Vermost Insurance Agency - March 2021

Vermost Insurance Agency - March 2021

Protection Team News LET'S GO, BUCS!

VOL 13, ISSUE 2

It may be a new year, but here in the Tampa Bay area, our sports teams are still on their winning ways. The Buccaneers added another Super Bowl win to the trend; Tom Brady

I am ready to start sweating again, enjoying the sun, and getting my natural dose of vitamin D. While it might be cool out, it’s a good time to start

Let's Go, Bucs! Page 1 A Match Made in Cornmeal Batter

and company have really turned the team around to make this season memorable, bringing home the Lombardi Trophy. Go, Bucs! It may be a new year, but COVID-19 is still running rampant, including a few new variants. Just as expected, the number of cases jumped significantly due to holiday gatherings, New Year celebrations, and kids going back to school. As the number of vaccinations increases every day, we are inching closer to getting this nasty virus behind us. As more drug makers get results from their testing and additional vaccines are approved by the Food and Drug Administration (FDA) for emergency use, let’s hope we can soon breathe a sigh of relief and get back

thinking about this summer and your hurricane plan and flood insurance. I know what you are thinking — why is he talking about this in February? I will tell you why … when the COVID-19 infections decrease over the next few months, you and everyone else who has been cooped up in the house for the last year will be taking vacations, running to Disney, visiting family, and doing all those other things you’ve missed. You won’t be thinking about getting ready for hurricane season. Now that the Super Bowl has been decided, take a little bit of time and make sure you are ready so you can get out of the house stress-free when things get better. Next month, I'll talk more about the Tampa Bay

Heaven Page 2 Do Single People Need Life Insurance? Page 2 Did You Know ... Page 2 Make Gardening Better With These 3 Ideas! Page 3 Check Out Our Referral Program! Page 4 Wacky March Holidays Page 5

Sledding Florida style!

Word Search Page 5

Green Goddess Smoothie Page 5 January Referral Rewards and Puzzle

to our “old” way of living. Until then, we need to continue being careful and wear those darn masks for everyone’s safety. So much for a dry and warm winter this year! This cold weather is NOT why I moved to Florida some 30 years ago. Yes, I know it’s not as bad as the Midwest or Northeast with their blizzards and nor’easters. But I don’t live there; I live in Florida.

Buccaneers celebrating their Super Bowl win. So far, the Lightning are doing very well; let’s hope that continues for them. And we’re only weeks away from the start of spring training for the Rays. Until next month, –Darren

Winner! Page 6

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Toll free (800) 828-2226 Fax (727) 577-4991

www.vermost.com [email protected]

LIFE INSURANCE FOR SINGLE PEOPLE Is a Policy Worth It Without Spouse or Children? asd There’s a question we at Vermost Insurance Agency get quite often, and it’s usually some variation of this: “I’m single, I’m not planning to marry, and I don’t want kids. Do I really need life insurance?” It’s a fair question to ask, and our answer is usually that life insurance isn’t just about need, but about the benefits that come with it — benefits that set you up for whatever life throws at you and help cement your legacy after you’re gone. If the person asking this is young, we usually point out that life insurance will never be cheaper than it is in your 20s. The older you are, the more expensive it gets, and if you do end up starting a family later in life, you’ll thank yourself for making the right call all those years ago — and saving a chunk of change in the process. No matter your age, you might be one of the many, many Americans who still owe debt that you’ve accrued with one or more co-signers, like your parents. Unlike the kinds of debt that are forgiven after you pass away, most of these debts will be thrown onto your co-signers if you pass. A life insurance policy can guarantee your portion is paid up if something happens. It can also guarantee your mortgage is paid off and you can leave your property to whomever you choose, whether you have co-signers or not.

CORN DOGS AND BASKETBALL

An American Tradition

It’s no coincidence that National Corn Dog Day is March 20 — the third Saturday of the month. This day is traditionally the first Saturday of March Madness; otherwise, known as the NCAA Men's Division I Basketball Championship. But wait. What do corn dogs and a basketball tournament have to do with one another? Turns out, National Corn Dog Day has everything to do with March Madness. The “holiday” began in March 1992 when two Corvallis, Oregon, high school students needed a snack while watching a basketball game. They got some corn dogs and called it good. But somehow, this simple snack and sport pairing turned into something huge. In fact, eating corn dogs while watching March Madness caught on like wildfire — and the teens didn’t even have Instagram to promote it! Though it’s not clear how, it spread across Oregon and eventually the rest of the country. It’s likely that people just heard about it from friends and family and thought it was a great idea. The corn dog, like basketball, is an American creation. In the 1920s, the creators toyed around with the idea of fried foods on a stick. They battered and fried everything from cheese to bananas, but it was the battered sausages that really stood out, and the corn dog was born. By the 1940s, the convenient creation had popped up at state fairs and drive-in restaurants all over the country. In 2012, in honor of the original Corn Dog Day, the then-governor of Oregon issued an official proclamation naming March 17 National Corn Dog Day in the state. Several companies jumped on the bandwagon as well, including Foster Farms (a maker of frozen corn dogs, among many other meat products) and the Pabst Brewing Company. While it’s not an “official”

Vermost Insurance now has a relationship with Chuck Chucri who offers Financial

national day recognized by the U.S. Congress, it’s celebrated with thousands of events every March. And it’s grown beyond its U.S. roots. An article printed in The Oregonian in 2009 revealed that National Corn Dog Day parties have been celebrated on nearly every continent — including Antarctica!

Planning & Investment

Did You Know ...

Advisory Services.

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1200 Belcher Rd. S., Suite 1

Largo, FL 33771-3315

Phone: (727) 748-2886

2021

INSPIRING HAPPINESS!

2020 REFERRAL WINNER!

We want to thank everyone who referred their friends, family, and coworkers to Vermost Insurance throughout 2020. When you refer someone to us, you receive rewards for each referral and are entered into monthly and annual drawings for additional, even bigger prizes. Your referrals mean a lot to us, and we want to reward you for helping us grow our Vermost Insurance family. The Annual Grand Prize Winners of our 2020 Referral Program are Diane and Joseph Goulah. They received a 55-inch 4K TV plus a $250 donation to the Alzheimer’s Association, their charity of choice. If you want a shot at next year’s prize, keep sending referrals our way. Your referrals make us happy, and we hope our referral program makes you happy too!

Diane and Joseph Goulah are our 2020 referral winners of the 55-inch 4K TV, plus a $250 donation to the Alzheimer’s Association, their charity of choice.

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1200 Belcher Rd. S., Suite 1 Phone: (727) 748-2886 1200 Belcher Rd. S. Suite 1 ● Largo, FL 33771-3315 ● Phone: (727) 748-2886 Largo, FL 33771-3315

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3 Ways to Improve Your Harvest Do Something Better in the Garden There’s something beautiful about cultivating your own harvest, but you can grow more than simple backyard vegetables. Help your garden “grow up” by trying something We plant gardens for a purpose, so why not make it fun! Plant fresh basil, tomatoes, onions, peppers, oregano, and more to create a garden worthy of your next homemade pizza. All you will need to buy is the crust! Pumpkin plants can offer fresh gourds for any Halloween fanatic, while new species of fruits and vegetables can create an exciting home-cooking experience. Try the silver cucumber for a sweet taste or pineberries for a mix between strawberries and pineapples. You just might find a new flavor you love. Go With the Flow Creating a year-round garden that practically takes care of itself means using principles of permaculture, a philosophy of working with, rather than against, nature. Start by analyzing your space and yard. Determine your soil type and layer mulch or cover crops to protect it. Then, begin planting the same way that’s found in nature — trees grow at the top, shrubs and bushes are below, and other small plants and vines intermingle within. Choose crops that help each other grow (like corn, beans, and squash), and offer aid to your garden without digging up too much soil or disturbing its natural process. Permaculture gardening requires thoughtful planning, but once your crops are in place, nature will take its course. Plant for Your Health Mass production of your favorite fruits and vegetables reduces their key nutrients. Instead, choose fresh, home- grown varieties to yield greater health benefits. This is good news for those living with heart disease, joint disorders, or other chronic conditions. You can grow a garden chock full of nutrient-rich foods! Colorful fruits, root veggies, onions, and beans are great for joint health, while leafy greens can boost heart health. Grow pumpkins so you can harvest the seeds for better brain function, while berries can support your liver. Before you dig into these new gardening methods, consult with an expert at a nursery or greenhouse to get the best possible results. unique this spring. Grow Fun Foods

If you want to get a loan for your small business, most lenders will require you to show a life insurance policy. It’s part of a comprehensive plan for what happens if the owner or partners of your business pass away. It can help keep the business afloat in the turbulence that can easily follow your death. Life insurance can also cover funeral expenses, which would help your family. And if you help out your parents or other family financially from time to time, a policy can ensure that those contributions continue after your death. Finally, a life insurance policy allows you to give significant money to charities and other worthy causes. As you can see, there are many good reasons to have a life insurance policy, and the sooner you start one, the better. Call Vermost Insurance Agency at (727) 748-2886 today for a quote or answers to any insurance questions you might have.

CALL FOR DETAILS OR TO MAKE YOUR APPOINTMENT TODAY (727) 748-2886 Chuck Chucri, CFP® , CLU®, ChFC®, FLMI Financial Planner

Prudential Advisors Prudential.com/advisor/chuck-chucri

Our financial advisors offer investment advice, and some may offer financial planning. Our financial advisors and financial planners offer financial planning and/or investment advice through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS). A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. 1-800-778-2255 Vermost Insurance is an independent organization and is not an affiliate of Prudential Financial.

1007626-00003-00

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Toll free (800) 828-2226

Fax (727) 577-4991

www.vermost.com

[email protected]

WackyMarch Holidays

• World Compliment Day, March 1 • Dr. Seuss’ Birthday, March 2 • National Hug a G.I. Day, March 4 • National Day of Unplugging, March 5 • International Women’s Day, March 8 • National Girl Scout Day, March 12

• National Pi Day, March 14 • The Ides of March, March 15 • St. Patrick’s Day, March 17 • Spring Equinox, March 20 • International Waffle Day, March 25 • World Backup Day, March 30

GREEN GODDESS SMOOTHIE

WORD SEARCH

• 1 1/4 cup unsweetened vanilla almond milk • 1 organic apple, peeled and chopped • 1 medium frozen banana • 1 1/2 cups fresh organic spinach • 1 tbsp chia seeds • 1/2 medium avocado Ingredients Directions If you’re looking to get your green on, why not try this light smoothie? 1. In a large, high-powered blender, add all ingredients. 2. Blend on high for 1–2 minutes, or until all ingredients are well combined. 3. If necessary, add more almond milk to thin the smoothie. 4. Serve immediately and enjoy!

Aquamarine Basketball Butterfly Clover Daffodil Green

Ides Leprechaun Madness Spring Tangerine Women

Inspired by AmbitiousKitchen.com

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Toll free (800) 828-2226

Fax (727) 577-4991

www.vermost.com

[email protected]

PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

1200 Belcher Road South, Suite 1 Largo, FL 33771 www.vermost.com (727) 748-2886

INSIDE THIS ISSUE

You Make Us Happy

We insure more than just cars & homes. Here's a list of some of our lines of protection:

Thank you for recently referring your friends, family, and coworkers to our agency. With your help, our Vermost Insurance family keeps growing! We hope our referral program makes you happy, too! People who referred clients to us in January:

› Antique vehicles › Annuities › Auto › Boat/RV › Bonds › Builders risk › Commercial auto › Commercial property › Condo › Dental › Disability › Employee benefits

› Flood › General liability › Health › Home › I.D. theft › Life › Mobile home › Motorcycle/Jet Ski › Notary public

Linda Carver Philip Morrison Mary Stiegler

January Puzzle Winner: Angela Maseda

Shanna O'Brien Rosanne Georgia Marie Rives Silent Sports Outfitter Bianca Schmitt

› Umbrella › Workers'

January Referral Winner: Marie Rives

Compensation

... and more!

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1200 Belcher Rd. S., Suite 1 Largo, FL 33771-3315

Phone: (727) 748-2886