Dual Comp-Benefits Book 2022

Dual Comp-Benefits Book 2022

2022 BENEFITS SUMMARY

COLLEGE OF MEDICINE DUALLY COMPENSATED EMPLOYEES

University of Cincinnati Academic Health System

College of Medicine

Facilities: • UC Health Physician Offices • University of Cincinnati Medical Center • West Chester Hospital • Daniel Drake Center for Post- Acute Care • Lindner Center of HOPE

Employee Lease

UC College of Medicine Vision: To be indispensable through excellence in education, research, and patient care.

We are thrilled that you are exploring career opportunities at University of Cincinnati Physicians, Inc. (UC Physicians) and hope you will join us to become an integral team member in caring for the Cincinnati community and many others from across the country who seek our expertise. UC Physicians is the Cincinnati area’s largest physician group practice with nearly 950 physicians and 475 advanced practice providers. No other physician practice offers the wide range of specialty and subspecialty care that is available from the distinguished medical providers of UC Physicians. Serving as the faculty group practice of the University of Cincinnati College of Medicine, UC Physicians began in 1987 when the group practices at the College of Medicine started operating under a common administration. The practice has seen substantial growth each year, with nearly 2.5 million patient visits last year. UC Physicians carries out its discovery-driven clinical activities through UC Health, which includes the University of Cincinnati Medical Center, West Chester Hospital and the Daniel Drake Center for Post-Acute Care. We are not only care providers, however. As an academic medical center, our faculty also teach the next generation of medical professionals and conduct basic science and clinical research to develop the newest technologies and treatments. We have nearly 700 residents and fellows in 101 training programs who join with our attending physicians and advanced practice providers to deliver outstanding compassionate care. Additionally, there are more than 735 medical students from the College of Medicine. At UC Physicians, you will find collaborative and diverse colleagues and a supportive, inclusive environment that will help you achieve your career goals. We are passionate about what we do and dedicated to improving the health of our patients. Our work is often challenging, but always rewarding.

Andrew T. Filak Jr., MD President and Chair University of Cincinnati Physicians, Inc. Senior Vice President for Health Affairs and Christian R. Holmes Professor and Dean University of Cincinnati College of Medicine

Michael T. Archdeacon, MD, MSE Chief Executive Officer

University of Cincinnati Physicians, Inc. Senior Associate Dean for Clinical Affairs University of Cincinnati College of Medicine Peter J. Stern Professor and Chair Department of Orthopaedic Surgery

OVERVIEW

BENEFIT

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RETIREMENT SAVINGS PLANS

MEDICAL INSURANCE

HEALTH SAVINGS ACCOUNT

FLEXIBLE SPENDING ACCOUNT

DENTAL INSURANCE

VISION INSURANCE

TUITION REMISSION

PAID TIME OFF:

• VACATION ACCRUAL • SICK ACCRUAL • PAID PARENTAL LEAVE • HOLIDAYS/WINTER SEASON DAYS

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LONG TERM DISABILITY

SUPPLEMENTAL LONG TERM DISABILITY

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LIFE INSURANCE

ACCIDENT & CRITICAL ILLNESS INSURANCE

EMPLOYEE WELLNESS PROGRAMS

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FAMILY CARE ASSISTANCE

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EMPLOYEE SERVICES & DISCOUNTS

THIS BROCHURE HIGHLIGHTS THE BENEFIT OPTIONS AVAILABLE TO DUALLY COMPENSATED EMPLOYEES OF THE UNIVERSITY OF CINCINNATI AND UNIVERSITY OF CINCINNATI PHYSICIANS AND IN NO WAY SERVES AS THE POLICY, SUMMARY PLAN DESCRIPTION OR PLAN DOCUMENT. IF ANY DISCREPANCIES OR CONFLICTS EXIST BETWEEN THIS BROCHURE AND THE POLICY OR PLAN DOCUMENTS, THE POLICY OR PLAN DOCUMENT SHALL GOVERN. WE RESERVE THE RIGHT TO AMEND, MODIFY OR TERMINATE ANY PROVISIONS, POLICIES OR BENEFIT PLANS IN WHOLE OR IN PART AT ANY TIME WITH OR WITHOUT NOTICE.

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BASE RETIREMENT SAVINGS EMPLOYER CONTRIBUTIONS UC AND UCP OFFER THE FOLLOWING RETIREMENT CONTRIBUTIONS IN LIEU OF CONTRIBUTING TO SOCIAL SECURITY. AS STATE OF OHIO PUBLIC EMPLOYEES, EMPLOYEES WILL NOT CONTRIBUTE TO SOCIAL SECURITY.

FACULTY OPTION 1: STRS: STATE TEACHERS RETIREMENT SYSTEM  AVAILABLE TO FULL-TIME AND PART-TIME EMPLOYEES  VESTING SCHEDULE APPLIES  UC CONTRIBUTION:  9.53% - DEFINED CONTRIBUTION PLAN  14% - DEFINED BENEFIT PLAN  14% - COMBINED PLAN  EMPLOYEE MANDATORY CONTRIBUTION – 14% OPTION 2: ARP: ALTERNATIVE RETIREMENT PLAN  AVAILABLE TO FULL-TIME (100% FTE) EMPLOYEES  DEFINED CONTRIBUTION PLAN  IMMEDIATE VESTING  UC CONTRIBUTES 9.53% OF EMPLOYEE’S ELIGIBLE PAY  EMPLOYEE MANDATORY CONTRIBUTION – 14% STAFF OPTION 1: OPERS: OHIO PUBLIC EMPLOYEE RETIREMENT SYSTEM  AVAILABLE TO FULL-TIME AND PART-TIME EMPLOYEES  VESTING SCHEDULE APPLIES  UC CONTRIBUTION:  11.5% - DEFINED CONTRIBUTION PLAN  14% - DEFINED BENEFIT PLAN  EMPLOYEE MANDATORY CONTRIBUTION – 10% OPTION 2: ARP: ALTERNATIVE RETIREMENT PLAN  AVAILABLE TO FULL-TIME (100% FTE) EMPLOYEES  DEFINED CONTRIBUTION PLAN  IMMEDIATE VESTING  UC CONTRIBUTES 11.56% OF EMPLOYEE’S ELIGIBLE PAY  EMPLOYEE MANDATORY CONTRIBUTION – 10%

ALL EMPLOYEES  AVAILABLE TO FULL-TIME AND PART-TIME EMPLOYEES  DEFINED CONTRIBUTION PLAN  UCP CONTRIBUTION:  8.5% OF FIRST  AS PART OF THE TOTAL COMPENSATION PACKAGE, UCP MAY CONTRIBUTE AN ADDITIONAL AMOUNT  ANNUAL LIMIT OF $61,000  IMMEDIATE VESTING  NO EMPLOYEE MANDATORY CONTRIBUTION $305,000 (IRS LIMIT)  MAX $25,925 ANNUAL CONTRIBUTION

PLAN INFORMATION

STATE SYSTEM  STRS  OPERS

ARP  AXA  VOYA

PLAN ADMINISTRATORS

 FIDELITY  TIAA

 FIDELITY  TIAA

PLAN ELECTIONS ARE MADE BY SUBMITTING THE UC RETIREMENT PLAN ELECTION FORM VIA EMAIL TO [email protected]  IF NO ELECTION IS MADE WITHIN 120 DAYS OF THE START OF EMPLOYMENT, EMPLOYEES WILL BE ENROLLED IN THE APPLICABLE STATE SYSTEM (STRS/OPERS)  IF YOU ELECT THE ARP, VENDOR AND INVESTMENT CHOICES ARE MADE VIA THE UC NETBENEFITS PLATFORM www.netbenefits.com/universityofcincinnati o ACCESS TO THE ARP ACCOUNT IN NETBENEFITS IS AVAILABLE AFTER UC BENEFITS RECEIVES THE UC RETIREMENT PLAN ELECTION FORM AND SENDS A CONFIRMATION EMAIL TO THE EMPLOYEE

VENDOR AND INVESTMENT CHOICES CAN BE MADE ANYTIME VIA THE UCP NETBENEFITS PLATFORM www.netbenefits.com/ucp  DEFAULT VENDOR IS FIDELITY  NEW HIRES ARE ENTERED INTO NETBENEFITS 2X PER MONTH

NEXT STEPS

VOLUNTARY RETIREMENT SAVINGS EMPLOYEE VOLUNTARY CONTRIBUTIONS TO AVOID THE POSSIBILITY OF EXCEEDING ANNUAL IRS CONTRIBUTION LIMITS, IT IS RECOMMENDED THAT EMPLOYEES MAKE VOLUNTARY CONTRIBUTIONS THROUGH EITHER UC PAYROLL OR UCP PAYROLL (NOT BOTH).

ELIGIBILITY

ALL EMPLOYEES

ALL EMPLOYEES

EMPLOYEES MAY DIRECT ADDITIONAL RETIREMENT SAVINGS CONTRIBUTIONS TO:  403(B) PRE-TAX CONTRIBUTION  457(B) PRE-TAX CONTRIBUTION

EMPLOYEES MAY DIRECT ADDITIONAL RETIREMENT SAVINGS CONTRIBUTIONS TO:

 403(B)

PLAN INFORMATION

• PRE-TAX CONTRIBUTION • ROTH POST-TAX CONTRIBUTION  457(B) PRE-TAX CONTRIBUTION  MEGA-ROTH OPTIONS AVAILABLE

EMPLOYEE CONTRIBUTION PLAN ADMINISTRATORS

 EMPLOYEE DIRECTED, UP TO ANNUAL IRS LIMIT OF $20,500  $6,500 CATCH UP CONTRIBUTION AVAILABLE FOR AGE 50 ANDOLDER

 403(B): AXA, FIDELITY, TIAA, VOYA  457(B): OHIO DEFFERED COMPENSATION

 FIDELITY  TIAA

RETIREMENT PLAN ADMINISTRATORS

888 ‑ 227 ‑ 7877 800-222-7377

STRS

https://www.strsoh.org/

OPERS

https://www.opers.org/

FIDELITY INVESTMENTS

www.netbenefits.com/universityofcincinnati

800-343-0860

TIAA

https://www.tiaa.org/uc

800-842-2252

AXA EQUITABLE

https://equitable.com/

513-762-7750

800-451-4702 x4025462

VOYA FINANCIAL

https://www.voya.com

OHIO DEFERRED COMPENSATION FIDELITY INVESTMENTS

https://www.ohio457.org

877-644-6457

www.netbenefits.com/UCP

800-343-0860

TIAA

https://www.tiaa.org/UCP

800-842-2252

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MEDICAL INSURANCE

MEDICAL PLAN INFORMATION

65%+ FTE FACULTY 75%+ FTE STAFF

ELIGIBILITY

PLAN INFORMATION

PPO

HDHP

BLUE ACCESS PPO CARE NETWORK

IN NETWORK

OUT OF NETWORK

IN NETWORK

OUT OF NETWORK

$700 INDIVIDUAL $1,400 FAMILY $1,900 INDIVIDUAL $3,800 FAMILY

$1,400 INDIVIDUAL $2,800 FAMILY $3,800 INDIVIDUAL $7,600 FAMILY

$1,900 INDIVIDUAL $3,800 FAMILY $3,800 INDIVIDUAL $7,600 FAMILY

$3,800 PER PERSON $7,600 FAMILY $7,600 INDIVIDUAL $15,200 FAMILY

ANNUAL DEDUCTIBLE

ANNUAL OUT OF POCKET MAXIMUM

ANNUAL HEALTH SAVINGS ACCOUNT FUNDING (UC)

$325 – $825 EE $650 - $1,650 FAMILY

$325 – $825 EE $650 - $1,650 FAMILY

NOT APPLICABLE

NOT APPLICABLE

65% AFTER DEDUCTIBLE 65% AFTER DEDUCTIBLE

65% AFTER DEDUCTIBLE 65% AFTER DEDUCTIBLE

PREVENTIVE CARE**

COVERED 100%

COVERED 100%

80% AFTER DEDUCTIBLE

80% AFTER DEDUCTIBLE

COVERED SERVICES

PHARMACY

30% CO-INSURANCE

SOURCE SUPPLY QUANTITY

RETAIL ONE MONTH SUPPLY

MAIL ORDER THREE MONTH SUPPLY

80% AFTER DEDUCTIBLE

DRUG TYPE GENERIC FORMULARY NON-FORMULARY SPECIALTY

$60 MAXIMUM $110 MAXIMUM $150 MAXIMUM $250 MAXIMUM

$30 MAXIMUM $55 MAXIMUM $75 MAXIMUM $250 MAXIMUM

EMPLOYEE CONTRIBUTION

RATES VARY BASED ON PLAN SELECTION AND TOTAL ANNUAL BASE PAY (UC + UCP)

ANTHEM

PLAN ADMINISTRATOR

FOR MORE INFORMATION: www.anthem.com

** AS RECOMMENDED BY THE AMERICAN MEDICAL ASSOCIATION

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MEDICAL PLAN PREMIUMS

2022 BENEFIT PLAN CONTRIBUTIONS (NON-AAUP)

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HEALTH AND DEPENDENT CARE SAVINGS/SPENDING PLANS HEALTH SAVINGS ACCOUNT (HSA)

*ELIGIBLE ONLY WHEN ENROLLED IN HDHP MEDICAL PLAN

ELIGIBILITY*

65%+ FTE FACULTY 75%+ FTE STAFF

 EMPLOYEES MAY CONTRIBUTE PRE-TAX DOLLARS TO PAY ELIGIBLE HEALTH CARE EXPENSES THAT ARE NOT COVERED BY MEDICAL, DENTAL OR VISION PLANS  HSA BALANCE CARRIES OVER YEAR TO YEAR  UC CONTRIBUTION IS BASED ON TOTAL ANNUAL BASE PAY (UC + UCP)  MAXIMUM ANNUAL COMBINED EMPLOYER AND EMPLOYEE CONTRIBUTION:  $3,650 INDIVIDUAL  $7,300 FAMILY  $1,000 OVER AGE 55 CATCH UP CONTRIBUTION

PLAN INFORMATION

EMPLOYEE CONTRIBUTION

HEALTH EQUITY BANK– SAVINGS ACCOUNT AND DEBIT CARD

PLAN ADMINISTRATOR

FOR MORE INFORMATION: https://learn2.healthequity.com/anthembcbs-hsa/hsa/

FLEXIBLE SPENDING ACCOUNTS (FSA): HEALTH CARE & DEPENDENT CARE

* ELIGIBLE FOR HEALTH CARE FSA ONLY WHEN ENROLLED IN PPO MEDICAL PLAN OR IF MEDICAL COVERAGE IS WAIVED.

ELIGIBILITY*

65%+ FTE FACULTY 75%+ FTE STAFF

 EMPLOYEES MAY CONTRIBUTE PRE-TAX DOLLARS TO PAY ELIGIBLE DEPENDENT DAY CARE EXPENSES AND/OR HEALTH CARE EXPENSES THAT ARE NOT COVERED BY MEDICAL, DENTAL OR VISION PLANS  ANNUAL CONTRIBUTION MUST BE APPLIED TO EXPENSES INCURRED IN SAME PLAN YEAR  UNUSED BALANCES MAY BE CLAIMED UNTIL 02/28 OF THE FOLLOWING PLAN YEAR, AFTER WHICH THEY ARE FORFEITED DEPENDENT CARE: EMPLOYEES MAY CONTRIBUTE UP TO $5,000 PER CALENDAR YEAR HEALTH CARE: EMPLOYEES MAY CONTRIBUTE UP TO $2,400 PER CALENDAR YEAR

PLAN INFORMATION

EMPLOYEE CONTRIBUTION

CHARD SNYDER

PLAN ADMINISTRATOR

FOR MORE INFORMATION : www.chard-snyder.com

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DENTAL INSURANCE DENTAL PLAN INFORMATION

65%+ FTE FACULTY 75%+ FTE STAFF

ELIGIBILITY

PLAN INFORMATION

BASIC

COMPREHENSIVE

COMPREHENSIVE w/ ORTHO

$50 PER PERSON $150 FAMILY

$50 PER PERSON $150 FAMILY

$50 PER PERSON $150 PER FAMILY

ANNUAL DEDUCTIBLE

DOES NOT APPLY TO DIAGNOSTIC OR PREVENTIVE SERVICES

DOES NOT APPLY TO DIAGNOSTIC, PREVENTIVE, OR ORTHO SERVICES $2,000 PER PERSON, EXCLUDING ORTHODONTIC SERVICES

$1500 PER PERSON, EXCLUDING ORTHODONTIC SERVICES

ANNUAL MAXIMUM BENEFIT

$500 PER PERSON

PREVENTIVE CARE

80% AFTER DEDUCTIBLE

100% NO DEDUCTIBLE

100% NO DEDUCTIBLE

BASIC RESTORATIVE SERVICES

80% AFTER DEDUCTIBLE

80% AFTER DEDUCTIBLE

80% AFTER DEDUCTIBLE

MAJOR SERVICES

60% AFTER DEDUCTIBLE

80% AFTER DEDUCTIBLE

80% AFTER DEDUCTIBLE

60%* *LIFETIME MAX $2,000 PER ELIGIBLE DEPENDENT UP TO AGE 19

ORTHODONTIC SERVICES

NOT COVERED

NOT COVERED

EMPLOYEE CONTRIBUTION

NO COST NO COST NO COST NO COST

$12.29 $23.75 $24.25 $37.07

$15.95 $30.77 $41.76 $61.43

EMPLOYEE (EE) ONLY EE + CHILD(REN) EE + SPOUSE/DOMESTIC PARTNER FAMILY

DELTA DENTAL

PLAN ADMINISTRATOR

FOR MORE INFORMATION: www.deltadentaloh.com

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VISION INSURANCE

VISION PLAN INFORMATION

65%+ FTE FACULTY 75%+ FTE STAFF

ELIGIBILITY

PLAN INFORMATION

VISION CARE SERVICES

OUT OF NETWORK REIMBURSEMENT

IN NETWORK MEMBER COST

 $25 COPAY  $150 FRAME ALLOWANCE  20% OFF BALANCE OVER ALLOWANCE  $80 WALMART®/SAM’S CLUB®/COSTCO® FRAME ALLOWANCE

FRAMES (EVERY OTHER CALENDAR YEAR)

UP TO $70

SINGLE VISION BIFOCAL TRIFOCAL IMPACT-RESISTANT LENSES FOR DEPENDENT CHILDREN CONTACT LENSES (IN LIEU OF GLASSES)

UP TO $30 UP TO $50 UP TO $65 UP TO $50

INCLUDED IN RX GLASSES CO-PAY

 $60 COPAY  $130 CONTACT ALLOWANCE

UP TO $105

EYE EXAM

EYE EXAMS ARE COVERED UNDER MEDICAL INSURANCE

 $3.73 EMPLOYEE ONLY  $7.97 EMPLOYEE + CHILD(REN)  $7.45 EMPLOYEE + SPOUSE  $12.75 EMPLOYEE +FAMILY

EMPLOYEE CONTRIBUTION

VSP

PLAN ADMINISTRATOR

FOR MORE INFORMATION: https://www.vsp.com/

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TUITION REMISSION

TUITION REMISSION PLAN INFORMATION

FULL TIME EMPLOYEE: 65%+ FTE FACULTY AND 75%+ FTE STAFF FULL TIME BENEFITS-ELIGIBLE EMPLOYEES MAY ENROLL IN AN UNLIMITED NUMBER OF CREDIT HOURS PER SEMESTER DEPENDENTS OF FULL-TIME EMPLOYEES MAY ENROLL IN:  UNDERGRADUATE CREDIT HOURS - UNLIMITED PER DEPENDENT • ELIGIBLE DEPENDENTS INCLUDE: o LEGAL SPOUSE o SAME OR OPPOSITE SEX DOMESTIC PARTNER o UNMARRIED CHILD (BIOLOGICAL, STEP, ADOPTED, OR GUARDIAN)  GRADUATE CREDIT HOURS • TUITION REMISSION BENEFITS ARE NOT AVAILABLE FOR THE COLLEGE OF MEDICINE GRADUATE PROGRAMS OF MD AND MS IN PHYSIOLOGY. PART TIME EMPLOYEE: < 65% FTE FACULTY AND Page 1 Page 2-3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26

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