Garry F. Liday Corp - January 2021

Garry F. Liday Corp - January 2021

Call Us: (503) 620-3531 www.garryliday.com

JANUARY 2021

Garry F. Liday Corporat ion FINANCIAL COACH

RETIREMENT ASSET MANAGERS, INC. A Registered Investment Advisory Firm (RIA)

Life Can Be Scary

FORGIVE AND FORGET WE CAN CHOOSE TO MAKE IT A BETTER YEAR

A brand-new year means a chance to reach for new goals. I’ve been a goal-setter all my life, but it wasn’t a natural-born trait. It was drilled into me by my father, who worked as a carpenter until he was 90 years old. When I was about 5, I wanted a new bicycle, so I asked him for one. That’s when he told me there was a surefire way to get absolutely anything I wanted. Thinking I was about to get some secret formula to achieving riches, I eagerly leaned in as he told me, “Just follow three rules: Don’t lie, don’t steal, and work your butt off.” Needless to say, it was no get-rich- quick formula, but it made a world of difference to me from that moment on. I worked my butt off, and a couple years later, I had multiple paper routes and was making more than $30 a month, which was a lot of money for a kid back then. I managed to save up enough for that bike I wanted and then some. But more importantly, I’ve lived my entire life between then and now never lying, never stealing, and always working hard. And much like my father, who worked nearly his entire life, I plan to work for as long as I can. Whenever a new year rolls around, my goals are always set against the same

backdrop of working hard and with honesty so I can help as many people as I’m able to. But even after all these years, surprises can still happen. If you’ve read this newsletter over the years, you’ve seen plenty of stories about my wonderful wife whom I’ve been married to for 37 years. But someone you haven’t seen many references to is my first wife. There’s no need to go into the details of our marriage and its ups and downs, but when we split up all those years ago, she took our kids to live with her, and that was hard. I still played a role in their lives, but things were different. I was heartbroken, and those were dark times. Years passed, my first wife and I each got remarried, and our kids grew up. Life went on and even f lourished. There’s a lot of power in forgiveness. I’ve learned that lesson before, but it has been reaffirmed for me now. If you hold onto negative feelings for someone long enough, you end up hurting yourself more than you hurt the other person. If my first wife was brave enough to come to me

for help, then I could certainly be brave enough to help her. Now, not only is she a client of mine, but her two sisters are also! Learning to forgive is already helping me make 2021 a better year. So, as you head into this brand-new year, try to recognize the lessons you’ve learned and don’t stay angry — use them to make achievable goals so this year will be even better. – Garry Li day

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4 OLD-SCHOOL HOBBIES MAKING A MAJOR COMEBACK Out With the New, In With the Old!

January is National Hobby Month — and for good reason! As people set goals for 2021, they’re also thinking about trying new hobbies. But with so many out there, picking just one can be a hobby in itself. Thanks in part to COVID-19, many people have rediscovered old-school hobbies. Some of these have been around for decades or even longer, and others have established communities that can rely on one another for support, sharing information, and more. Here are four great examples. Making Bread Over the last year, interest in this ancient hobby has skyrocketed. Homemade bread is tastier and more nutritious than store-bought, and it’s so satisfying to watch it come together. Not to mention it’s a great skill to have! With so many types of bread to try, you’re not going to run out of ideas any time soon. Collecting Cards No matter what people were into during the ’70s, ’80s, and ’90s, there was a trading card game for it. And even going into 2021, that tradition has been kept alive. When many people were stuck at home last year, they rediscovered their card collections and remembered how much fun they were. As a result, card sales went through the roof, and online card communities lit up with activity from all over the world.

Essential Stretches Everyone Must Do! Exercise and diet are the foundation of any healthy routine, but there’s often a vital component to wellness many of us forget: stretching! Start your day off right with these essential stretches. Neck Stretches Neck pain or tightness can lead to chronic headaches and even difficulty concentrating, but in just two moves, you can loosen the muscles in your neck. • Neck Pull: Start by raising your right hand above your head. While looking forward, bend your arm down toward your head and place it near your left ear. Then pull your head toward your right shoulder, placing minimal force on your head. Repeat as needed on both sides. • Neck Push: Sit cross-legged on the floor. Place one hand flat on the ground, as if you were pushing the ground away. While looking forward, tilt your head in the opposite direction of that arm. Hold the position for 20 seconds and switch sides, repeating as needed. Leg and Hip Stretches A tight torso can be painful, no matter what your daily activities are. Taking a few moments each morning to loosen your muscles after waking up can combat chronic pain and stiffness.

• Hamstring Hang to Downward Dog: Start with your feet shoulder-width apart and bend forward until you’re folded in half. Grab your elbows and lightly swing side to side. After a few moments, lay your hands on the floor and walk your hands forward until your body is in a triangular shape. Stay there for a few seconds and pedal your feet for a deeper stretch. To end, either lower your knees down or walk your hands back to your feet and stand up. Back Stretches Your spine carries you all day long. Give it the proper foundation to avoid pain throughout the day. Here are two exercises to get you started. • Cat/Cow: Start on your hands and knees. Inhale and arch your back upward (cat) and as you exhale, lower your spine below neutral and look upward (cow). Repeat as necessary. • Child’s Pose: After cat/cow, lower down onto your forearms and keep your neck neutral, staring down at the floor. Sit your butt down onto your ankles and breathe deeply for a few moments. As with any form of exercise or stretching, always consult with a professional before you begin. In fact, a physical therapist can help you develop a routine that targets your troublesome areas!

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Foxtrot’s Heroics With the World Food Programme THE FIRST DOG TO WIN A NOBEL PEACE PRIZE Just this past October, the Nobel Peace Prize was awarded to what can only be one described as one the world’s goodest boys — a dog named Foxtrot, known also to his Instagram followers (of which there are nearly 7,000) as humanitarian_pup. While Foxtrot wasn’t responsible for improvements to auction theory (like Paul Milgrom and Robert Wilson, who won the Nobel Prize for economics) or for a standout career in writing poetry (like Louise Glück, who won the Nobel Prize for literature), this incredible canine shared the Nobel Peace Prize with the World Food Programme (WFP) for their work in combating world hunger. As the organization’s official mascot, Foxtrot shared in the win with the thousands of other WFP workers worldwide. Foxtrot lives in Bangladesh (one of the most densely populated countries in the world) at a WFP outpost that works to supply one of the world’s largest refugee camps. According to an NPR article that spotlighted Foxtrot and the efforts made by his WFP humans, they worked not only to get food to refugees but also to flatten hillsides to make room for shelters for Rohingya refugees fleeing Myanmar. Foxtrot himself became part of the effort to combat world hunger during a WFP beach cleanup in his home country. Workers found him as a 4-week-old pup, and after failing to locate his owners, took him in as one of their own. For the past two years, Foxtrot has helped however he can to further the WFP’s efforts to end hunger in Bangladesh. This usually includes accompanying his humans while they work, wearing an adorable custom-made WFP cape, and taking to Instagram to raise awareness about how anyone can join in the WFP’s mission. After learning that he and his humans had won the Nobel Peace Prize, Foxtrot didn’t waste the opportunity to share his excitement with his followers. “Woweee,” the pup said. “I … think it would be even more amazing if we didn’t need any peace prizes because peace was the status quo in our world.”

Restoring Cars Car restoration is a hobby that lets you get your hands dirty, and it’s one that you can do with your kids or grandkids. It can be not only educational for them but also fun! Together, you can track down parts, talk to folks who are also interested in restoration, and learn about the history of your car. Though car restoration can be a bit costly and time consuming, it’s certainly a journey worth taking. Embroidering Embroidery has taken off because it’s both inexpensive and fairly easy to get into. Plus, many people have fallen in love with its meditative quality. One of the great things about embroidery is that you can use it to make amazing personalized gifts, like pillows, wall hangings, and kitchen towels!

Slow Cooker Chicken Casserole Inspired by GoodHousekeeping.com

INGREDIENTS

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8 chicken thighs or drumsticks, lightly salted

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1 lb potatoes, peeled and cut in large chunks

• • • • • •

1 tbsp olive oil

• • • •

2 garlic cloves, sliced 14 oz chicken stock

If Foxtrot and his humans keep up the good work that won them the Nobel Peace Prize, it seems like that status quo could be within reach.

1 tbsp all-purpose flour 1 onion, finely sliced

1 sprig rosemary

2 celery sticks, thickly sliced

Finely grated zest and juice of 1/2 lemon 1/4 cup fresh parsley, finely chopped

2 carrots, thickly sliced 1 leek, thickly sliced

•

DIRECTIONS

1.

In a large frying pan, heat oil and fry salted chicken on high until brown. Transfer chicken to the slow cooker. Add flour and stir. In the frying pan on high heat, fry the onion, celery, carrots, leeks, and potatoes until lightly browned. Add garlic

and fry for 30 seconds.

4.

Transfer vegetables to the slow cooker and add the stock, rosemary, and lemon zest. Cook on high for 2.5–3 hours or until chicken is tender. Check seasoning and add lemon juice to taste. Top with parsley before serving.

2.

5.

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6.

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Garry F. Liday Corp. Retirement Asset Managers, Inc. A Registered Investment Advisory Firm (RIA) 15405 SW 116th Ave., Suite 103A King City, OR 97224

Call Us: (503) 620-3531 www.garryliday.com

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Inside This Issue What My First Wife Is Teaching Me All These Years Later page 1 These Old-School Hobbies Are Making a Huge Comeback page 2 Essential Stretches to Start Your Day page 2 The First Dog to Win a Nobel Peace Prize page 3 Slow Cooker Chicken Casserole page 3 The Great Banana Scramble of 1899 page 4

BANANAS: THE FASTEST-TRAVELING FRUIT Inside the Great Banana Scramble of 1899

Is any bowl of oatmeal complete without bananas? What about a hotel breakfast? Or three scoops of ice cream lined up in a row? Here in America, the answer is no. Bananas are as ubiquitous as they are quirky — but how did they get that way? United Fruit’s Banana Empire Once upon a time, there lived a man called the “Banana King.” Actually, it wasn’t once upon a time: It was 1890 in Limón, Costa Rica, and the man’s name was Minor Cooper Keith. Keith traveled to Central America to build railroads, but when he planted 800,000 acres of bananas to feed his workers, he ended up in the banana business, too. In 1899, he co-founded United Fruit. Back then, the U.S. market for bananas was in its infancy. Keith wanted to change that, but one huge obstacle stood in his way. The Problem of Perishability Keith’s conundrum was this: How could he get his bananas to American breakfast tables before they went bad? He had to find a way to transport them from Costa Rica to U.S. supermarkets in less than seven days — with only early 1900s technology! To do it, United Fruit came up with something brand new. Warp Speed Bananas Two secrets helped Keith’s bananas cross the 7,175 miles from Limón to Seattle in under seven days. The first was the railroad, which United Fruit operated. Railroad

cars sped the bananas from their plantations to the Port of Limón. There, they were loaded onto the second secret: the first-ever refrigerated ships. Those ships steamed north, where their precious cargo was unloaded, stacked into yet more United Fruit railroad cars, and dispatched across the U.S. to Seattle at warp speed. This mad scramble of plantation workers, conductors, and captains brought us the plethora of bananas we have today.

The Next Banana Battle United Fruit is still pulling the levers of the banana machine today under the name Chiquita. But now the company is facing another hurdle. Our everyday banana — the Cavendish — is under threat from a disease that could cause it to disappear from the breakfast table for good. To find out more about the banana crisis, head to Wired. com and dive into Rob Dunn’s story “Humans Made the Banana Perfect — But Soon, It’ll Be Gone.”

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