Recruiting ESOP

Recruiting ESOP

YOU'RE INVITED TO OWN AN INNOVATIVE, GROWING, EXCITING COMPANY.

A SUBSIDIARYOF

YOUR MISSION SH ULD YOU CHOOSE TO ACCEPT IT

I can’t believe I own a company who places such emphasis on me! An ESOP AND matching 2% in my traditional 401k! -Mitzi, Owner

OWN USA MORTGAGE. WE ARE 100% EMPLOYEE-OWNED.

Joining USA is very different than being hired by other companies. Your co-owners have a vested interest in your success and work tirelessly to support your eorts. We are a 100% employee-owned ESOP. ESOPs are similar to a profit sharing plan, except it is designed to invest primarily in company stock.

See page 3 to find out more about our incredible benefits package.

BE A PART OF SOMETHING GOOD. WORK HARD, PLAY HARD AND GIVE.

Opportunities abound. From athletics to community outreach to the annual Kicko Celebration, USA’s Cul- ture is about YOU.

CULTURE USA

See page 7 to find out more about USA’s culture.

SAY YES. YOUR BORROWERS HAVE ACCESS TO UNBEATABLE PRODUCTS AND PRICING.

The “sweet spot”. Oering a diverse portfolio of products creates more opportunities for your client base. Live in what CEO Doug Schukar refers to as the “sweet spot.” This “sweet spot” aords us the luxury of oering various products not only from our investors but also USA Products, customized and exclusive to you.

LENDING USA

See page 5 to find out more about USA’s lending.

GET PROMOTED. YOU HAVE AN AWARD WINNING MARKETING DEPARTMENT.

From direct mail to social media, USA not only supports you, but also strengthens your REALTOR relationships. Your marketing team has a library of marketing materials on virtually any lend- ing or real estate topic conceivable. And if they don’t have it, they’ll create it for you.

MARKETING USA

See page 4 to find out more about USA’s Marketing.

OWNING AN INNOVATIVE, GROWING, EXCITING COMPANY HAS PERKS. YOUR BENEFITS

These are just a few benefits your firm offers.

ESOP: We have an employee stock ownership program. That means our employees, who are part owner of USA Mortgage, will get a portion of profits based on their income. Unlike other ESOPs, USA provides both employee stock ownership as well as traditional 401k plans. You invest nothing but your partnership in DAS to reap the financial benefits of the ESOP. 1.

Did you know? Every ESOP is established and set up dierently, with varying levels of employee ownership. Many ESOPs are 30% employee owned, 40% owned or 50% employee-owned. But our ESOP is 100% EMPLOYEE OWNED!

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Health Benefits: We offer health, dental and vision to our mortgage bankers.

3.

401K: USA Mortgage matches 3% of your contribution for all employees, even sales staff!

4.

BEEP: This is a Business Employee Expense Account set from the branch for mortgage bankers. BEEPs can be used to pay for advertising, leads, meals, cell phone, laptops and more!

YOUR MARKETING

TOTAL EXPERT

SIMPLE NEXUS MORTGAGE APP Our mortgage app can be set up specifically for your clients. Borrowers can run their own mortgage calculations, apply for a loan, and send documents. Also REALTORS® will have instant access to see where clients are at in the loan process.

SOCIAL SURVEY - REPUTATION MANAGEMENT We integrate with most point of sale systems to send surveys based on transaction completion letting you set it and forget it. We let you customize your

Total Expert is designed to help you close more business in the digital age. This includes automated marketing, loan status communications, digital and direct-mail content library, a centralized co-marketing platform, and more!

workflow, manage your public posts, and automatically share them via social media outlets.

SALES BOOMERANG Mine your closed >Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8

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