Garry F. Liday Corp - December 2021

Garry F. Liday Corp - December 2021

Call Us: (503) 620-3531 www.garryliday.com

DECEMBER 2021

Garry F. Liday Corporat ion FINANCIAL COACH

RETIREMENT ASSET MANAGERS, INC. A Registered Investment Advisory Firm (RIA)

What a year it’s been and how thrilled I am that the holidays are here! It truly is the best time of the year. Back in November, my wife and I celebrated our 39th wedding anniversary. What a holiday blessing it truly is to have been making memories together for so many years. Memories stem from traditions, and traditions are one of the best parts of the holiday season! Every Thanksgiving, we get together with the kids. My wife is extremely creative, and every year, she ventures out to pick out the perfect Christmas ornaments. I’m serious when I say that she finds the most beautiful and special ones. She’s picky and has great taste. Everyone who attends the Thanksgiving feast gets one ornament, grab-bag style. It’s a really fun way to lead right into Christmas. We always have the traditional turkey or ham meal with all of the fixings — sweet potatoes, mashed potatoes, gravy, rolls, casseroles, and, of course, pie. Everyone contributes and brings something, too. It’s a potluck, which is always a lot of fun. It gives us all the opportunity to show off our favorite dishes and try new things. After such a crazy year, we are still unsure of our Christmas plans. We will likely be winging it and celebrating with the family, grateful to just be together. My wife’s daughter recently had neck surgery, and what a trooper she is. The doctors had to move her voice box to reach the bones in her neck, and that brought about a rough recovery. I’m happy to report that she’s doing well. This year, I’m grateful for health. We all have our own issues here and there, but I’m happy we are all okay as the world weathers the pandemic. Reflecting back on the past year and looking forward to 2022, I’m happy that many are vaccinated. It makes me feel positive going into the new year that things might turn around. I’ve already noticed some changes. In fact, in November, I traveled and attended a training seminar, and it felt good to begin returning to normal ever so slightly. I can’t wait to have in-person trainings and meetings more frequently again. Merry and Bright HOME FOR THE HOLIDAYS

Every Christmas and New Year’s, we close for a few days to take some time to relax and enjoy time with our families, which is very important. Family is everything, and I love creating new memories and reminiscing on good times. We always have fun when we get together. I’m certainly looking forward to taking some time off to reflect on the year, my ups and downs, and to set some new goals. The pandemic knocked us all down a little bit, and I’m really looking forward to getting back on track. This holiday season, I wish everyone a very happy holiday, no matter what and how you celebrate. I truly hope that happiness, love, good health, and prosperity will grace you in the new year. May the magic of the holidays fill your heart!

– Garry Liday

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The Story of Whoobie, Juan, and the Family They Created

No Monkeying Around Helping Hands Monkey Helpers for the Win

You’ve heard of service dogs, but what about service monkeys? For many years now, capuchin monkeys have been lending helping hands to people with disabilities!

together to sift through applications and determine which monkeys will be the right choice for the applicants based on lifestyle preferences and the tasks that will be most helpful to the person with disabilities. Plus, Helping Hands Monkey Helpers ensures that the monkeys are completely free of charge to the recipients! The human-animal bond created along the journey after placement is absolutely beautiful. Helping Hands Monkey Helpers brings love, companionship,

Helping Hands Monkey Helpers, located at Monkey College in Boston, Massachusetts, is a nonprofit organization designed to help people with disabilities and mobility issues, such as quadriplegia, by pairing themwith a monkey service animal. These simian helpers are specifically trained to help with daily tasks while providing companionship, happiness, and a renewed sense of purpose that many struggle with when navigating an injury or disability. When monkeys graduate, they will have developed the ability to navigate major household appliances and electronics as well as basic items within the home. They can even retrieve a canned beverage from the refrigerator, open it, and put a straw in it! A service monkey can also assist with retrieving things that are dropped or out of reach, turning pages in a book, scratching an itch, pushing buttons on electronic devices, and performing other menial tasks within the home.

and laughter to many who are fortunate enough to work with the organization. These monkeys are the best, hands down. And, monkeys, thank you for going to monkey college, and thank you for your service!

Each human applicant and the capuchin monkeys undergo a pairing process to find the best fit for placement! A social worker and placement specialist work

Consider Your Neighborhood’s Impact on Your Well-Being WORRIED ABOUT YOUR HEALTH?

We all know that cigarettes can damage our lungs and that a diet high in sugar can increase our risk of chronic conditions, but did you know that where you live can be just as detrimental to your health? That’s the conclusion of a 2017 report that was conducted by the Population Reference Bureau (PRB), a private research institute that examines population, environment, and health effects. The organization found that areas with higher poverty rates also saw increases in health concerns, stress, and mobility issues. In 2021, the American Heart Association (AHA) corroborated these findings. In its report, the AHA highlighted a 2017 study published in the American Journal of Epidemiology that found that those who lived in “low socioeconomic” areas were 60%more likely to have a heart attack or stroke. A 2020 study found similar results. For older adults, these findings can be eye-opening. As we age, our body experiences natural wear and tear, and many health experts believe social factors expedite the natural aging process. For example, if you live near a factory, the air pollution it emits could weaken air quality near your home and be detrimental to your health.

The resources surrounding our neighborhoods can be just as impactful.

PRB reports that older adults are more likely to rely on neighborhood resources — like community centers and libraries — for means of social interaction and assistance. When their neighborhoods don’t have these resources or access to places like grocery stores and walking paths, older adults face the risk of accelerated aging due to limited access to exercise, healthy food, and health- related resources. If you live in a neighborhood with poor mobility options or limited resources for support, consider partnering with a relative, friend, or neighbor. Make regular plans to walk in a nearby park or go grocery shopping at a healthier store together. Older adult ride services or in-home care services can also help you live independently in your home and neighborhood by bringing resources to you!

You may not be able to change your neighborhood, but you don’t have to fall victim to its shortcomings. With a little support, you can thrive wherever you live.

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5 Tips for Good Hair Health as You Age Keep Your Hair Lush in Retirement

If your hair stylist has a quote on the wall, odds are good it’s this one: “Invest in your hair. It’s the crown you never take off.” No one knows for sure who came up with that saying, but the older we get, the more truth there is to it. It takes time and energy to prevent a lush head of hair from turning into a sparse one.

Take a Break

Everyone’s hair thins, lightens, and gets brittle with age. It’s a sign of a long-lived life and nothing

to be ashamed of. That said, there’s no reason to lose your hair before your time! Here are five strategies to keep your crown shining as long as genetics allow.

1. Never skip the protein. According

Crispy Fish With Brown Butter Sauce Inspired by BonAppetit.com

to the Cleveland Clinic, your hair is made almost entirely of protein, and it will suffer when you don’t eat enough! Dermatologist Wilma Bergfeld recommends eating low-fat red meat a few times a week for hair health, but you can also get protein from plant-based sources like tofu, lentils, and chickpeas. 2. Choose natural products that are tailored to your hair type. When you’re shopping for shampoo and conditioner, look for products without parabens, phthalates, sulfates, alcohol, or silicones. (Healthline.com has a great guide for this!) You should also buy products made for your hair type, whether that’s oily or dry, coiled or curled. Finally, avoid dying your hair at home or regularly styling it with heat. Both things will damage your locks! 3. Avoid crash diets. When you lose a lot of weight at once, you can shock your body and either slow your hair’s growth or cause it to fall out! To avoid this, aim for a slow, sustainable weight loss instead. 4. Be gentle with your locks. To keep your hair looking its best, swap your brush for a wide-tooth comb, always be gentle with tangles, and if you have longer locks, avoid styling them in tight buns, braids, or ponytails. High-tension styles can damage your hair. 5. Reduce your stress. It sounds like a cliche, but the healthier you are, the healthier your hair will be! To boost your health, try minimizing the stress in your life with regular exercise, outdoor activities, meditation, and plenty of sleep.

INGREDIENTS Want to enjoy the decadence of the holiday season without adding too much to your waistline? Swap red meat for fish and serve this delicious, easy dish.

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1 tbsp olive oil

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1/2 cup blanched hazelnuts, chopped 2 tsp lemon juice Lemon wedges, for garnish

4 5-oz Chilean sea bass or salmon filets, skin-on

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Salt and pepper, to taste

6 tbsp unsalted butter, cut into pieces

DIRECTIONS

1. In an unheated skillet, add oil. Season fish with salt and pepper, then add to skillet (skin-down). 2. Heat the skillet to medium and cook for 4 minutes. With a spatula, press each filet down, rotating between filets every few seconds. When the skin begins to crisp, stop pressing and cook 8–10 minutes, then flip and cook for another minute. Remove the fish. 3. Wipe the skillet clean and return to medium heat. Add the butter and hazelnuts. Heat, swirling continuously, until butter foams and browns. Remove from heat. 4. Stir in lemon juice and season to taste. Pour over fish, garnish, and serve with salad.

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Garry F. Liday Corp. Retirement Asset Managers, Inc. A Registered Investment Advisory Firm (RIA) 15405 SW 116th Ave., Suite 103A King City, OR 97224

Call Us: (503) 620-3531 www.garryliday.com

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Inside This Issue Holiday Wishes and Traditions PAGE 1 Helping Hands Monkey Helpers for the Win PAGE 2 Your Neighborhood Could Make You Unhealthy! PAGE 2 5 Ways to Keep Your Hair Lush in Retirement PAGE 3 Crispy Fish With Brown Butter Sauce PAGE 3 Worried About Your Gut Health While Traveling? PAGE 4

QUICK GUT HEALTH TIPS FOR TRAVELERS Picture this: You’re flying for a holiday reunion with your family. By the time you leave the airport after arriving at your destination, your stomach is already doing flips, and you haven’t even dug into your favorite family dishes yet. Instead, drink plenty of water, which can also help alleviate the risk of constipation. If that’s your main concern, keep in mind that Dr. Ravella says a lack of fiber is the main reason for constipation while traveling. An easy way to avoid this is to eat whole- plant foods, even at restaurants. Why Does Your Stomach Hurt While Traveling?

Traveling is stressful — even for your gut. Dr. Shilpa Ravella, a gastroenterologist at NewYork- Presbyterian and Columbia University Medical Center, told Healthline, “Travel can be a hectic time … You may be eating out more and eating new foods in new locations, including more processed foods, and it’s easy to overeat in this setting, placing more stress on your digestive system than at home.” The best solution is to take things slow to avoid overeating. Not only does overeating stretch your stomach, but also “research has found that people who overeat are 10 times more likely to need emergency medical attention for food obstruction,” Dr. Ravella says. Also, even if you wake up at 4 a.m. for your first flight, don’t gulp down coffee all morning. Overconsumption of beverages with lots of sugar, caffeine, or alcohol can irritate your gastrointestinal system, especially if you already have a sensitive stomach.

If this situation sounds familiar, here’s how you can keep your gut healthy, no matter where you are this winter.

Follow these tips when you need help fast. Dr. Ravella says that over-the-counter medications, such as antacids, can help your heartburn. If you struggle with mild traveler’s diarrhea, try to keep bismuth subsalicylate (Pepto-Bismol) and loperamide (Imodium) in your carry-on, ready at all times. If your symptoms worsen into fever, bloody diarrhea, bloody vomiting, or severe abdominal pain, see a health care provider right away. Lastly, if you really want to be comfortable while traveling, it might be worth trying a magnesium (magnesium bisglycinate chelate) supplement, which has been shown to improve jet lag and promote relaxation and sleep while traveling. Best of luck!

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