pressure. One study showed that 40 minutes of walking every day helped people reduce their blood pressure levels from hypertension to prehypertension levels, then to normal over time. Walking can even help keep many different kinds of diseases at bay, such as diabetes and heart disease. THE WORLD’S BEST EXERCISE 1 Exercise Worth Doing Every Day

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Are Your Thrift Store Donations Being Thrown Away? clothing, secondhand shoppers have been staying home, worried about the health risks of buying used goods.

Are you thinking about donating your kids’ old clothes or that slow cooker you haven’t used in months? Though donating your unwanted items is a great thing to do, amid the pandemic, many people have not considered the future of secondhand shopping and charity-based thrift stores like Goodwill. In 2018, Goodwill funded nearly $5.3 billion in charitable services, like educational assistance, job training, and work placements. But now, Goodwill and similar organizations are facing a unique problem: They’re receiving too many donations. To prevent your items from ending up in a landfill, consider the following before you donate. Under the circumstances, this situation is understandable. Thanks to nationwide stay-at-home orders, many took advantage of their newfound spare time to spring-clean and subsequently donate unwanted items to charity. However, with the confusion about how long the COVID-19 virus can live on

Famously, thrift stores still keep unsold goods out of landfills. Up to 75% of Goodwill’s merchandise, for example, isn’t sold in their stores. Instead, it’s sent to discount outlets and then into global markets. However, Mexican traders, who account for 30% of business at thrift stores close to the U.S. southern border, and Kenya, the world’s largest buyer of unsold secondhand clothes, have stopped buying during the economic shutdown. Meanwhile, some good-intentioned Americans are leaving their goods outside thrift stores’ front doors, not realizing that without enough space to house the excess donations, many of these thrift stores will have to pay disposal fees, costing the business potential revenue and sending your items into local landfills. However, Goodwill still wants your donations! You just might have to hold on to your items for a little bit. Check to see if your local thrift stores are open for donations. Many recommend waiting until the influx slows down, but others have expanded their inventory storage and are ready to keep up. Just make sure to follow their guidelines on acceptable items because any broken or worn items only add to their costs. Happy donating! Upcoming Events Wellness &Wisdom Series • Tuesday, August 4 - 3:00 PM - Healthy Cooking with Chef Julia • Tuesday, August 18 - 1:00 PM - Antique Appraisal with Quinn's Auction Home

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All you have to do is refer a friend. Do you know someone who: • Wants to be better prepared for retirement? • Is looking for a second opinion regarding their portfolio? • Has gone through a major life event (death of a spouse, retirement, etc.)? Call us at ( 571) 800-6371 and let’s set up an introduction! If they are important to you, they are important to us.

Educational Webinars • Wednesday, August 12

6:00 PM - Taxes in Retirement

• Thursday, August 13

11:00 AM - Taxes in Retirement

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10:00 AM - Taxes in Retirement For more information please visit our website: www.CampbellWealth.com or call Carol at (703) 598-2116

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As Summer Ends, the Campbell Family Prepares for a Few Changes 4 Steps to Finally Sort Through Old Photos What Is the World’s Best Exercise? Are Your Thrift Store Donations Being Thrown Away? Become a Campbell Wealth Ambassador Upcoming Events The Story of Zen Buddhist Chef Jeong Kwan

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One of the world’s greatest chefs can’t be found in a restaurant. Instead, she serves fellow nuns and occasional visitors in a Zen Buddhist monastery in Korea. To fully describe the incredible success of Jeong Kwan, you must first consider a factor that Western cuisine has ignored for millennia. While most people would assume Korean food is all about its famed barbecue, another pillar of the culture goes largely unacknowledged: Korean temple cuisine, which originated in the country’s Buddhist monasteries. A philosophy of Zen Buddhism is to not crave food and satisfy yourself only enough to be prepared for meditation, so you might think that flavor would be of little consequence in a monastery’s kitchen. However, you’d be wrong. The West’s perception of Korean temple cuisine was challenged shortly after Eric Ripert visited Kwan’s monastery and experienced her cooking during a trip to Korea. Ripert invited Kwan to New York City to prepare food in a private room at Le Bernardin, where she sent global shockwaves through the entire fine cuisine community. New York Times writer Jeff Gordinier FOOD FOR THOUGHT The Incredible Story of Zen Buddhist Chef Jeong Kwan

described her plates as “so elegant, they could've slipped into a tasting menu at Benu or Blanca” and her flavors as “assertive,” all while being vegan. More and more critics realized that Kwan’s combination of foraging, fermenting, dehydrating, and cooking by season was not a modern practice. In fact, Zen Buddhist monks like Kwan mastered cooking in this tradition hundreds of years ago. “With food, we can share and communicate our emotions. It’s that mindset of sharing that is really what you’re eating,” Kwan says at the start of her titular episode of Netflix’s documentary series “Chef ’s Table.” She continues, “There is no difference between cooking and pursuing Buddha’s way.” Whether for enlightenment or simply connecting with friends and family, sharing home-cooked meals can be an emotionally restorative experience as much as it is nourishing. This month, indulge in something special and homemade or try your hand at Korean temple cuisine by Googling some of Jeong Kwan’s recipes.

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